HNI Banking Thread 2024

[theboogeyman]

Lets discuss on HNI Banking options and after recent rounds of deval which one is still better.
My net is coming around 2.6-2.75L Pm . I am looking for a HNI Banking program to shift my salary to.

 

[Deleted member 11974]

look for dbs treasures
duetsche private
hsbc premier
scb priority

 

[theboogeyman]

This is very new in the market
and need to be time tested for at least a year

For 2.6-2.8LPM what would you suggest. I am not much in favour of parking money but can if required till 5L.

 

[theboogeyman]

look for dbs treasures
duetsche private
hsbc premier
scb priority

scb and duetsche has no branches so cant rink, i tried with hsbc and they need 3LPM salary am falling short by 20-30K tried pursuing the RM as we have a corporate tie up but they said they cant help its a strict requirement.

DBS will check but again no branch so not sure

 

[Deleted member 11974]

apart from this all private banks are mediocre in their services

 

[theboogeyman]

apart from this all private banks are mediocre in their services

Do we get the vantage cc with treasures account. And whats the monthly salary req for treasures DBS

 

[SSV]

For 2.6-2.8LPM what would you suggest. I am not much in favour of parking money but can if required till 5L.

Have you got any relationship with HDFC?
If so, details pls

Who are your top main banker(s) you deal with now?

 

[theboogeyman]

Have you got any relationship with HDFC?
If so, details pls

Who are your top main banker(s) you deal with now?

I used to have idfc wealth relationship till now, moving away from IDFC, i use ICICI for my main banking needs - have preffered account with them. HDFC No relationship. Have a kotak 811 account just for upi backup

 

[SSV]

HDFC No relationship.

This is very key key ... - haing no relationship with HDFC at all... go and talk to your local HDFC branch BM .. not RM.. negotiate hard on getting Imperia nd Infinia CC for your shifting Salary account to HDFC ... get everything in writing..
Don't open any relationship with them without the above two promises in writing...
Once you open any account with them , your edge of NTB gone down the drain...

I used to have idfc wealth relationship till now, moving away from IDFC,

An excellent decision...

i use ICICI for my main banking needs - have preffered account with them

This is okay .. not bad , not good..

Have a kotak 811 account just for upi backup

your wish...

 

[Rdspam]

look for dbs treasures
duetsche private
hsbc premier
scb priority

Not sure about dbs but hsbc and scb are verry poor experiences. Scb the app itself barely works most times and hsbc doesn’t even have basic facilities like imps. Hsbc still has a lot of growth needed in India. Not sure what’s SCBs excuse since they have been here since decades

 

[theboogeyman]

This is very key key ... - haing no relationship with HDFC at all... go and talk to your local HDFC branch BM .. not RM.. negotiate hard on getting Imperia nd Infinia CC for your shifting Salary account to HDFC ... get everything in writing..
Don't open any relationship with them without the above two promises in writing...
Once you open any account with them , your edge of NTB gone down the drain...

This I already tried. Imperia they are saying 3LPM salary and infinia 2.75L and only after credit they can process. Do you have any Branch which you would recommend. I am from Bangalore . Nearest Branch is Whitefield.

 

[theboogeyman]

Imperia I wont get unless they agree for 2.7 but am getting Burgundy and ICICI Wealth.

 

[sourpai]

Which banks have corporate tieup with organisation you are working with? RMs from banks with corporate tieup can take lot of exceptions for you.

 

[SSV]

This I already tried. Imperia they are saying 3LPM salary and infinia 1.75L and only after credit they can process. Do you have any Branch which you would recommend. I am from Bangalore . Nearest Branch is Whitefield.

I am from Hyd.. let me have a chat with my contacts to get more details some time next week..

 

[SSV]

Imperia I wont get unless they agree for 2.7 but am getting Burgundy and ICICI Wealth.

Try with someother lesser well known branch but in a decen locality..

 

[theboogeyman]

Try with someother lesser well known branch but in a decen locality..

ok, will check around

 

[Anindya98]

An excellent decision...

Can you explain why it's an excellent decision?
I was thinking of upgrading my Select to IDFC Wealth

 

[theboogeyman]

Which banks have corporate tieup with organisation you are working with? RMs from banks with corporate tieup can take lot of exceptions for you.

For my org its hsbc and axis. HSBC premier i was aiming but they are saying monthly 3LPM. My net is coming 2.6-2.8 PM
Axis is giving burgundy ,HSBC is not giving premier

 

[SSV]

Can you explain why it's an excellent decision?
I was thinking of upgrading my Select to IDFC Wealth

Devaluation - IDFC Wealth Devaluation

Kindly note, some of the features and terms of your FIRST Wealth Credit Card will undergo changes with effect from 1st May 2024: Important update regarding your lifetime free FIRST Wealth Credit Card A lifetime free Credit Card loaded with benefits! Grab offers and discounts on your favourite...

www.technofino.in

.
.

 

[Anindya98]

For my org its hsbc and axis. HSBC premier i was aiming but they are saying monthly 3LPM. My net is coming 2.6-2.8 PM
Axis is giving burgundy ,HSBC is not giving premier

Which bank are you aiming for?

 

[Anindya98]

Devaluation - IDFC Wealth Devaluation

Kindly note, some of the features and terms of your FIRST Wealth Credit Card will undergo changes with effect from 1st May 2024: Important update regarding your lifetime free FIRST Wealth Credit Card A lifetime free Credit Card loaded with benefits! Grab offers and discounts on your favourite...

www.technofino.in

.
.

I am talking about the First Wealth Banking Program, not the CC.
Having first select, I was considering upgrading to First Wealth Program.
Will it be more beneficial?