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Mr. Bean

Mr. Bean

TF Family Moderator RML Group
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  • Mr. Bean
    Stable Money promised me Rs.100/- Amazon gift voucher (for filling a survey on their bond platform). But, sent shopping voucher. 🙁 Still a gift! 🎁
    • Hehe
    • Like
    Reactions: Chhota Bheem, cardio_guy, 2025 and 1 other person
    vega
    vega
    Atleast...they sent a gift. 🎁
    Chhota Bheem
    Chhota Bheem
    What's the max rate on FD for general category?
    Mr. Bean
    Mr. Bean
    @Chhota Bheem I use it only for bonds, actually a single bond so far. I have been just exploring their bonds platform. For FD, I invest directly with banks (particularly in SFBs). The rates change frequently. It is hard to keep up with constant change. I stick with a selected SFBs where there is a near-by branch so that I can have a human-touch when there is an issue.
    Mr. Bean
    NSDL Payments Bank accounts are being blocked to do vKYC. To check, if yours is blocked, open the app and check account details.

    • Like
    Reactions: hitirfan
    View previous comments…
    Mr. Bean
    Mr. Bean
    Too many sad stories. One person did re-kyc 2 years ago, yet blocked. Another opened the account yesterday and blocked today. Another receives his salary in this account and now he/she can't withdraw the salary. 🙁 It's chaos.
    Mr. Bean
    Mr. Bean
    Mr. Bean
    Mr. Bean
    Mr. Bean
    Thanks everyone for a great year. I learnt a lot from the last 12+ months than what I had learned in the previous 10+ years. Of course, outside of banking too, I grew up as a better person since joined, thanks to people who trolled me, provided criticism that only shaped me to where I am. Still a long way to go. I may not be as much active as I used to. I will still check TF community from time to time like checking my HDFC Millennia DC rewards every few hours, every day, every month, until it arrives. 😝
    Mr. Bean
    Received an email regarding JioSafe.com, an app for chat, calls and video calls/conference. Any (Jio) user using it? Thoughts? BTW, it's a paid app. Just FYF. 😆
    Mr. Bean
    Amazon Pay wallet load using Amazon Pay ICICI CC used to give 2 reward points per every 100 rupee. Now, just 1 point per 100 rupee spent. Another devaluation or was it already announced?
    View previous comments…
    Sup
    Sup
    If true, then it's a nice observation. Just now I tried to add money and merchant name came out as Amazon Pay India Pvt Ltd
    Sup
    Sup
    Will this merchant come under utility category? We can't add more than 50k without attracting additional 1% charge.
    Mr. Bean
    Mr. Bean
    @shu_sha The devaluation is being implemented in phases (as one could observe from the conversation). So, enjoy 2% rewards until then. 🎁
    Mr. Bean
    Slice is a bank now. Officially the merger is completed today with North East SFB.
    Mr. Bean
    Received a call from SBI to pay CC bill of 1lac that was past due. For CC ending with 0212. I thought SBI credit card is a private and separate entity than SBI bank. Now, the customer care said they'll collect the dues by deducting the money from my SBI SB account. Someone please help me. What do I do as I don't have a CC, nor savings account with SBI?
    Mr. Bean
    Didn't know that Samsung browser has an option to enable background play that works on YouTube without premium subscription. It's under settings => Useful Features, if anyone is interested.

    A few months ago, a phone maker brought such an option across the mobile (irrespective of the app) that was withdrawn later after Google forced the device maker to remove.

    I don't know what kind of dealing is there between Samsung and Google. But, background play works for now. I am a heavy user of background play in YouTube.
    • Like
    Reactions: Swastik, vaibhav111, NShah and 3 others
    View previous comments…
    its_karan
    its_karan
    Samsung Browser had many features, have been a fan of it since Galaxy note 3 Neo days.

    If they would have made a PC equivalent of it would bang on.

    Some features I used it for back in the day
    • Reader mode for paid articles. Now doesn't work.
    • Adguard Addon+Desktop mode= Noice
    • Was the only Samsung app out can be downloaded on any Android
    Now I have moved on to Firefox
    DaDarkkNight
    DaDarkkNight
    Pissant
    Pissant
    I’m just angry that most people accept their data being sold for minor conveniences
    Mr. Bean
    TimesPrime coupons....

