Rupay Select Debit Card Issuing Bank Charges & Eligibility Criteria

[lostwords]

Data compiled as per Rupay website and issuing banks websites
(As of October 14, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Savings account with ₹25000 MAB
Issuance Charge: FYF
AMC Charge: ₹500+GST
Benefits: All including OTTs

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST // Free for ₹50,000 MAB account
AMC Charge: ₹800+GST // Free for ₹50,000 MAB account
Benefits: All including OTTs

Bank of Maharashtra
Eligibility: BSS-25 (AQB ₹25000)
Issuance Charge: ₹400+GST // Free for AQB accounts
AMC Charge: ₹400+GST // Free for AQB accounts
Benefits: All including OTTs

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (≥₹1,50,000) Salary Accounts
Platinum Pension Account (≥₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits: All including OTTs

Central Bank of India
Eligibility: Savings Account with ₹2000 MAB (as per TF Community thread credit to @master99)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST
Benefits: All including OTTs

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (QAB ₹50,000)
Existing account holders can Upgrade to Rupay Select card through IOB Mobile app even if they don't maintain minimum daily Balance of ₹1,00,000. There's currently NO check in place.
Issuance Charge: ₹800+GST // Free for MAB accounts
AMC Charge: ₹800+GST // Free for MAB accounts
Benefits: All including OTTs

Punjab National Bank
Eligibility: PNB Elite Saving Account (QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (≥₹2,00,000)
Issuance Charge: ₹500+GST // Free for QAB & Salary accounts
AMC Charge: ₹750+GST // Free for QAB & Salary accounts
Benefits: All including OTTs

State Bank of India
Eligibility: Wealth Account (TRV ≥ ₹50 lakhs)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders
Benefits: All including OTTs

UCO Bank
Eligibility: All savings accounts (as per details mentioned by @ritwik2000)
UCSSA (≥₹50,000) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA
Benefits:

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000) savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (≥₹75,000) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
Benefits: All including OTTs


Private Sector Banks

City Union Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits:

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

CSB Bank (Not mentioned in Rupay website)
Eligibility: Normal savings accounts & HNI salary account (as per details mentioned by @adi654)
Issuance Charge: ₹900+GST // Free for HNI salary account
AMC Charge: ₹900+GST // Free for HNI salary account
Benefits:


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts
Benefits: All including OTTs

Suryoday SF Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts
Benefits: All except OTTs & Gym (as per @huzaifa10's comment)

Utkarsh SF Bank
Eligibility: Premium segment accounts (MAB ₹50,000)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits: All including OTTs

Above data are based on Rupay & Issuing bank info, if anyone has any extra info, kindly share that in this thread.
If anything changes, I will try to update the list so that it remains dynamic.

For detailed review and benefits, refer to this thread by @TechnoFino

Thread 'RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges'

Apr 4, 2023

If you are a RuPay Select debit card user, you can enjoy some amazing benefits just by registering on rupay select portal.
Make sure you have eligable RuPay select debit card. There are many banks that offer RuPay Select debit cards which are eligible for those wellness benefits.
Let's talk about benefits first, and then I'll tell you from which bank you can get a RuPay Select debit card.
Portal Link - https://www.rupay.co.in/select-booking
Benefits -

1. Spa Services -
Indulge in Spa Therapies at Luxury Spa Centres
The RuPay Select...

• TechnoFino
• Replies: 1,238
• Forum: Informative Threads

• 
• 

 

[_amit_]

Have you checked yourself for IOB and BOB?

This info is based on benefits displayed by IOB and BOB on their website which list Gym, Spa, lounge, etc under benefits but do not have any mention of OTT benefits.

I mean do you have card?

No, I do not have Rupay Select DC.


One interesting thing to note about BOI is that for Rupay Select Debit Card, they do not list OTT benefits either, but showcase under their Rupay Select Credit Card .

 

[_amit_]

Nice suggestion buddy, but the problem is that I personally don't know the benefits of each and every bank.
But it's a Wiki post, if someone share any info then anyone can edit the post.

Yep.
The intention of the comment was also the same, that in case someone knows about it and has access to update it, may help.

 

[lostwords]

One interesting thing to note about BOI is that for Rupay Select Debit Card, they do not list OTT benefits either

Bank of India Rupay Select Debit card comes with OTT benefits. I went to the bank yesterday and I saw the poster (couldn't click the pic) near the cash counter which mentioned all Rupay Select benefits.

Don't underestimate the public sector banks they have all the things required but lack at marketing 😜

 

[_amit_]

Bank of India Rupay Select Debit card comes with OTT benefits. I went to the bank yesterday and I saw the poster (could click the pic) near the cash counter which mentioned all Rupay Select benefits.

