HDFC millenia not giving 5% on amazon

[Rohith_Kumar_Sp]

Millennia not giving 5% points on amazon anymore? I bought 10k agv and didn't get 500 points

May 31st, its 6th today, usually points get posted on 1st of every month and you will be able to use it on next bill generation but i have received 333 points from my other transactions, but not 500 from AGV voucher.

i have only gotten 333 points, not 500, 3616-3283 = 333.

i have gotten 333 points, not 500!!!!, 10k AGV will give you 500 points, it will show up in available points 1st of every month, but you can use it on next bill generation. 3616-3283 = 333 points, that 333 point is from my other transitions not AGV

 

[desiviru]

@Card

Bhaiyo ye bata do if we buy Flipkart gift card using millenia cc, does it give 5% cashback ?
This way we would be able to maximise the return. Can we do part payment on Flipkart like gift card plus credit card (Upto maximum limit of 10% usually has a limit) ?

You can. Go directly and purchase, you will get it just like AmyJohn gc. Part payment allowed on flopkart and you get card discount for rest of payment. In past, I used GC+ SBI card offer on my simplyclick.

Also with smartbuy you can buy 10K voucher and get 500 (5% sbuy)+100 (1% online) on millennia cc. Unlike AmyJohn it has no extra charges too in name of convenience charges. It will atleast not affect your 10 merchant category and with smartbuy you will get 500 on third day itself. If you need to purchase more than 10K then buy directly.

 

[Hemang]

@Card

You can. Go directly and purchase, you will get it just like AmyJohn gc. Part payment allowed on flopkart and you get card discount for rest of payment. In past, I used GC+ SBI card offer on my simplyclick.

Also with smartbuy you can buy 10K voucher and get 500 (5% sbuy)+100 (1% online) on millennia cc. Unlike AmyJohn it has no extra charges too in name of convenience charges. It will atleast not affect your 10 merchant category and with smartbuy you will get 500 on third day itself. If you need to purchase more than 10K then buy directly.

Mere bhai, same chiz amazon pe karni ho to shopping voucher lene padenge na part payment ke liye ?
Aur dono hi case me if the product gets returned than utna gc ya shopping voucher ka paisa fass jayega uss application pe.

 

[desiviru]

Mere bhai, same chiz amazon pe karni ho to shopping voucher lene padenge na part payment ke liye ?
Aur dono hi case me if the product gets returned than utna gc ya shopping voucher ka paisa fass jayega uss application pe.

Yes, shopping voucher only as part payment with APay GC is not allowed anymore.

You can later use that money to purchase stuff. I mostly bought products in life (necessary ones) which I never needed to return. For other things I prefer offline shops. In last 2-3 years its very rare. Golden days of online shopping was only till 2019. I see many people buy stuff they don't need during sales only because it is available for cheap. So only go for product that you are sure you won't be returning.

During sales even offline stores have card offers. Try outside. You can purchase their GCs online and redeem at shop.

 

[Abhigyan kumar]

Yes, shopping voucher only as part payment with APay GC is not allowed anymore.

You can later use that money to purchase stuff. I mostly bought products in life (necessary ones) which I never needed to return. For other things I prefer offline shops. In last 2-3 years its very rare. Golden days of online shopping was only till 2019. I see many people buy stuff they don't need during sales only because it is available for cheap. So only go for product that you are sure you won't be returning.

During sales even offline stores have card offers. Try outside. You can purchase their GCs online and redeem at shop.

Bro I got my 1000 points on Flipkart in this calendar month. I want to buy a product from Flipkart and wants to get 1000 additional MILLENIA cashpoints. I read somewhere that If I buy at the end of the month the transaction settles next month and I can get additional cashpoints. So should I buy today or tomorrow?

 

[desiviru]

Bro I got my 1000 points on Flipkart in this calendar month. I want to buy a product from Flipkart and wants to get 1000 additional MILLENIA cashpoints. I read somewhere that If I buy at the end of the month the transaction settles next month and I can get additional cashpoints. So should I buy today or tomorrow?

How come you got it for this calender month? It will be credited between Oct 1-3.

Anyways, today is 28th, your txn will settle on 30 itself not next cycle. So better do it on Sept 30 after 12AM midnight which will settle on Oct 2. Tomorrow on 29th, you can do but sometimes what I found is txn done before 6PM on 29 somehow settled by 11:59 PM on 30th. So safest will be to do tmorrow midnight.

 

[Arnal07]

How come you got it for this calender month? It will be credited between Oct 1-3.

Anyways, today is 28th, your txn will settle on 30 itself not next cycle. So better do it on Sept 30 after 12AM midnight which will settle on Oct 2. Tomorrow on 29th, you can do but sometimes what I found is txn done before 6PM on 29 somehow settled by 11:59 PM on 30th. So safest will be to do tmorrow midnight.

if a transaction is done on 30th/31st of any month then the reward points will be calculated basis on the same month and it will be credited on the 2nd next month.So, do the transaction after 30th 12am.(only on 1st oct and later)

 

[Abhigyan kumar]

if any transaction is done on 30th/31st of any month then the reward points will be calculated basis on the same month and it will be credited on the 2nd next month.So, do the transaction after 30th 12am.

@desiviru is this true

 

[desiviru]

@desiviru is this true

Not true. cashback is given in Millennia CC basis settled txns between 1-30/31. Once I lost my CB due to this. I had a txn on June 30, 2023 which settled on July 2. It was for 5K at Amazon with 250 cashback. All my txns from June 1-29 gave me cashback but not this one. Later in the month I did Rs.19K txns and got 1000 and not rest of the 200 as max. cap was 1000. So for 19K it was 950 and the 5K gave 50 only.

