Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done

Via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or
Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback



*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[bhaveshS]

@its_karan ko bhul gaye. Yeh hi toh thhe sabse phle close karne wale

CA ki yaad july m ayegi🤣 @its_karan

 

[Wealth is my birth right!]

Hi Libertians,
Is there any limit on upi usage post which it’s chargeable in liberty account?
Someone said its 20per month is it true or unlimited upi free?
TIA

 

[BhaiyaJi]

Someone said its 20per month is it true or unlimited upi free?

There is no such charge as of now.

 

[skvignesh]

Hey guys what is the current working method for credit card bill payment which I can claim voucher?
Note - i don't have Liberty debit card, only atm rupay debit card ..

Thanks

 

[Abhishek012]

Hi Libertians,
Is there any limit on upi usage post which it’s chargeable in liberty account?
Someone said its 20per month is it true or unlimited upi free?
TIA

UPI is 100% Free for customers.

 

[Aniket]

UPI is 100% Free for customers.

But he is also talking about restrictions, that apply on UPI txns, generally on all banks.

One can not do unlimited UPI txns in a day, P2P, even though it's free.

 

[Wealth is my birth right!]

But he is also talking about restrictions, that apply on UPI txns, generally on all banks.

One can not do unlimited UPI txns in a day, P2P, even though it's free.

Yes you’re right
Thats my query 👍

 

[Abhishek012]

But he is also talking about restrictions, that apply on UPI txns, generally on all banks.

One can not do unlimited UPI txns in a day, P2P, even though it's free.

Yes you’re right
Thats my query 👍

Ya but P2M UPI merchant transaction no restriction.

 

[Wealth is my birth right!]

Ya but P2M UPI merchant transaction no restriction.

Thanks bhai
Mostly my qr scans are p2m on weekends with small shops…

 

[imdjay]

Hi Libertians,
Is there any limit on upi usage post which it’s chargeable in liberty account?
Someone said its 20per month is it true or unlimited upi free?
TIA

Bro, if you want mental peace, I suggest not opening this account. You'd better go with some other variants, maybe Burgundy.

 

[pothi]

Bro, if you want mental peace, I suggest not opening this account. You'd better go with some other variants, maybe Burgundy.

I'd still recommend liberty account for the following reasons, if applicable (assuming one can maintain 25k)...

1. To get family banking.
2. To get pre-approved CC quickly, even for those (family members) without CIBIL.
3. As salary account, if salaried and if the person can get the salary via Axis.

The problem starts when one thinks of other benefits (mentioned in OP) that have lots of ifs and buts.

 

[IndieCorner:)]

I'd still recommend liberty account for the following reasons, if applicable (assuming one can maintain 25k)...

1. To get family banking.
2. To get pre-approved CC quickly, even for those (family members) without CIBIL.
3. As salary account, if salaried and if the person can get the salary via Axis.

The problem starts when one thinks of other benefits (mentioned in OP) that have lots of ifs and buts.

if i am not sure my company has tieup with axis can i still open liberty digital salary ac online? and if i open ac online will i still get benefits like family banking ?

 

[Wealth is my birth right!]

I'd still recommend liberty account for the following reasons, if applicable (assuming one can maintain 25k)...

1. To get family banking.
2. To get pre-approved CC quickly, even for those (family members) without CIBIL.
3. As salary account, if salaried and if the person can get the salary via Axis.

The problem starts when one thinks of other benefits (mentioned in OP) that have lots of ifs and buts.

Oh got it
Sure i can maintain 25k
Already having family banking in burgundy and now planning to downgrade it and close magnus card
Having atlas card and select lrf

 

[Anupama_Jha]

Do offline transactions on eligible merchants using liberty Debit card eligible for cashback?

 

[Aniket]

Do offline transactions on eligible merchants using liberty Debit card eligible for cashback?

Yes but only on weekend.

 

[soccer]

Do offline transactions on eligible merchants using liberty Debit card eligible for cashback?

As Aniket mentioned, has to be on the weekend.

And has to be 1K+ per transaction.

Max cashback of 500 in a month (so 10K in spending), or 1K in your birthday month (so 20K spending then)

 

[MVC]

Where to spend any current working method to get monthly 5% cashback and quarterly voucher?

 

[SureShot]

Where to spend any current working method to get monthly 5% cashback and quarterly voucher?

million dollar question even at the end of 2024, still proper answer not found 🥲

Let us wait for others update.

 

[Manishg]

million dollar question even at the end of 2024, still proper answer not found 🥲

Let us wait for others update.

At phonepe gift card

 

[soccer]

At phonepe gift card

Does this work for payment to any merchant?

Or only those with PP merchant QR and who have wallet payments specifically enabled?