Best UPI App

[yobro]

How would you rate payzapp in comparison to Gpay/phonepe?
I just used payzapp to make my 1st payment and interface was awesome.
What is ur review of the same?

 

[Anupama_Jha]

Have tested upto 2L in 2 days.

Can Anyone confirm for more?

Update: Have tested. The limits are applicable FY each. Means Apr - Mar.

 

[dvader]

Hi All,

I use phonepe as my goto becaue of custom UPI IDs. Last year I added a few savings account and I specifically remember that it allowed me to choose two custom UPI ids which can be used with two UPI handles. However, now when I add a new account, phonepe auto creates the first UPI id like <mobileNo>-5@ybl which I can not edit or delete to get custom ID. The second UPI is customizable just like before.

Can anyone confirm if I am doing something wrong or PhonePe changed it's policy.?

 

[Anupama_Jha]

Got "Phonepe recharge" Mcc while loading wallet.
@Abhishek012

 

[techprince]

Hi All,

I use phonepe as my goto becaue of custom UPI IDs. Last year I added a few savings account and I specifically remember that it allowed me to choose two custom UPI ids which can be used with two UPI handles. However, now when I add a new account, phonepe auto creates the first UPI id like <mobileNo>-5@ybl which I can not edit or delete to get custom ID. The second UPI is customizable just like before.

Can anyone confirm if I am doing something wrong or PhonePe changed it's policy.?

PhonePe changed policies. I wanted to use PhonePe despite hating the purple UI but their policies are bad. You cant edit or delete VPAs post creation. I am now exploring Freecharge and waiting for wallet UPI.

 

[lester]

Got "Phonepe recharge" Mcc while loading wallet.
@Abhishek012 View attachment 80920

may i know which wallet is this?

 

[suhastech]

I have been using cred UPI for the last few days. I do get a few rupees as cashback like the old days of gpay.

 

[Anupama_Jha]

may i know which wallet is this?

Phonepe . .

 

[Noxious]

Gpay, I used to use Paytm before but it fails scanning some of the UPI nowadays.

 

[iamvk]

Gpay, I used to use Paytm before but it fails scanning some of the UPI nowadays.

Not sure if it's mentioned. I use Super.Money app from Flipkart

 

[insight]

SUGGESTIONS?

Light Lean UPI App still working on iOS 16.1.1? + Hiding Full Name during Scan UPI Payments?

 

[kjs]

Bob world app is way better than many private banks apps, IMO.
You can try this too.

does BOB world UPI app support custom upi . It is providing some default but not allowing to edit.

 

[vine]

does BOB world UPI app support custom upi . It is providing some default but not allowing to edit.

Yes it does

 

[kjs]

Yes it does

But it doesn't allow to edit. and the suggestions are also name+randomNumbers@barodapay

 

[kjs]

I downloaded the freecharge app thinking its powered by Axis Bank itself but By reading the sms they tend to just sell things to us or sell our nos. any app that dosent read all this.

 

[Aniket]

View attachment 85101

I downloaded the freecharge app thinking its powered by Axis Bank itself but By reading the sms they tend to just sell things to us or sell our nos. any app that dosent read all this.

Issi bahajh se kabhi installed nahi kiya 🤡 🤣 though my device can bypass this.

Android & Brands should work more on privacy and security, so that customers can restrict or bypass/ disable these things.

 

[kjs]

Issi bahajh se kabhi installed nahi kiya 🤡 🤣 though my device can bypass this.

Android & Brands should work more on privacy and security, so that customers can restrict or bypass/ disable these things.

you seem to be an iphone user.
can you suggest an app for android that dosent collect irformation. I mean y would i allow my info to be used by credit reporting agencies. even Paytm does this.

 

[Aniket]

you seem to be an iphone user.

How come? No, I am not.

can you suggest an app for android that dosent collect irformation. I mean y would i allow my info to be used by credit reporting agencies. even Paytm does this.

You can try & see if yes pay next suits or not, don't know, UPI ID customisation is still there or not.

 

[DarthBrooks]

you seem to be an iphone user.
can you suggest an app for android that dosent collect irformation. I mean y would i allow my info to be used by credit reporting agencies. even Paytm does this.

Paytm collects but doesn't share to third parties as per its privacy disclosure.

 

[sunit123]

“If something is free, then you are the product”....If you are using free app then forget about data privacy....Data privacy is a biggest joke in India....There is a major data breach at angel one.

All free apps sell the data of customers... some do it by disclosing to customer and rest through backdoor.

 

[sunit123]

View attachment 85101

I downloaded the freecharge app thinking its powered by Axis Bank itself but By reading the sms they tend to just sell things to us or sell our nos. any app that dosent read all this.

may be check yes pay next...it is from yes bank and they don't sell anything...

Kotak, ICICI and other bank apps keep selling something or another...I registered for payzapp and from same day bombarded by HDFC ergo insurance offers.