HDFC millenia not giving 5% on amazon

[Rohith_Kumar_Sp]

Millennia not giving 5% points on amazon anymore? I bought 10k agv and didn't get 500 points

May 31st, its 6th today, usually points get posted on 1st of every month and you will be able to use it on next bill generation but i have received 333 points from my other transactions, but not 500 from AGV voucher.

i have only gotten 333 points, not 500, 3616-3283 = 333.

i have gotten 333 points, not 500!!!!, 10k AGV will give you 500 points, it will show up in available points 1st of every month, but you can use it on next bill generation. 3616-3283 = 333 points, that 333 point is from my other transitions not AGV

 

[Arnal07]

That was because there was no holidays in previous months on Day 02 and RPs were credited by this day. Now when holiday strikes what can you do about it? From Jan-Oct this year every 02 date was working day except June but in June it were credited on June 1 itself at midnight. As I said, stop over-reading things in life. Banking systems can't work 24x7 just because people want their RPs to appear in statement. You will see that in next statement now. 🙂

For last few months in millennia cc, I got reward points in the 2nd next month for transactions done on 30/31st of any month.
I got 5% rp for amazon gv as well.

 

[desiviru]

For last few months in millennia cc, I got reward points in the 2nd next month for transactions done on 30/31st of any month.
I got 5% rp for amazon gv as well.

This has been discussed in past and I explained everything there.

You are getting it on alternate month because credit card txns settle on third day from date of txn. The 30th or 31st txn settles in system on 1st or 2nd of next month. Cashpoints are only given for txns settled between 1-30 or 1-31 of month. A txn done between 1st to 28th in a month of 30 days settles till 3rd to 30th while in month of 31st it is between 1st-29th of that month.

So keep that in mind. Also if you ever receive Spend offer which is valid till 30th, remember you txns must be till 28th else you won't get benefit. It is clearly written in TnC of offers that all the txns SETTLED till expiry of offer are eligible. This is not the case with Debit Card txns as it settles immediately so if you receive a debit card offer then it's last date is actual date while with credit card it is 2 days before offer expiry. Most of people don't understand it here but many do.

Here is the post I created https://www.technofino.in/community/threads/credit-cards-and-dates-why-it-matters-the-most.28718/

 

[Arnal07]

This has been discussed in past and I explained everything there.

You are getting it on alternate month because credit card txns settle on third day from date of txn. The 30th or 31st txn settles in system on 1st or 2nd of next month. Cashpoints are only given for txns settled between 1-30 or 1-31 of month. A txn done between 1st to 28th in a month of 30 days settles till 3rd to 30th while in month of 31st it is between 1st-29th of that month.

So keep that in mind. Also if you ever receive Spend offer which is valid till 30th, remember you txns must be till 28th else you won't get benefit. It is clearly written in TnC of offers that all the txns SETTLED till expiry of offer are eligible. This is not the case with Debit Card txns as it settles immediately so if you receive a debit card offer then it's last date is actual date while with credit card it is 2 days before offer expiry. Most of people don't understand it here but many do.

Here is the post I created https://www.technofino.in/community/threads/credit-cards-and-dates-why-it-matters-the-most.28718/

no it is not the same case with me.
Suppose, I did 100rs amazon transaction on 31st Aug.Then 5 reward points for that transaction will be counted for august month and will be given on october 1st week.I got 1005 Reward points under 5% CB in a previous month just like I said.

 

[venuharry]

are we getting 5% redeem points on purchase of Amazon gift vouchers using Millennia HDFC CC?
@desiviru

 

[desiviru]

no it is not the same case with me.
Suppose, I did 100rs amazon transaction on 31st Aug.Then 5 reward points for that transaction will be counted for august month and will be given on october 1st week.I got 1005 Reward points under 5% CB in a previous month just like I said.

Yes, Txn between 1-30 or 1-31 will be counted for that month only even though it settles next month for 27/27 or 28/29 or 29/30 or 30/31 as per month. HDFC corrected the system after I complained in 2023 because in past I lost Rs. 472 cashpoints in May 2023 because of this. I had txn on 31st and next month in June used 20K again at Gyftr. But only 1000 pts were credited on August 1, 2023. So that 31st txn was added to June month cycle. Now things are fine.

@venuharry Yes.

Points to note.

There is a limit of GC you can purchase with same CC on Amazon else they will block your card.

Don't use same CC on different Amazon accounts. Don't go above 30K in a month and also don't buy in single txn. Keep 7500-9900 as max. 1 txn amt.

With Millennia we need only 20K per month as 1000 CB is maximum so it won't be a problem.

 

[Arnal07]

Yes, Txn between 1-30 or 1-31 will be counted for that month only even though it settles next month for 27/27 or 28/29 or 29/30 or 30/31 as per month. HDFC corrected the system after I complained in 2023 because in past I lost Rs. 472 cashpoints in May 2023 because of this. I had txn on 31st and next month in June used 20K again at Gyftr. But only 1000 pts were credited on August 1, 2023. So that 31st txn was added to June month cycle. Now things are fine.

@venuharry Yes.

Points to note.

There is a limit of GC you can purchase with same CC on Amazon else they will block your card.

Don't use same CC on different Amazon accounts. Don't go above 30K in a month and also don't buy in single txn. Keep 7500-9900 as max. 1 txn amt.

With Millennia we need only 20K per month as 1000 CB is maximum so it won't be a problem.

yeah, I use sbi cashback cc for amazon gv and hdfc millennia for flipkart/amazon discounts and medicine order pharmeasy etc.

 

[Axelblaze]

I use SBI CB, amex mrcc for apay vouchers ! hassle free !

 

[Abhigyan kumar]

I use SBI CB, amex mrcc for apay vouchers ! hassle free !

@desiviru from my calculations I should have received 800 points but I received only 500. What should be the possible reason behind it?

 

[panu24]

@desiviru from my calculations I should have received 800 points but I received only 500. What should be the possible reason behind it?

Your statement date?

 

[Abhigyan kumar]

Your statement date?

16th of the month

 

[desiviru]

16th of the month

This is December. Only txns of Nov 1-Nov 30 will be counted for this month. Your screenshot has only Rs.9900 txn which provides you Rs.495.

For October txn you can check your previous statement and pts for that were credited on Nov 2/3.

 

[Abhigyan kumar]

This is December. Only txns of Nov 1-Nov 30 will be counted for this month. Your screenshot has only Rs.9900 txn which provides you Rs.495.

For October txn you can check your previous statement and pts for that were credited on Nov 2/3.

Thanks I didn't realise that some of the transaction was done in October

 

[psuyog910]

So guys whats the best method to pay utility bill from millenia?
1. Buy apay gc from Amazon
2. Pay bills on Amazon from gc balance
Get 5% back on gc?
Am i correct?

 

[6ix9ine]

So guys whats the best method to pay utility bill from millenia?
1. Buy apay gc from Amazon
2. Pay bills on Amazon from gc balance
Get 5% back on gc?
Am i correct?

Absolutely correct .