BOB Eterna is now becoming a most popular choice credit card

[jetesh]

BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.

 

[sauravkumar]

@SSV @Swastik @Abhishek012 @cardio_guy @Ram1 @sauravkumar @jack333 @TechnoFi @HumorSimpson @helloworld @quino

Thanks champ for tagging me!!😄😄

I will go for Eterna definitely. I am waiting for right time.😄😄

Reason is not of my cards are in Rupay platform which gives unlimited lounge access.
If they add international lounges in Eterna then again it will become a very good CC.
And 40k for 3 months look reasonable. (For me this is more of a hype than magnitude of devaluation. Others bank have done way more than this. Look there criteria for lounge spend then compare)😤😤


Let me be very honest with you my Magnus is due for renewal in Jan and there are very high chances they will not do any kind of revaluation. Hence no point of renewing that for another year. So I have year end to get this card.🙂🙂

And my suggestion for you right now will be to wait until this FY i.e. March.... By seeing the trend I think every bank (if still anyone is left) will implement more strict policies on CC. I will wait sometime to get clarity... not in hurry.

 

[sauravkumar]

Thanks champ for tagging me!!😄😄

I will go for Eterna definitely. I am waiting for right time.😄😄

Reason is not of my cards are in Rupay platform which gives unlimited lounge access.
If they add international lounges in Eterna then again it will become a very good CC.
And 40k for 3 months look reasonable. (For me this is more of a hype than magnitude of devaluation. Others bank have done way more than this. Look there criteria for lounge spend then compare)😤😤


Let me be very honest with you my Magnus is due for renewal in Jan and there are very high chances they will not do any kind of revaluation. Hence no point of renewing that for another year. So I have year end to get this card.🙂🙂

And my suggestion for you right now will be to wait until this FY i.e. March.... By seeing the trend I think every bank (if still anyone is left) will implement more strict policies on CC. I will wait sometime to get clarity... not in hurry.

@cardio_guy : Thanks man for following me!!🙏🙏

I think first time I am getting follower in TF. You are my first follower.🎊🎊

Bro I can any give advice and guide you on Stock Markets, Debt Markets, IPO, Bonds, Currency Market etc. But I am not an expert on CC. Whatever knowledge I have on CC is from my experience only!!😄😄

 

[cardio_guy]

@cardio_guy : Thanks man for following me!!🙏🙏

I think first time I am getting follower in TF. You are my first follower.🎊🎊

Bro I can any give advice and guide you on Stock Markets, Debt Markets, IPO, Bonds, Currency Market etc. But I am not an expert on CC. Whatever knowledge I have on CC is from my experience only!!😄😄

I see the number of posts, solutions, and overall interactions and follow few people who I think adds value here.
Yes, I think we need more posts of personal finance as well. That's even my first interest, credit cards comes next.
Good to see so many like minded people around.

 

[Ram1]

@cardio_guy : Thanks man for following me!!🙏🙏

I think first time I am getting follower in TF. You are my first follower.🎊🎊

Bro I can any give advice and guide you on Stock Markets, Debt Markets, IPO, Bonds, Currency Market etc. But I am not an expert on CC. Whatever knowledge I have on CC is from my experience only!!😄😄

Hope u get expertise in ccs too in no time

 

[vine]

@cardio_guy : Thanks man for following me!!🙏🙏

I think first time I am getting follower in TF. You are my first follower.🎊🎊

Bro I can any give advice and guide you on Stock Markets, Debt Markets, IPO, Bonds, Currency Market etc. But I am not an expert on CC. Whatever knowledge I have on CC is from my experience only!!😄😄

We can have a section for personal finance and stock market in particular.

 

[cardio_guy]

We can have a section for personal finance and stock market in particular.

It's already there in TF but very less used.

Personal Finance

www.technofino.in

 

[vine]

It's already there in TF but very less used.

Personal Finance

www.technofino.in

I knew there's a personal finance section
But didn't know there's sections for investments and stock market
So, here it is, and see you there:

Stock Market

All stock market related discussions here.

www.technofino.in

 

[jetesh]

lagta hai sab investment and stock market me move ho gaye hai ..... after all spend criteria meet karne ke liye .......... funds bhi toh chaiye 😛 😀

 

[Krishna Kumar]

Some good news to share: the BOB Eterna credit card now includes access to the 080 VIP Lounge.

View attachment 74749

I tried accessing the 080 VIP lounge today at T2 using my Visa Eterna - the receptionist checked my card in the POS machine and said it is not accessible. I showed him this document from BoB and he said it was not yet updated in their system.
It might be available in few weeks time.
Then I used the regular 080 Dep lounge.

 

[jetesh]

I tried accessing the 080 VIP lounge today at T2 using my Visa Eterna - the receptionist checked my card in the POS machine and said it is not accessible. I showed him this document from BoB and he said it was not yet updated in their system.
It might be available in few weeks time.
Then I used the regular 080 Dep lounge.

Thanks bro .... thanks for the update

 

[_amit_]

For ntb do they introduce to radiance program with 10L ip or do they wait after nrv >30L.

Every branch i go to, I am getting different info.😅. The most convincing one said 10L ip, 6m time cushion to reach 30L. But she is not sure how fast it will be upgraded to radiance.

A bit late response as I was not here...

That's actually what it is. Different branch different answer as no one knows. Many will even say keep 30L in savings with a straight face too.

The easiest is either talk with the BM, OR simply give 30L before confirming that it will be upgraded in a month.
Once upgraded and Eterna is received with LTF confirmation from BoBCard, take out the deposit wherever you wish to.

This is a response to the query asked. I would not suggest Eterna to anyone after the recent devaluation of minimum lounge access spend requirement.

 

[jetesh]

I tried accessing the 080 VIP lounge today at T2 using my Visa Eterna - the receptionist checked my card in the POS machine and said it is not accessible. I showed him this document from BoB and he said it was not yet updated in their system.
It might be available in few weeks time.
Then I used the regular 080 Dep lounge.

BOB Credit Card Customer Service has confirmed that the new list will take effect from 01 Jan 2025.