HDFC Debit Card EMI Related Query?

[Imanojchoudhari]

HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself

 

[RkrRkr is verified member.]

HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself

I think nothing like that. Better drop a mail of cancelling of DC EMI to HDFC at support@hdfcbank.com or loansupport@hdfcbank.com and let them revert in written.
Pre-closure of the DC EMI will currently attract a charge of 3% of the balance principal outstanding + GST @ 18% .

 

[RkrRkr is verified member.]

Have you sent the mail ?

 

[Imanojchoudhari]

I think nothing like that. Better drop a mail of cancelling of DC EMI to HDFC at support@hdfcbank.com or loansupport@hdfcbank.com and let them revert in written.
Pre-closure of the DC EMI will currently attract a charge of 3% of the balance principal outstanding + GST @ 18%

Have you sent the mail ?

Yes e-mail already sent bank told me you need to pay 3 EMI after you can Preclose the loan but bank also ask me reason for Preclose i mentioned my reason and mail sent now waiting for revert back from bank

 

[RkrRkr is verified member.]

Yes e-mail already sent bank told me you need to pay 3 EMI after you can Preclose the loan but bank also ask me reason for Preclose i mentioned my reason and mail sent now waiting for revert back from bank

Let me know ,what they revert.I will guide you to get it closed if they wouldn't cooperate on the same.

 

[fageriaji]

Let me know ,what they revert.I will guide you to get it closed if they wouldn't cooperate on the same.

I purchased AC from local store on 17 june 2023 by using icici bank debit card emi.
Bank deducted 1/- till date from my account. I have called several times to customer care but they denied to close EMI and told me for foreclosure. I have given request and still no response received. Can you please tell me how to check Debit card EMI account in icici net banking/app ?
It is not showing anywhere 😔
It was my first experience with debit card emi

 

[CredAshram]

I have ordered iphone 15 with DCEMI. Today, I called HDFC Customer Care for closing EMI. They denied it. They told me that, you need to maintain EMI for 3 Months atleast before closing EMI.

is there anyway to close DCEMI @Rkr ?

Please let me know. I am going through this problem whole day.

 

[RkrRkr is verified member.]

I have ordered iphone 15 with DCEMI. Today, I called HDFC Customer Care for closing EMI. They denied it. They told me that, you need to maintain EMI for 3 Months atleast before closing EMI.

is there anyway to close DCEMI @Rkr ?

Please let me know. I am going through this problem whole day.

Have you contacted them via email mentioned in above posts...
You have to escalate it their grievance team.

@4uziaul
@VISHESH_BANSAL Throw some light on this issue.

 

[4uziaul]

Have you contacted them via email mentioned in above posts...
You have to escalate it their grievance team.

@4uziaul
@VISHESH_BANSAL Throw some light on this issue.

I'm sorry, but I have no idea about DCEMI.

 

[danish]

HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself

contact branch they will help you

 

[alt]

I have a pre-approved HDFC debit card EMI limit of 75,000 INR. However, every time I attempt to utilize it on various platforms such as Flipkart, Myntra, Samsung, Apple, or Reliance, a notification stating 'Transaction declined by the bank' appears post entering the OTP. What could potentially be causing this issue?

 

[RkrRkr is verified member.]

I have a pre-approved HDFC debit card EMI limit of 75,000 INR. However, every time I attempt to utilize it on various platforms such as Flipkart, Myntra, Samsung, Apple, or Reliance, a notification stating 'Transaction declined by the bank' appears post entering the OTP. What could potentially be causing this issue?

Are this offer still avaialble ?
Recheck .
Here’s how you can check your eligibility for EASYEMI

On WhatsApp - Text DC EMI Offer to 70700 22222
EVA chatbot - Type DCEMI

 

[alt]

Are this offer still avaialble ?
Recheck .
Here’s how you can check your eligibility for EASYEMI

On WhatsApp - Text DC EMI Offer to 70700 22222
EVA chatbot - Type DCEMI

Yes, it was 69,000 last month, and now it's 75,000.

 

[RkrRkr is verified member.]

Yes, it was 69,000 last month, and now it's 75,000.

How you opting for transactions ?
Kindly give some details to know ,why do its failing?

 

[fageriaji]

Debit card EMI is worst thing if you want to close the EMI before its tenure is completed.

 

[EShopper]

I have ordered iphone 15 with DCEMI. Today, I called HDFC Customer Care for closing EMI. They denied it. They told me that, you need to maintain EMI for 3 Months atleast before closing EMI.

is there anyway to close DCEMI @Rkr ?

Please let me know. I am going through this problem whole day.

You ordered from which merchant?

 

[AkashnAkashn is verified member.]

I have ordered iphone 15 with DCEMI. Today, I called HDFC Customer Care for closing EMI. They denied it. They told me that, you need to maintain EMI for 3 Months atleast before closing EMI.

is there anyway to close DCEMI @Rkr ?

Please let me know. I am going through this problem whole day.

@S S V Can you please tell me can i pre-close dcemi?

 

[SSV]

@S S V Can you please tell me can i pre-close dcemi?

You can close it but have to pay cancellation charges.

 

[AkashnAkashn is verified member.]

You can close it but have to pay cancellation charges.

Oops. Do you remember the charges?