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Axis Bank Liberty Savings Account Benefits

VISHESH_BANSAL

TF Pioneer
Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-


A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.


A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/


5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.


Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇





One Domestic Lounge Access Per Quarter.



** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇



Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
 
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Very good keep the axis bible , all you guys…
And unfortunately this bible keeps on changing
Since Axis Introduced this Account Just One Major Change is exclusion of MCCs for DC txns.

Apart from it no changes at all

DC Charges, Cheque Book charges other Charges, all these charges are same. Whenever there is revision in SOC, Axis duly notify it.

I do not think You opend the Account without reading SOC🤣
 
Since Axis Introduced this Account Just One Major Change is exclusion of MCCs for DC txns.

Apart from it no changes at all

DC Charges, Cheque Book charges other Charges, all these charges are same. Whenever there is revision in Tarrif, Axis duly notify it.

I do not think You opend the Account without reading SOC🤣
All I care about: how much money I get
By spending
1) how much money and
2) How much time
Unfortunately this second point is pissing me off big time in evaluating my return on this axes relationship…

As I said , I am generally cautious… one more strike I am out of sblbr …

It just takes away too much of my time….
Again everyone is different…
It is just me
 
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I already told you that this doesn't work with Liberty account. They will keep imposing it each quarter. They will refund the charges if you call or complain but you have to do it every quarter and bear the GST charges.
Will go to rbi ombudsman. Because they only informed that they have deactivated it
 
Will go to rbi ombudsman. Because they only informed that they have deactivated it
Do not go to RBI BO yet. First wait for two quarters and see what happens. They will refund the sms charges without gst if you complain so you won't loose much. In the current quarter when you deactivated it, they will tell you availed SMS facility in current quarter so charges are legit.
 
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