Don't underestimate the public sector banks they have all the things required but just lack at marketing 😜

Good. Thanks for confirming. Interesting that the poster mention it but the site does not.
This is why I mentioned that it would be good if we update this in the description. As I do not own these cards, I can only share what their site says with caution.

I stay away from estimating any bank regardless of sector 😉


This is about IOB Rupay credit card
IOB also was not even mentioning Rupay credit cards on their credit card page. Earlier it used to show only Visa credit cards and its benefits.

I email them about the details of the credit card and features and mentioned that even though you promote the cards on other pages, but the dedicated page is missing even the mention of the Rupay credit cards and benefits
The responded and updated the site within a week, but the cards have no mention of Rupay select benefits like Spa, Gym.
They do mention lounge though.

 

[adi654]

Have you checked yourself for IOB and BOB?

I mean do you have card?

I have IOB rupay select and redeemed Sony liv ott ..

Bank of India Rupay Select Debit card comes with OTT benefits. I went to the bank yesterday and I saw the poster (couldn't click the pic) near the cash counter which mentioned all Rupay Select benefits.

Don't underestimate the public sector banks they have all the things required but lack at marketing 😜

I have all the three banks rupay select debit card and redeemed the ott offers for the same

 

[lostwords]

I have all the three banks

Bank of India, Bank of Baroda and India Overseas Bank?

 

[adi654]

Bank of India, Bank of Baroda and India Overseas Bank?

Yea all three...plus Canara Bank rupay select dc

 

[Trust Me]

Anybody knows what the term "All" really means in

Benefits: All including OTTs ?

 There is scope for confusion since the RuPay site lists a whole bunch of them, while individual banks don't necessarily mention all those!

So, are all from that list really included, or just the ones listed for a specific Bank?
.

 

[Ak Singh]

Yea all three...plus Canara Bank rupay select dc

What is account variant of BOI?
and I have zero balance BOI ac but it is dormant was opened backed by school time.
So is there any account specific for rupay select card in boi?

 

[Googix]

Anyone know Canara Bank MAB criteria for 0 annual fees for rupay select?

 

[Wealth is my birth right!]

Yea all three...plus Canara Bank rupay select dc

Is it getting renewed amazon prime every year with iob or only first year?

 

[lostwords]

@Ak Singh No specific account type required.
Just keep ₹50,000 in the account and issuance + AMC will be waived for Rupay Select DC

 

[_amit_]

Anybody knows what the term "All" really means in

Benefits: All including OTTs ?

 There is scope for confusion since the RuPay site lists a whole bunch of them, while individual banks don't necessarily mention all those!

So, are all from that list really included, or just the ones listed for a specific Bank?
.

Rupay lists benefits on its Select marketing page:

RuPay Select Debit Card Online : Get Exclusive Offers & Benefits | RuPay

www.rupay.co.in

All would include the services mentioned on the page.

Someone with the modify access please update the description with the link or details about what are those benefits.

 

[Copycat]

If possible, it would be great to add detail about which debit card does not offer OTT and other benefits.

Like IOB and BoB does not offer OTT with Select, but has all other benefits.*

*Based on info available on their site.

No, that is not correct
I have my Amazon Prime, courtesy BOB, from November 2023

Have you checked yourself for IOB and BOB?

I mean do you have card?

See above

 

[lostwords]

Benefits: All including OTTs ?

All benefits = mentioned in Rupay site

 

[Wealth is my birth right!]

No, that is not correct
I have my Amazon Prime, courtesy BOB, from November 2023

Having bob account with 10k its sb advantage but app shows saphire dc not rupay select

 

[_amit_]

No, that is not correct
I have my Amazon Prime, courtesy BOB, from November 2023

Good for you.

Another member has provided the details that the marketing page does not have the info but the benefit is available. This is the reason why I requested for the benefits to be added in the description as bank website does not list some benefits.

As mentioned, the detail was taken from their website.

 

[Copycat]

Bank of Bakasura already from backend restricted the users from applying.

* I tried recently on 6th July, the branch people tried to apply but the system not taking request for rupay select for my ac variant (advantage ac)

* I showed past 2023 RTI available in TF, they raised a complaint.

* If I get the card will update.

Having bob account with 10k its sb advantage but app shows saphire dc not rupay select

BOB Rupay Select requires at a minimum, their 20K MAB account

 

[butaiiem]

I guess every Rupay select debit card comes with ott benefits, I have Union bank of india Select debit card and I have redeemed Amazon prime from it

 

[Wealth is my birth right!]

BOB Rupay Select requires at a minimum, their 20K MAB account

Oh ok thank you
Then i need an account upgrade with bob