Rupay Select Debit Card Issuing Bank Charges & Eligibility Criteria

[lostwords]

Data compiled as per Rupay website and issuing banks websites
(As of October 14, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Savings account with ₹25000 MAB
Issuance Charge: FYF
AMC Charge: ₹500+GST
Benefits: All including OTTs

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST // Free for ₹50,000 MAB account
AMC Charge: ₹800+GST // Free for ₹50,000 MAB account
Benefits: All including OTTs

Bank of Maharashtra
Eligibility: BSS-25 (AQB ₹25000)
Issuance Charge: ₹400+GST // Free for AQB accounts
AMC Charge: ₹400+GST // Free for AQB accounts
Benefits: All including OTTs

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (≥₹1,50,000) Salary Accounts
Platinum Pension Account (≥₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits: All including OTTs

Central Bank of India
Eligibility: Savings Account with ₹2000 MAB (as per TF Community thread credit to @master99)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST
Benefits: All including OTTs

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (QAB ₹50,000)
Existing account holders can Upgrade to Rupay Select card through IOB Mobile app even if they don't maintain minimum daily Balance of ₹1,00,000. There's currently NO check in place.
Issuance Charge: ₹800+GST // Free for MAB accounts
AMC Charge: ₹800+GST // Free for MAB accounts
Benefits: All including OTTs

Punjab National Bank
Eligibility: PNB Elite Saving Account (QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (≥₹2,00,000)
Issuance Charge: ₹500+GST // Free for QAB & Salary accounts
AMC Charge: ₹750+GST // Free for QAB & Salary accounts
Benefits: All including OTTs

State Bank of India
Eligibility: Wealth Account (TRV ≥ ₹50 lakhs)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders
Benefits: All including OTTs

UCO Bank
Eligibility: All savings accounts (as per details mentioned by @ritwik2000)
UCSSA (≥₹50,000) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA
Benefits:

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000) savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (≥₹75,000) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
Benefits: All including OTTs


Private Sector Banks

City Union Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits:

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

CSB Bank (Not mentioned in Rupay website)
Eligibility: Normal savings accounts & HNI salary account (as per details mentioned by @adi654)
Issuance Charge: ₹900+GST // Free for HNI salary account
AMC Charge: ₹900+GST // Free for HNI salary account
Benefits:


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts
Benefits: All including OTTs

Suryoday SF Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts
Benefits: All except OTTs & Gym (as per @huzaifa10's comment)

Utkarsh SF Bank
Eligibility: Premium segment accounts (MAB ₹50,000)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits: All including OTTs

Above data are based on Rupay & Issuing bank info, if anyone has any extra info, kindly share that in this thread.
If anything changes, I will try to update the list so that it remains dynamic.

For detailed review and benefits, refer to this thread by @TechnoFino

Thread 'RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges'

Apr 4, 2023

If you are a RuPay Select debit card user, you can enjoy some amazing benefits just by registering on rupay select portal.
Make sure you have eligable RuPay select debit card. There are many banks that offer RuPay Select debit cards which are eligible for those wellness benefits.
Let's talk about benefits first, and then I'll tell you from which bank you can get a RuPay Select debit card.
Portal Link - https://www.rupay.co.in/select-booking
Benefits -

1. Spa Services -
Indulge in Spa Therapies at Luxury Spa Centres
The RuPay Select...

• TechnoFino
• Replies: 1,342
• Forum: Informative Threads

• 
• 

 

[adi654]

What is account variant of BOI?
and I have zero balance BOI ac but it is dormant was opened backed by school time.
So is there any account specific for rupay select card in boi?

Any Sb variants are eligible for Rupay select(chargeable)..apply from the branch and depending upon location metro cities u get it within a week

 

[adi654]

BOB Rupay Select requires at a minimum, their 20K MAB account

Exactly I have supersavings account was able to apply both Rupay select and Visa sapphire on same day .Both were reflecting on bob world same after few hours.

 

[Pack_of_Cards]

Anyone know Canara Bank MAB criteria for 0 annual fees for rupay select?