    FirstCry: CLB3DF15ECE5E4B

    Zepto pass: PRIJUL1STS8EIF8 (3 months)

    YouTube premium: 3bhay9nlh8qlh (2 months for new customers only)

    Redeem it at https://m.youtube.com/redeem

    Uber: TPPREMb8r4yu (20% off)

    Uber Package: TIMESPACKebgzs2e

    Uber Reserve: TPRES6l4rhnm

    Google One: 8KA56WNMBJE3YQF3NWHN (6 months for new customers)

    Lenskart Gold: AFFLMRTP-1I8WD-21892

    If anyone used the code, please comment below so that others don't waste their time.
    Mr. Bean
    IMG-20241007-WA0000.webp

    Delayed gratification is often ridiculed. However, research shows otherwise. https://en.m.wikipedia.org/wiki/Stanford_marshmallow_experiment

    Been waiting to redeem flash.co coins for nearly a year. Couldn't reach the minimum threshold (of ₹200). Today, I got the opportunity to pay ₹80 (equal to 4000 points) and get Amazon Prime Voucher worth ₹200 (actually ₹300 due to a bug).

    I don't recommend flash anymore as accumulating the points was getting harder and harder. This week, there has been a complete changeover too (devaluation). Invites fetch only ₹20 going forward. No more cash redemption after this month. I can go on and on to stay away from it.

    If you still want to give it a try, here is the invite to flash.co...

    • Like
    Reactions: shrewdoc and NShah
    View previous comments…
    Mr. Bean
    Mr. Bean
    Basically, you create an account with flash.co that provides an email ID such as simpson@flash.co that needs to be linked to your shopping sites such as Amazon. For every eligible order, you get a cashback as points. 50 points = Rs.1. As per flash.co, it de-clutters your email. In reality, it takes away all your previous shopping info. Please know that some sites banned @flash.co email address. Some others don't send order confirmation emails (or they don't reach flash.co inbox). Too many issues. Check out the real user review at https://x.com/shopwithflashco/with_replies before jumping in.
    pgarg24
    pgarg24
    Where did you find the option of redeeming flash coin for amazon prime voucher? Btw i just opened my flash account after months.. saw on 7th october they did some point conversion and i got 4700 coins in my balance.. tried to withdraw and it says u need minimum 10k coins to withdraw.. whats going on any idea?
    Mr. Bean
    Mr. Bean
    @pgarg24 As per the news, Amazon Prime voucher was taken off for sometime and restored with ₹300 voucher for 8000 flash points. If you don't see it, it is likely taken off again.

    As for withdrawal, we can withdraw a minimum of ₹200 that is equal to 10k flash points. Even this withdrawal option will be taken off by the end of the month.
    Mr. Bean
    For me, a big benefit of including Credit Card Bill Payments (CCBP) via BBPS is... I no longer have to track my ICICI CC payments and due dates. I can finally configure auto-pay for ICICI CC (via HDFC Bill Pay for now). As someone who doesn't have an ICICI SB account, I was concerned about missing payment for ICICI CC/s. Feeling more relaxed! ☺️
    Mr. Bean
    I didn't follow up with all the changes in the forum. Just noticed that any posts in "General Discussions (Anything Other Than Finance)" aren't counted towards the number of posts / messages. Wonder why? Aren't they useful?
    Mr. Bean
    Note to self...

    HDFC bank - Horrible Deceiving Frustrating Crazy bank.

    Stay (miles) away from this bank.
    Mr. Bean
    1000002026.jpg

    I think I got an allotment in Tata Technologies IPO as retail, even though I am an existing shareholder of Tata Motors and the mandate for the shareholder application was rejected (as per the GPay records). As a shareholder, I applied for one slot. As retail, I applied for 4 slots and (I think) got one. Never got allotment on previous IPOs.
    Mr. Bean
    Around 50 days gone since joined. Still, I could spend all my day here!
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