How to get ICICI SAPPHIRO AMEX?

[Bodhi]

Dear all,

I received a pre-approved ICICI SAPPHIRO Master card last year. At the time it was issued, Amex was banned from issuing any new cards, therefore I received only the master variant. I was informed that once the ban gets lifted, the Amex variant would automatically be offered too. Like before, when they were usually issued as twin cards [Master + Amex] prior to the Amex ban.

It would be helpful if you could kindly help me with the following queries:

1. a)Has ICICI begun offering Amex Variant?

b). If so, how does one go about applying for it or would it be offered automatically?

Thank you very much in advance.

With kind regards,
Bodhi

 

[Slayer]

Also my question I have privilege account with ltf coral will I get rubyx or saphiro with some trick
When I checked with cc they say only paid option possible

LTF Rubyx would be issued via your ITR

 

[Wealth is my birth right!]

LTF Rubyx would be issued via your ITR

Any range pls
My current ITR 15+

 

[helloworld]

Any range pls
My current ITR 15+

The criteria for LTF [banking relationship not needed, credit card usage enough with salary]:

1. Coral LTF: Every employee is eligible
2. Rubyx LTF: Employee having net salary 1L+ per month
3. Sapphiro LTF: Employee having net salary 2L+ per month

Request on twitter/email with your salary information, they can offer you one of above cards.

Note: Those who want and qualified for Sapphiro, they will offer Rubyx but with little push and if you have any other ICICI card with good usage, mention the same and get it.

Nothing can be done in one call/tweet, need multiple follow-ups. But 100% possible.

As many said they only offering in Visa variant for new customers.

 

[Wealth is my birth right!]

Dear all,

I received a pre-approved ICICI SAPPHIRO Master card last year. At the time it was issued, Amex was banned from issuing any new cards, therefore I received only the master variant. I was informed that once the ban gets lifted, the Amex variant would automatically be offered too. Like before, when they were usually issued as twin cards [Master + Amex] prior to the Amex ban.

It would be helpful if you could kindly help me with the following queries:

1. a)Has ICICI begun offering Amex Variant?

b). If so, how does one go about applying for it or would it be offered automatically?

Thank you very much in advance.

With kind regards,
Bodhi

1. Even ban removed for Amex still ICICI didnt renewed the tie up for the same
2. If Amex issued then saphiro is really worth to get more yield like bday offers and coffeeday vouchers

 

[BlueFlash]

The criteria for LTF [banking relationship not needed, credit card usage enough with salary]:

1. Coral LTF: Every employee is eligible
2. Rubyx LTF: Employee having net salary 1L+ per month
3. Sapphiro LTF: Employee having net salary 2L+ per month

Request on twitter/email with your salary information, they can offer you one of above cards.

Note: Those who want and qualified for Sapphiro, they will offer Rubyx but with little push and if you have any other ICICI card with good usage, mention the same and get it.

Nothing can be done in one call/tweet, need multiple follow-ups. But 100% possible.

As many said they only offering in Visa variant for new customers.

Buddy, can you or someone please tell if the card upgrade creates a new account entry (not hard hit, but entry in account) in CIBIL or not ? Let's say I get an upgrade from Coral to Rubyx, will ICICI close existing cibil account and create a new entry ? Asking coz my ICICI CC happens to be oldest account, so want to be sure before applying for an upgrade 🙂

 

[Mogul]

hey.. can we upgrade our Sapphiro LTF to emerald LTF?

How useful is the ICICI credit cards? I'm trying to find some benefits but couldn't see one.

 

[anish1516]

@Bodhi @HyperBeast @anish1516 @thanixravindran
Did you you get preapproved LTF Sapphiro by opening a wealth account or by salary account?

No. Not at all. Actually I have made my wife first holder in my Weakth Account but even when I am showing her salary as 30LPA it’s showing only coral as LTF.
I individually applied ICICI credit card based on salary and current cc they offered me LTF Sapphiro.

 

[thanix]

Why would anyone wish to do that?

I don't see much benefit in having the Amex variant and given its restricted usage, why to carry two cards and thought of moving to Visa. Is there any use to the Sapphiro Amex compared to Visa variant?

 

[harsh42s]

I also hold Sapphiro LTF - based on salary criteria.

 

[anirbanm]

I have ICICI wealth management account too. Branch usually doesn't provide instant kit for ICICI wealth management account.

The branch haven't offered you instant kit ?

 

[anish1516]

I have ICICI wealth management account too. Branch usually doesn't provide instant kit for ICICI wealth management account.

They do provide insta kit. I was offered. There is a debit card, cheque book and deposit spils. After 1 week I received the customised name printed kit.

