Recent content by Ajay chodipilli

You should not ask them they'll definitely refuse to open Just open ac and link your legend cc to your cust id And mail indusind bank for 0 MAB confirmation that's it

Don't expect that from HDFC 🤣 I have preferred ac with FDs -2 years old forget about DCB still they did not offer me even Millennia One way is, get a Millennia or Regalia and do some spends min 4-5L within 6 months and Request for DCB

I Agree .

They r willingly providing the cashback for all bill payments I don't think it's a loophole and they know this they r generally providing cashback like many other credit and debit cards ultimately No one is stealing or no one is losing here

yes, payment using hdfc cc is available for few cards which are associated with bill desk in simple words if they ask u last 4 digits of cc and reg mobile num then that bill can be paid using hdfc cc They provide this opt during payment

They know whatever they r doing, and they monitor each and everything I received call few days ago after paying my cc bill of 55k through their bill pay portal using hdfc platinum DC They asked me whether the cc belongs to me or not? They may discont this anytime

wait for few more months Alternatively apply through an agent by c2c method if u have any other cc with atleast 6 digit limit

open their zero MAB acc and maintain some good amount and use their DC for some months try through paisabazar(get ready for spam calls :ROFLMAO: )

How old is your acc? I do have the indus zero MAB ac since 2021 I applied for legend cc in 2022 but Rejected after few months they called me and offered the same with 88k limit currently using the legend cc for 1 year but no LE or upgrades

IMPS- chargeable in hdfc savings Max unlike IDFC, indusind USP of this acc is u get platinum DC for free and 1% Cashback on all cc bill payments using HDFC BILLPAY

there's no such condition on limit of the card they can upgrade ur zero MAB acc to select based on your request Go to indusind branch and fill the upgrade form and they will do it in 3-7 working days

Simple, 2nd acc- open IDFC 25k savings account as 2nd account 3rd acc- open Indus select account as u hold indusind Legend cc It will be O MAB acc untill you hold that legend card but, Remember if u upgrade ur card or close the card the account becomes 50k MAB acc make sure you continue this...

Required docs ?

Don't take any pre-approved cc from HDFC untill you are satisfied with the card and limit they offered

you can, but it is a headache you've to mail to their escalation team and req for it initially they may deny your req but you have to push them, My mother's card was converted from Business Regalia FYF to Millennia FYF through this process