Even in TnC it is clearly mentioned that Txns settled between 1-30/31 are taken into account. Same goes with offers. If HDFC sends you offers which is valid till say Sep 30 then txns upto Sep 28 will be counted in offer while txn of 30th Sep won't. Many people miss their voucher in offer email due to this and then call bank to get it.

In credit cards everything is for settled txn i.e Date of Settlement not date of txns. It is a dark pattern which is there since long.

I am telling you do a txn on Sep 30 and then also between 1-31 Oct. You will see points for that coming in Nov.

 

[Hemang]

Bhaiyo i have received millenia statement this morning. I had purchased amazon gift card last month around 25th September of Rs 1614 and Rs 1000 on other millenia card. Today i have not received either 5% or 1% cashback points for either transactions. Nor there is any update in netbanking regarding reward points accrued. Kindly everyone check and update here.

 

[panu24]

Bhaiyo i have received millenia statement this morning. I had purchased amazon gift card last month around 25th September of Rs 1614 and Rs 1000 on other millenia card. Today i have not received either 5% or 1% cashback points for either transactions. Nor there is any update in netbanking regarding reward points accrued. Kindly everyone check and update here.

Hi me and other person also reported this in this forum. Looks now mistake from HDFC that they missed to credit reward points.

 

[desiviru]

Removed.

Reason: People get offended when you tell them their shortcomings and to be patient.

 

[panu24]

@Hemang @panu24 If a newbie asks/tell such kind of things, it is understandable. You are here at this forum since long and this has been told enough times here that HDFC don't credit 5%/1% on Day 1 of next month. It is between 1-3 or 4 in case a Holiday strikes. Yesterday was holiday on Ocassion of Gandhi Jyanti. Why make a fuss every month? RPs will credit by evening today. 🙄

@Hemang, If you have got statement today, you must be having statement date as 02 of every month and how can you expect rewards details in this statement when yesterday was holiday and it were not credited? Most of people here have 8/12/14/18 as statement date so they don't face problem as between 1-5 most get their RPs. So be patient and don't over-read things in life.

I agree @desiviru what you are saying but at least I would like to accept this fact from HDFC that HDFC never missed in the past to show credit points in official CC statement. This is first time I observed hence reported here. I am not panic about RP not credited but they should learn from SC bank to delay posting official CC statement if any issues are going on.

 

[desiviru]

I agree @desiviru what you are saying but at least I would like to accept this fact from HDFC that HDFC never missed in the past to show credit points in official CC statement. This is first time I observed hence reported here. I am not panic about RP not credited but they should learn from SC bank to delay posting official CC statement if any issues are going on.

That was because there was no holidays in previous months on Day 02 and RPs were credited by this day. Now when holiday strikes what can you do about it? From Jan-Oct this year every 02 date was working day except June but in June it were credited on June 1 itself at midnight. As I said, stop over-reading things in life. Banking systems can't work 24x7 just because people want their RPs to appear in statement. You will see that in next statement now. 🙂

 

[Hemang]

@Hemang @panu24 If a newbie asks/tell such kind of things, it is understandable. You are here at this forum since long and this has been told enough times here that HDFC don't credit 5%/1% on Day 1 of next month. It is between 1-3 or 4 in case a Holiday strikes. Yesterday was holiday on Ocassion of Gandhi Jyanti. Why make a fuss every month? RPs will credit by evening today. 🙄

@Hemang, If you have got statement today, you must be having statement date as 02 of every month and how can you expect rewards details in this statement when yesterday was holiday and it were not credited? Most of people here have 8/12/14/18 as statement date so they don't face problem as between 1-5 most get their RPs. So be patient and don't over-read things in life.

Mere bade bhai, agar statement me point hote aur bhale hi netbanking me naa diye hote to koi baat nahi thi. But for the first time statement me points ka section hi gayab hai. Sirf smartbuy ka reward points ka calculation diya hai. Panic ki koi baat nahi hai, atleast discuss hoga to hume pata chala what to do next aur find next best utility credit card.

 

[desiviru]

Mere bade bhai, agar statement me point hote aur bhale hi netbanking me naa diye hote to koi baat nahi thi. But for the first time statement me points ka section hi gayab hai. Sirf smartbuy ka reward points ka calculation diya hai. Panic ki koi baat nahi hai, atleast discuss hoga to hume pata chala what to do next aur find next best utility credit card.

Removed.

Reason: Wasted my time.
🙂

 

[Hemang]

Ab kuch puch bhi nhi skte muje ni pta tha. I asked for update and informed what I came to knew.

 

[Abhigyan kumar]

Anyone got the points for this month?

 

[6ix9ine]

Anyone got the points for this month?

1-2 din wait karlo, aaj sunday hai

 

[desiviru]

Anyone got the points for this month?

As per Section 420 of the Rewards and Cashback Act 2009, Sunday/Holiday are excluded from cashback/reward credit.

Section 420 (i) says, If anyone ask question about reward not received on such days should be punished with no rewards for next 3 months or imprisonment (upto 90 days at SBI branch without any lunch breaks).

As this was your second offence, you can file for mercy plea at Ultimate TechnoFino Court.

If you are looking for lawyer, I can lose case for you so that others never dare to commint such crimes.

 

[Abhigyan kumar]

As per Section 420 of the Rewards and Cashback Act 2009, Sunday/Holiday are excluded from cashback/reward credit.

Section 420 (i) says, If anyone ask question about reward not received on such days should be punished with no rewards for next 3 months or imprisonment (upto 90 days at SBI branch without any lunch breaks).

As this was your second offence, you can file for mercy plea at Ultimate TechnoFino Court.

If you are looking for lawyer, I can lose case for you so that others never dare to commint such crimes.

Bhai tera naam desiviru h. Roj tu desi pii Kai message karta h