 

[NOOBY]

The criteria for LTF [banking relationship not needed, credit card usage enough with salary]:

1. Coral LTF: Every employee is eligible
2. Rubyx LTF: Employee having net salary 1L+ per month
3. Sapphiro LTF: Employee having net salary 2L+ per month

Request on twitter/email with your salary information, they can offer you one of above cards.

Note: Those who want and qualified for Sapphiro, they will offer Rubyx but with little push and if you have any other ICICI card with good usage, mention the same and get it.

Nothing can be done in one call/tweet, need multiple follow-ups. But 100% possible.

As many said they only offering in Visa variant for new customers.

Can you share criteria source (if possible) ?

Need to ask Rubyx LTF from them (still on MMT Platinum with 6L limit after 4 years)..

My RM tells me that I am pre-approved for Sapphiro (paid) but does even try to talk with CC team for giving Coral LTF 🤬

 

[NOOBY]

I used this source:

Post in thread 'LTF Sapphiro/Emerald credit card' https://www.technofino.in/community/threads/ltf-sapphiro-emerald-credit-card.1657/post-36927

Based on multiple calls with these people I get that 4 out of 10 people aware of it. So, make sure you pick a person in those 4.

Thanks for the source...

So keep calling CC customer care until the person knows about this offer and is ready to proceed with the application?

 

[anish1516]

The criteria for LTF [banking relationship not needed, credit card usage enough with salary]:

1. Coral LTF: Every employee is eligible
2. Rubyx LTF: Employee having net salary 1L+ per month
3. Sapphiro LTF: Employee having net salary 2L+ per month

Request on twitter/email with your salary information, they can offer you one of above cards.

Note: Those who want and qualified for Sapphiro, they will offer Rubyx but with little push and if you have any other ICICI card with good usage, mention the same and get it.

Nothing can be done in one call/tweet, need multiple follow-ups. But 100% possible.

As many said they only offering in Visa variant for new customers.

+1. Got same numbers from my cc agent aswell.

 

[bugmenot]

Can you share criteria source (if possible) ?

LTF Sapphiro/Emerald credit card

I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.

www.technofino.in

 

[NOOBY]

LTF Sapphiro/Emerald credit card

I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.

www.technofino.in

Thanks, helloworld already shared the source and I tried applying with the image too (by sharing it with RM and CC both) but was denied

Explained here: https://www.technofino.in/community...ltf-credit-cards-this-can-be-the-reason.4949/

 

[thiruvetti]

The criteria for LTF [banking relationship not needed, credit card usage enough with salary]:

1. Coral LTF: Every employee is eligible
2. Rubyx LTF: Employee having net salary 1L+ per month
3. Sapphiro LTF: Employee having net salary 2L+ per month

Request on twitter/email with your salary information, they can offer you one of above cards.

Note: Those who want and qualified for Sapphiro, they will offer Rubyx but with little push and if you have any other ICICI card with good usage, mention the same and get it.

Nothing can be done in one call/tweet, need multiple follow-ups. But 100% possible.

As many said they only offering in Visa variant for new customers.

Spoke to CC and also Branches and pushed for Sapphiro. They said since Sapphiro related Spa etc benefits are removed and only some lounge offers remain, they recommeded I choose Rubyx since it has same points system like Sapphiro and there is no extra benefit for Sapphiro.

Pls provide ur inputs if u find some time.

 

[thiruvetti]

How useful is the ICICI credit cards? I'm trying to find some benefits but couldn't see one.

Inspite of all my grievences with ICICI, the reason I am chasing this card is because ICICI CC gets one thing right. They give the best discounts during BBD. (eg: last year Mi Pad 6 8GB version was availble for just 19K if u had ICICIC CC. U still cant find such a deal)
Every year there is atleast one good deal that makes ICICI CC worthwhile. Also some decent grocery discounts. Otherwise nothing special.

 

[helloworld]

Spoke to CC and also Branches and pushed for Sapphiro. They said since Sapphiro related Spa etc benefits are removed and only some lounge offers remain, they recommeded I choose Rubyx since it has same points system like Sapphiro and there is no extra benefit for Sapphiro.

Pls provide ur inputs if u find some time.

simple, the following icici card from least to best.

platinum
rubyx
sapphiro
emaralde pvc
emarlde metal private

except emaralde private, all cards same reward structure.

get whichever higher card they provide.

You say you're ok with low features, nothing sapphiro than same low features, nothing rubyx.

but anycase in ICICI get only LTF card, not paid.

 

[MrMonkey]

Inspite of all my grievences with ICICI, the reason I am chasing this card is because ICICI CC gets one thing right. They give the best discounts during BBD. (eg: last year Mi Pad 6 8GB version was availble for just 19K if u had ICICIC CC. U still cant find such a deal)
Every year there is atleast one good deal that makes ICICI CC worthwhile. Also some decent grocery discounts. Otherwise nothing special.

Yep and good thing about dual variant card (like Sapphiro) is that you can avail such discounts twice