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Recent content by tuhin

  1. tuhin

    Zero Balance AMB Account from IDFC First Bank, Is It Worth It? Need Advice!

    Even if your account is migrated to zero amb, no extra benefits. Rewards are gone, debit card chargeable. I don't think that this bank will survive. Nothing exceptional! They should atleast provide amb waiver policy like if you maintain 10K, they will waive off debit card amc. Don't know who...
  2. tuhin

    Need an account with free physical DC

    I was using IDFC mainly for Free DC with unlimited ATM withdrawal but they are introducing DC charges from Jan 26 onwards hence I have planned to close the account. Can anyone please suggest any alternative account where I can get similar facilities like Free Physical DC with Unlimited ATM...
  3. tuhin

    From Generous to Gone: IDFC FIRST Bank's Debit Card Rewards End from 1st January 2026

    How can it be the same one? This thread I created for DC charges not for rewards. There are many people like me who prefers IDFC for Zero Fee Banking but we are loosing the benefits gradually now. DC charges are too much now even they don't have any benefit limit like if I maintain 1L, I can get...
  4. tuhin

    From Generous to Gone: IDFC FIRST Bank's Debit Card Rewards End from 1st January 2026

    Hi, IDFC First Bank has introduced Debit Card annual fee. So, those who are thinking on opening the lucrative freebies account, hold on a bit, rethink twice. Frankly speaking, if IDFC is introducing charges for their banking services nothing is exceptional here. I am expecting further rates...
  5. tuhin

    Zero Balance Digital Current Account

    But I had VDC
  6. tuhin

    Exploring other Options for Tap to Pay Apps

    How? Can we use NON-HDFC CC for Tap & pay? Seems, I didn't find it on my PayZapp wallet
  7. tuhin

    BOB Lite Current Account via Offline mode/through branch

    Raise a grievance at BOB CRM portal as I successfully generated VDC for my CA.
  8. tuhin

    Avoid Flipkart during sale period

    To bolo kitne logo ka flipkart scam mein barbaad hua?
  9. tuhin

    BOB Blocked my account for UPI transaction

    Upi transaction blocked
  10. tuhin

    BOB Lite Current Account via Offline mode/through branch

    Can you please try any other merchant upi app like Google Pay for Merchants
  11. tuhin

    BOB Blocked my account for UPI transaction

    I asked my BOB Base Branch & they unfreeze my account instantly.
  12. tuhin

    BOB Lite Current Account via Offline mode/through branch

    Just 1 month/individual
  13. tuhin

    BOB Lite Current Account via Offline mode/through branch

    There is no 'only'. This folio charges. For basic CAs , there is no Free Folio facility, hence if UPI credit is counting as an entry of the ledger book then it will be charged as folio only. As per my understanding & BOB scheduled charges, there shouldn't be any charges on ADC based txns...
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