+1 MAB for 0 fees in Canara bank for Rupay Select debit card?

 

[ontherocks]

Having bob account with 10k its sb advantage but app shows saphire dc not rupay select

At least ICICI Rupay Sapphire DC is on Select platform. If we go by this logic BoB Rupay Sapphire DC should also be on Select platform, but who knows.

 

[adi654]

+1 MAB for 0 fees in Canara bank for Rupay Select debit card?

Found it in the website
Sb select -25000 metro
10000 rural
AMC is waived subject to Mab fulfillment

Sb power plus -1 lakh..DC FYF

 

[_amit_]

I have IOB rupay select and redeemed Sony liv ott ..

I have all the three banks rupay select debit card and redeemed the ott offers for the same

IOB Rupay with 1L AMB or SB-HNI or it is available with any savings account variant and the 1L AMB on their terms is just a text?

 

[Pack_of_Cards]

Found it in the website
Sb select -25000 metro
10000 rural
AMC is waived subject to Mab fulfillment

Sb power plus -1 lakh..DC FYF

I also found this but they did not mentioned anywhere that Rupay Select is free I think it is for Rupay Platium card.
Please confirm if it is for Rupay select DC.

 

[Ak Singh]

I also found this but they did not mentioned anywhere that Rupay Select is free I think it is for Rupay Platium card.
Please confirm if it is for Rupay select DC.

I have also same doubt.

 

[Wealth is my birth right!]

At least ICICI Rupay Sapphire DC is on Select platform. If we go by this logic BoB Rupay Sapphire DC should also be on Select platform, but who knows.

Ok as per this logic saphire of bob should have ott pack or what
But bob giving visa saphire dc only no rupay

 

[ontherocks]

Ok as per this logic saphire of bob should have ott pack or what
But bob giving visa saphire dc only no rupay

For salary accounts BoB gives free Rupay Sapphire DC

 

[Jack007]

For Union Bank of India there's a new Account variant called Udaan (SBPRO), which has 10K AMB with Rupay Select Card with all benefits included for ₹400/yr as annual fees

 

[roygarg]

So Select is free if I maintain 20k MAB in Bank of Baroda? Do they offer online account opening?

 

[nik007rock]

For Union Bank of India there's a new Account variant called Udaan (SBPRO), which has 10K AMB with Rupay Select Card with all benefits included for ₹400/yr as annual fees

Really ? Nicee will checkout

 

[butaiiem]

For Union Bank of India there's a new Account variant called Udaan (SBPRO), which has 10K AMB with Rupay Select Card with all benefits included for ₹400/yr as annual fees

Yes also the issuance charges is nil. Annual fees will be levied from 1st year onwards

 

[nik007rock]

Yes also the issuance charges is nil. Annual fees will be levied from 1st year onwards

can it be opened online or offline ? and for professional proof what is req document ? like i am a graduate ( b.e computers )

 

[butaiiem]

can it be opened online or offline ? and for professional proof what is req document ? like i am a graduate ( b.e computers )

I opened it offline, they didn't ask for any proof

 

[MrKant]

+1 MAB for 0 fees in Canara bank for Rupay Select debit card?

For real you just need to maintain 1k MAB in canera bank to wave off debit card fee ( including rupay select debit card ) does matter your account type

 

[roygarg]

Exactly I have supersavings account was able to apply both Rupay select and Visa sapphire on same day .Both were reflecting on bob world same after few hours.

Can we apply for this account online?

 

[Ak Singh]

For real you just need to maintain 1k MAB in canera bank to wave off debit card fee ( including rupay select debit card ) does matter your account type

This for should be rupay platinum dc not for rupay select dc.
Do you have rupay select dc with canara and had not charged any fee for dc?

 

[Wealth is my birth right!]

Can we apply for this account online?

So Select is free if I maintain 20k MAB in Bank of Baroda? Do they offer online account opening?

Better open by offline
Account activation the next day
Yes 20k super savings account gives select rupay dc