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vaibhav111
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  • For the first time, I would have almost missed a payment on one of my credit cards. I usually pay half of the payment in the first week and the rest in the third week. However, I missed the payment for my SBI cb because I didn't download the statement. The payment was due tomorrow, but due to the 30-31st month cycle, the actual due date is on the 14th, so I'm relieved that I didn't actually miss the payment.
    I paid my Amex bill using BillPay, but for the first time, it hasn't been credited immediately. It's been a couple of hours and the amount still hasn't been credited. Has anyone else experienced this delay before
    P
    pprakash11
    Have experienced this one time with SBI. SBI is always instant, but one time I faced which was then credited after 2 days.
    vaibhav111
    vaibhav111
    Payment reflected today with 8th may as the payment date
    Strange
    Strange
    You will get notification in case any of the below-mentioned changes in your CIBIL report.

    New Enquiry Added
    New Loan Account Opened
    New Address Added
    New Phone Number Added
    Change in Utilization
    Change in Delinquency
    Change in CIBIL Score
    vaibhav111
    vaibhav111
    oh i thought only for Enquiry Added it will alter me thanks @Strange
    "If you check your Experian report and notice that Citibank (if you have their credit card) is no longer listed after March 1st, don't be confused. It has been replaced by Axis Bank with the same credit limit but a new account number. So, there's no need to email Axis support about this."
    vaibhav111
    vaibhav111
    @Harry1 You did closed your paytm card right? Cause mine is active
    H
    Harry1
    I didn't close. It was automatically closed on 1st March, when axis took over. Your Paytm card is still working?
    • Sad
    Reactions: dhiraz
    vaibhav111
    vaibhav111
    @Harry1 My Paytm card was closed when I requested a Citi Reward card in February 2023. I even received double the amount reversal instead of just one when I requested it via email and phone to inquire why Citi charged me fees on my card. They reversed the amount twice, and I'm a happy customer. I only need to spend 30k in a year, which is great.
    • Haha
    Reactions: Harry1
    HDFC Bill Payment Porta isn't showing up my debit card to pay for cc bills, tried twice just bank account would show up and debit card in card section won't show up. i hope it temporary issue and will be resolved like within a hour.
    made a payment for travel instead of gold amex card, we can call cs and get it transferred? i know it wild but since it under same holder, is it possible amex will consider this?
    feeling happy , idfc wealth will be with me in 1/2 working days.
    Sbi cb give 5% in international spend too? Will be travelling to dubai so need for skydiving and other activities.
    akshayhs
    akshayhs
    They have blocked it on PayPal or my PayPal fails after entering OTP. I will be trying on NordVPN in another 2 weeks.
    vaibhav111
    vaibhav111
    You need a vpn ? If you have android try psiphon mod it work flawless
    thinking to apply for amex 2nd card which card should i apply between gold/travel, gold is clear winner right? just applying to get second card for the sake of holding 2 amex card .so any suggestion. and amex won't me use my own referral so have to use someone else referral right?
    C
    CVR
    If you are going to spend only 6k per month in that case gold is good but if you can spend upto 4 lakh in a year on plat travel it gives great value.
    My referral in case you interested
    vaibhav111
    vaibhav111
    Yeah my dad has platinum and gold so I know how to avoid and get reversal of fees but gold seem reachable cause spending on platinum and guarantee 4 lakhs and taj voucher isn't ideal redemption for me so will go for gold then @CVR
    • Like
    Reactions: CVR
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