Rupay Select Debit Card Issuing Bank Charges & Eligibility Criteria

[lostwords]

Data compiled as per Rupay website and issuing banks websites
(As of October 14, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Savings account with ₹25000 MAB
Issuance Charge: FYF
AMC Charge: ₹500+GST
Benefits: All including OTTs

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST // Free for ₹50,000 MAB account
AMC Charge: ₹800+GST // Free for ₹50,000 MAB account
Benefits: All including OTTs

Bank of Maharashtra
Eligibility: BSS-25 (AQB ₹25000)
Issuance Charge: ₹400+GST // Free for AQB accounts
AMC Charge: ₹400+GST // Free for AQB accounts
Benefits: All including OTTs

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (≥₹1,50,000) Salary Accounts
Platinum Pension Account (≥₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits: All including OTTs

Central Bank of India
Eligibility: Savings Account with ₹2000 MAB (as per TF Community thread credit to @master99)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST
Benefits: All including OTTs

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (QAB ₹50,000)
Existing account holders can Upgrade to Rupay Select card through IOB Mobile app even if they don't maintain minimum daily Balance of ₹1,00,000. There's currently NO check in place.
Issuance Charge: ₹800+GST // Free for MAB accounts
AMC Charge: ₹800+GST // Free for MAB accounts
Benefits: All including OTTs

Punjab National Bank
Eligibility: PNB Elite Saving Account (QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (≥₹2,00,000)
Issuance Charge: ₹500+GST // Free for QAB & Salary accounts
AMC Charge: ₹750+GST // Free for QAB & Salary accounts
Benefits: All including OTTs

State Bank of India
Eligibility: Wealth Account (TRV ≥ ₹50 lakhs)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders
Benefits: All including OTTs

UCO Bank
Eligibility: All savings accounts (as per details mentioned by @ritwik2000)
UCSSA (≥₹50,000) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA
Benefits:

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000) savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (≥₹75,000) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
Benefits: All including OTTs


Private Sector Banks

City Union Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits:

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

CSB Bank (Not mentioned in Rupay website)
Eligibility: Normal savings accounts & HNI salary account (as per details mentioned by @adi654)
Issuance Charge: ₹900+GST // Free for HNI salary account
AMC Charge: ₹900+GST // Free for HNI salary account
Benefits:


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts
Benefits: All including OTTs

Suryoday SF Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts
Benefits: All except OTTs & Gym (as per @huzaifa10's comment)

Utkarsh SF Bank
Eligibility: Premium segment accounts (MAB ₹50,000)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits: All including OTTs

Above data are based on Rupay & Issuing bank info, if anyone has any extra info, kindly share that in this thread.
If anything changes, I will try to update the list so that it remains dynamic.

For detailed review and benefits, refer to this thread by @TechnoFino

Thread 'RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges'

Apr 4, 2023

If you are a RuPay Select debit card user, you can enjoy some amazing benefits just by registering on rupay select portal.
Make sure you have eligable RuPay select debit card. There are many banks that offer RuPay Select debit cards which are eligible for those wellness benefits.
Let's talk about benefits first, and then I'll tell you from which bank you can get a RuPay Select debit card.
Portal Link - https://www.rupay.co.in/select-booking
Benefits -

1. Spa Services -
Indulge in Spa Therapies at Luxury Spa Centres
The RuPay Select...

• TechnoFino
• Replies: 1,351
• Forum: Informative Threads

• 
• 

 

[Tejo]

Bank of Baroda
Eligibility: Any savings account (as per their website and RTI reply)
Issuance Charge: FYF
AMC Charge: ₹500+GST

Bank of Bakasura already from backend restricted the users from applying.

* I tried recently on 6th July, the branch people tried to apply but the system not taking request for rupay select for my ac variant (advantage ac)

* I showed past 2023 RTI available in TF, they raised a complaint.

* If I get the card will update.

 

[Ak Singh]

What is MAB for Bank of Maharashtra?
And does ott benifits available on bank of maharashtra select debit card?

 

[doraemon]

Thanks
Very much needed
Keep it updated

 

[doraemon]

@lostwords pnb amc is 750+GST
And not 400+gst

 

[Tejo]

What is MAB for Bank of Maharashtra?
And does ott benifits available on bank of maharashtra select debit card?

For Rupay platinum only, they are asking 10k MAB (As per Bank site)

It might be same MAB 10k or High for rupay select

 

[_amit_]

Data compiled as per Rupay website and issuing banks websites (As of July 7, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Any savings account (as per their website and RTI reply)
Issuance Charge: FYF
AMC Charge: ₹500+GST

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST
AMC Charge: ₹800+GST

Bank of Maharashtra
Eligibility: Not explicitly mentioned
Issuance Charge: ₹400+GST
AMC Charge: ₹400+GST

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (>₹1,50,000) Salary Accounts
Platinum Pension Account (>₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts

Central Bank of India
Eligibility: Not explicitly mentioned // ₹2000 MAB Savings Account (as per TF Community thread)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (minimum QAB ₹50,000)
Issuance Charge: ₹800+GST
AMC Charge: ₹800+GST

Punjab National Bank
Eligibility: PNB Elite Saving Account (Minimum QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (>₹2,00,000)
Issuance Charge: ₹500+GST // Free for MAB accounts
AMC Charge: ₹400+GST // Free for MAB accounts

State Bank of India
Eligibility: Wealth Account (TRV of ₹30 lakhs Individual or TRV of ₹50 lakhs Family or Salary ₹2 lakhs and above)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders

UCO Bank
Eligibility: Not explicitly mentioned // UCSSA (₹50,000 and above) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000)savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (₹75,000 and above) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3


Private Sector Banks

City Union Bank
Eligibility: No info
Issuance Charge: No info
AMC Charge: No info

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts

Suryoday SF Bank
Eligibility: No info
Issuance Charge: No info
AMC Charge: No info

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts

Utkarsh SF Bank
Eligibility: Premium segment accounts (No MAB mentioned)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST

Above data are based on Rupay & Issuing bank info, if anyone has extra info other than above, kindly share that in this thread.
If there's any change, I will try to update the post so that it remains dynamic.

