Recent content by Dr.Anand456

This involves a very high risk. Many people who already have these cards are aware of this trick but still avoid using it because they know how risky it is. Since this is ICICI Bank we’re talking about, it’s not like other banks — they’re very strict. The moment ICICI finds out about this, they...

If your account details are not present in the CIBIL report, the dispute initiation process cannot be undertaken. In these instances, direct communication with the originating bank or NBFC is required to address the matter.

Did you have a Yes Bank card before, or is this your first one?

Ha abhi ke liye better hi lag raha hai.

Jio Payments Bank has launched a brand-new feature called Savings Pro, designed to help customers get higher returns on their idle savings. With this account, surplus money above a chosen threshold is automatically invested in overnight mutual funds, giving users the chance to earn up to 6.5%...

I faced a similar situation too. These days, ICICI Bank usually opens current accounts only if you go for their higher-variant options, like the ones where you need to maintain ₹5 lakhs. In that case, it’s quite easy. But if you try for an account with a lower balance requirement, like ₹25k or...

To become a Wealth customer with ICICI Bank, your Total Relationship Value (TRV) should ideally be around ₹20 lakhs. For Private Banking, the requirement is at least ₹50 lakhs TRV. Please note, these figures are unofficial minimums — officially, the bank demands higher amounts. If you want to...

Not possible. Once you're in private banking and have a Visa Infinite card, the card often remains active even after your account downgrades.

Debit card is free. Just call your virtual rm and rise a debit card request.

Discounts are being applied based on your account and order specifics; therefore, varying discounts are visible across different accounts. Furthermore, the availability of additional discounts is limited.

Yes, a fixed percentage can be applied based on the category. For further information, please refer to the terms and conditions within the Flipkart application.

You can convert 6,000 Marriott points into 3,000 Flipkart SuperCoins, which can give you benefits worth ₹3,000 during upcoming sales. However, keep in mind that you cannot use the entire amount on a single product. Flipkart has set category-wise limits for how many SuperCoins can be applied...

I am unable to confirm this because I am already a paid user. Regardless of whether I check through WhatsApp or the official website, I have unlimited access on a daily basis. However, I would like to know from you, can you access a detailed report via WhatsApp on a daily basis. If yes, kindly...

Just file a formal complaint with Experian, and your problem will probably be fixed within a week.

Right now, you are allowed to get one free credit report in a year from the official website. After that, if you want to check your report again, you have to buy a subscription from the credit bureau. Some popular apps like CRED, PhonePe, Google Pay, and OneScore do give you access to an...