HNI Banking Thread 2024

[theboogeyman]

Lets discuss on HNI Banking options and after recent rounds of deval which one is still better.
My net is coming around 2.6-2.75L Pm . I am looking for a HNI Banking program to shift my salary to.

 

[Anindya98]

Are you looking for HNI Salary Account or only HNI SB Banking?

 

[KumarS]

Lets discuss on HNI Banking options and after recent rounds of deval which one is still better.
My net is coming around 2.6-2.75L Pm . I am looking for a HNI Banking program to shift my salary to.

HDFC infinia
Indusind Pioneer

May not be linked to Salary but good HNI program to take a look

 

[helloworld]

All are same. It depends on branch, people we interact with and their knowledge at bank level. No benefits, and especially if needed credit card apply directly, HNI banking nothing to do with it.

 

[Anindya98]

Lets discuss on HNI Banking options and after recent rounds of deval which one is still better.
My net is coming around 2.6-2.75L Pm . I am looking for a HNI Banking program to shift my salary to.

ICICI Wealth Management SL or SB
IDFC First Select

 

[theboogeyman]

I have idfc but i dont like IDFC as such. My main target is getting a premium cc and investment management if possible

 

[aayusharyan]

Lets discuss on HNI Banking options and after recent rounds of deval which one is still better.
My net is coming around 2.6-2.75L Pm . I am looking for a HNI Banking program to shift my salary to.

Even though I can get HNI accounts, I am sticking with my base branch for ICICI (They don't even have Wealth offering at that branch).
The sole reason, people. The people there are really helpful and they serve pretty much all the purpose I need. I have been banking with them for almost a decade and everything is working fine.

 

[theboogeyman]

Which one would you prefer if given choice

Even though I can get HNI accounts, I am sticking with my base branch for ICICI (They don't even have Wealth offering at that branch).
The sole reason, people. The people there are really helpful and they serve pretty much all the purpose I need. I have been banking with them for almost a decade and everything is working fine.

 

[theboogeyman]

I just came across yes grandeur. Any idea on this

 

[Deathsnatcher]

I just came across yes grandeur. Any idea on this

get yes private with 10L funding better than grandeur.

 

[theboogeyman]

Whats better in private. And what's the MAB for private. I don't wanna keep 10L just in account

 

[Deathsnatcher]

You talk about Hn1 account and you dont want to keep balances in banks
keep the 10L in account for 3 months afterwards its 0 mab do some negotiation with BM

 

[aayusharyan]

Which one would you prefer if given choice

Axis Burgandy or Kotak Privy I think.

 

[theboogeyman]

You talk about Hn1 account and you dont want to keep balances in banks
keep the 10L in account for 3 months afterwards its 0 mab do some negotiation with BM

I want it mostly based on salary credit not IF

 

[theboogeyman]

Axis Burgandy or Kotak Privy I think.

I am getting burgundy via a RM but is it worth it atm, after all these recent deval?

 

[Deathsnatcher]

I want it mostly based on salary credit not IF

no idea about salary basis.. coz i like to keep things simple via money so holding imperia,burgundy,yes private,rbl insignia and what not
now in talks with burgundy private
you can check out after reaching to bank for salary basis

 

[theboogeyman]

So for most of them you did IF and if yes do you keep MAB and QAB maintained or its not required

no idea about salary basis.. coz i like to keep things simple via money so holding imperia,burgundy,yes private,rbl insignia and what not
now in talks with burgundy private
you can check out after reaching to bank for salary basis

 

[Deathsnatcher]

So for most of them you did IF and if yes do you keep MAB and QAB maintained or its not required

only tip: do hard negotiation with BM and make him happy with the max leverage you can ...then ask for 0 MAB after sometime.

 

[theboogeyman]

Whats the benifit of Burgundy as of now .

 

[SSV]

I just came across yes grandeur. Any idea on this

This is very new in the market
and need to be time tested for at least a year