Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[shivamk]

you mean rotate right 😂

View attachment 50918
View attachment 50919
View attachment 50920

Do you invest in 9% club and Xtra for the milestone?

 

[SSV]

Do you invest in 9% club and Xtra for the milestone?

No . . Obviously I paid Amex cc via axis DC

 

[SSV]

Obviously it does

Check your txn on 2nd Feb. Ecom Pur indicates payment via DC

Yea it was using axis dc paid for my Amex cc…
Why was it not eligible?? I completely forgot about it…
Just too many things happening in this space for me.. too many accounts and CCs

 

[varun__goel_]

Yea it was using axis dc paid for my Amex cc…
Why was it not eligible?? I completely forgot about it…
Just too many things happening in this space for me.. too many accounts and CCs

MCC restriction for payment via DC, mobikwik is 6012

Check the 1st post of thread for excluded pdf

 

[vasanth_ece]

MCC restriction for payment via DC, mobikwik is 6012

Check the 1st post of thread for excluded pdf

So, there is no restriction of MCCs for UPI Payments?. Can we pay CC bill using Axis UPI?Will that be eligible?

 

[SSV]

MCC restriction for payment via DC, mobikwik is 6012

Check the 1st post of thread for excluded pdf

Fcuk it, I think it is time for me to close this sh*t account as well… will keep it for another qtr and if I repeat similar mistake Tata Tata bye bye sblbr…
Wrt axes , how many things we need to remember???
That is the main reason I closed my privilege cc as well ..

 

[shivamk]

Fcuk it, I think it is time for me to close this sh*t account as well… will keep it for another qtr and if I repeat similar mistake Tata Tata bye bye sblbr…
Wrt axes , how many things we need to remember???
That is the main reason I closed my privilege cc as well ..

Their list of inclusions is smaller than that of exclusions

 

[SSV]

Their list of inclusions is smaller than that of exclusions

They maintain a separate team ie MCC Exclusion Team , I said this when I first joined this forum about 9 months ago

 

[shivamk]

They maintain a separate team ie MCC Exclusion Team , I said this when I first joined this forum about 9 months ago

And that team has 90% Axis workforce

 

[varun__goel_]

Fcuk it, I think it is time for me to close this sh*t account as well… will keep it for another qtr and if I repeat similar mistake Tata Tata bye bye sblbr…
Wrt axes , how many things we need to remember???
That is the main reason I closed my privilege cc as well ..

Yes they have a lot of complications🥲

I might be closing it too once I get ICICI account

 

[SSV]

They maintain a separate team ie MCC Exclusion Team , I said this when I first joined this forum about 9 months ago

And that team has 90% Axis workforce

And this was what I said when I didn’t know too much about axes…. Long time ago



Post in thread 'Axis Bank Liberty Savings Account Benefits'
https://www.technofino.in/community...rty-savings-account-benefits.1504/post-301682

 

[shivamk]

And this was what I said when I didn’t know too much about axes…. Long time ago

View attachment 50928

Post in thread 'Axis Bank Liberty Savings Account Benefits'
https://www.technofino.in/community...rty-savings-account-benefits.1504/post-301682

You got it right the first time itself

 

[telescope]

Just too many things happening in this space for me.. too many accounts and CCs

Same here. Too many things happened in March. So many changes. It all jumbled up in head. Now I don't even remember which cc has what changes.

 

[VISHESH_BANSAL]

■
Now do All Spends via UPI, Just ensure,
It is a P2M Txn.

■
Use Debit Card only for Weekend Cashback Txns.

Still Axis Liberty is one of the Best Account, No need to Close it as of Now.

 

[SSV]

@VISHESH_BANSAL , @varun__goel_ ,others,
Just to clarify and double confirm
" are all P2M UPI payments are eligible for quarterly benefit or are there any exclusions in upi payments also???
I will.just stop .using DC..

 

[varun__goel_]

@VISHESH_BANSAL , @varun__goel_ ,others,
Just to clarify and double confirm
" are all P2M UPI payments are eligible for quarterly benefit or are there any exclusions in upi payments also???
I will.just stop .using DC..

Yes yes yes

 

[telescope]

■
Now do All Spends via UPI, Just ensure,
It is a P2M Txn.

■
Use Debit Card only for Weekend Cashback Txns.

Still Axis Liberty is one of the Best Account, No need to Close it as of Now.

So can I block liberty dc and pay with upi to get gv?
Also, is there any other low annual fee dc available which I can take after blocking liberty dc? I am not interested in weekend cashback, just want to keep for atm cash.

 

[varun__goel_]

So can I block liberty dc and pay with upi to get gv?
Also, is there any other low annual fee dc available which I can take after blocking liberty dc? I am not interested in weekend cashback, just want to keep for atm cash.

There is one Rupay ATM card and IG there are no charges for it

 

[SSV]

am not interested in weekend cashback, just want to keep for atm cash.

Me too same.. was never interested in this DC weekend offer...
Will close it soon…
How much is annual fee for this crap anyway??

 

[mshenoy]

Just got 750 voucher first time after converting account to Liberty in Jan.

Any easy trick to get weekend cashback? Or you guys just go for spending offline or online every weekend on mentioned things like Food, Entertainment, Shopping etc. any tips or suggestions is appreciated 👍🏻