If possible, it would be great to add detail about which debit card does not offer OTT and other benefits.

Like IOB and BoB does not offer OTT with Select, but has all other benefits.*

*Based on info available on their site.

 

[Trust Me]

State Bank of India
Eligibility: Wealth Account (TRV of ₹30 lakhs Individual or TRV of ₹50 lakhs Family or Salary ₹2 lakhs and above)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders

SBI claim that the TRV is 50 lakhs for RuPay Wealth Select even for individuals. It is 30 lakhs for the Visa Signature only.

I believe there is also a non-Wealth RuPay Select which has lesser benefits in some ways.
.

 

[lostwords]

@lostwords pnb amc is 750+GST
And not 400+gst

thanks buddy, updated.

 

[adi654]

Data compiled as per Rupay website and issuing banks websites (As of July 7, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Any savings account (as per their website and RTI reply)
Issuance Charge: FYF
AMC Charge: ₹500+GST

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST
AMC Charge: ₹800+GST

Bank of Maharashtra
Eligibility: Not explicitly mentioned
Issuance Charge: ₹400+GST
AMC Charge: ₹400+GST

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (>₹1,50,000) Salary Accounts
Platinum Pension Account (>₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts

Central Bank of India
Eligibility: Not explicitly mentioned // ₹2000 MAB Savings Account (as per TF Community thread)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (minimum QAB ₹50,000)
Issuance Charge: ₹800+GST
AMC Charge: ₹800+GST

Punjab National Bank
Eligibility: PNB Elite Saving Account (Minimum QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (>₹2,00,000)
Issuance Charge: ₹500+GST // Free for MAB accounts
AMC Charge: ₹750+GST // Free for MAB accounts

State Bank of India
Eligibility: Wealth Account (TRV of ₹30 lakhs Individual or TRV of ₹50 lakhs Family or Salary ₹2 lakhs and above)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders

UCO Bank
Eligibility: Not explicitly mentioned // UCSSA (₹50,000 and above) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000)savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (₹75,000 and above) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3


Private Sector Banks

City Union Bank
Eligibility: No info
Issuance Charge: No info
AMC Charge: No info

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts

Suryoday SF Bank
Eligibility: No info
Issuance Charge: No info
AMC Charge: No info

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts

Utkarsh SF Bank
Eligibility: Premium segment accounts (No MAB mentioned)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST

Above data are based on Rupay & Issuing bank info, if anyone has extra info other than above, kindly share that in this thread.
If there's any change, I will try to update the post so that it remains dynamic.

Add CSB Bank(1000+gst)
Bank of maharashtra (the cheapest Rs 400+gst)

 

[lostwords]

SBI claim that the TRV is 50 lakhs for RuPay Wealth Select even for individuals. It is 30 lakhs for the Visa Signature only.

thank you for pointing out buddy, updated.

Add CSB Bank(1000+gst)

Not mentioned in Rupay website or in CSB (explicitly)

 

[adi654]

thank you for pointing out buddy, updated.

Not mentioned in Rupay website or in CSB (explicitly)

Csb issues rupay select free for salary account segment (HNI) and one normal sb variants rupay select Debit Card 900+GST

BOM-THE lowest in the segment with 400+gst

 

[doraemon]

Csb issues rupay select free for salary account segment (HNI) and one normal sb variants rupay select Debit Card 900+GST

BOM-THE lowest in the segment with 400+gst

Bom ki bin pata h to bata do

 

[ritwik2000]

UCO Bank
Eligibility: Not explicitly mentioned // UCSSA (₹50,000 and above) salary account

In Uco Bank all savings account can get Rupay Select including BSBDA

 

[Ak Singh]

Csb issues rupay select free for salary account segment (HNI) and one normal sb variants rupay select Debit Card 900+GST

BOM-THE lowest in the segment with 400+gst

Bom ka man balance kya hai for select dc?

 

[adi654]

Bom ki bin pata h to bata do

Bin 6528 47...

 

[adi654]

Bom ka man balance kya hai for select dc?

Koi aisa minimum balance ke info nahi he website mein but ..HNI accounts mein Zero charges hein tho I think anyone can apply ..
May be the features would be less idk ..

 

[its_karan]

Bin 6528 47...

Thanks buddy .

 

[Sanskar]

If possible, it would be great to add detail about which debit card does not offer OTT and other benefits.

Like IOB and BoB does not offer OTT with Select, but has all other benefits.

Have you checked yourself for IOB and BOB?

I mean do you have card?

 

[lostwords]

If possible, it would be great to add detail about which debit card does not offer OTT and other benefits.

Nice suggestion buddy, but the problem is that I personally don't know the benefits of each and every bank.
But it's a Wiki post, if someone share any info then anyone can edit the post.