Best upi app

[yobro]

How would you rate payzapp in comparison to Gpay/phonepe?
I just used payzapp to make my 1st payment and interface was awesome.
What is ur review of the same?

 

[deovratsingh123]

who cares about "CUSTOM VPA".
Instant payment WITHOUT FAILURE does matter

But that's most of the apps these days, until it's third world app.

 

[sunit123]

who cares about "CUSTOM VPA".
Instant payment WITHOUT FAILURE does matter

No one cares till we are not on radar of scamsters..

God forbids, in case of scam, we will see a post "pls suggest best upi app with custom vpa"

 

[cardio_guy]

No one cares till we are not on radar of scamsters..

God forbids, in case of scam, we will see a post "pls suggest best upi app with custom vpa"

what exactly is the use of custom VPA? Sorry but I don't know.

A typical VPA looks like username@bankname

Custom VPA - means for each transaction we can create a new/different VPA? Or in general we can create any VPA of our choice?

Also, most importantly, how does it help in case of scam?

 

[Pradumya]

what exactly is the use of custom VPA? Sorry but I don't know.

A typical VPA looks like username@bankname

Custom VPA - means for each transaction we can create a new/different VPA? Or in general we can create any VPA of our choice?

Also, most importantly, how does it help in case of scam?

Na na
Regular vpa is mobile number @bankname
Custom vpa is custom@bankname

It is just to prevent your mobile number showing in plain text to receiver.

 

[350modena]

There are too many UPI apps and too much confusion.

I am keeping it simple : Primary - BHIM
if there is some issue Paytm and Gpay as backups

Any offers / benefits for using BHIM ?

 

[cardio_guy]

Na na
Regular vpa is mobile number @bankname
Custom vpa is custom@bankname

It is just to prevent your mobile number showing in plain text to receiver.

OK, one more question - trying to understand the basics.
People use their mobile number as their UPI number right?
Like, I can search for any mobile number in Google Pay or another UPI app, and then make a payment to them directly using their mobile number?
I wouldn't have to worry about their VPA ID or which UPI app they use, right? It's still the same, right?

 

[Pradumya]

OK, one more question - trying to understand the basics.
People use their mobile number as their UPI number right?
Like, I can search for any mobile number in Google Pay or another UPI app, and then make a payment to them directly using their mobile number?
I wouldn't have to worry about their VPA ID or which UPI app they use, right? It's still the same, right?

You enter mobile number to send money that is with people who you both mutually know
Like you don't know me
If you want to pay me let's say 1Lac and its one-time transaction and you pay me (please)
With that transaction I get your UPI ID which has your number, I can use that number anywhere, share it with anyone.

So for strangers like street side stalls you can use custom vpa so that they don't get your number.

 

[Aniket]

OK, one more question - trying to understand the basics.
People use their mobile number as their UPI number right?
Like, I can search for any mobile number in Google Pay or another UPI app, and then make a payment to them directly using their mobile number?
I wouldn't have to worry about their VPA ID or which UPI app they use, right? It's still the same, right?

Y e s.

 

[Wealth is my birth right!]

Phonpe my preferred way
Reason one customized upi id then second reason so far no failures (ios app 5g)

 

[Anupama_Jha]

If you want to pay me let's say 1Lac and its one-time transaction and you pay me (please)

Then after you pay me (please)

 

[kuchbhi]

You enter mobile number to send money that is with people who you both mutually know
Like you don't know me
If you want to pay me let's say 1Lac and its one-time transaction and you pay me (please)
With that transaction I get your UPI ID which has your number, I can use that number anywhere, share it with anyone.

So for strangers like street side stalls you can use custom vpa so that they don't get your number.

aao abhi aapko 1 lakh G pe(pay) karta hun

 

[sunit123]

OK, one more question - trying to understand the basics.
People use their mobile number as their UPI number right?
Like, I can search for any mobile number in Google Pay or another UPI app, and then make a payment to them directly using their mobile number?
I wouldn't have to worry about their VPA ID or which UPI app they use, right? It's still the same, right?

Disable mobile no from app....in this case, no one can find out your name also using mobile no

If i have anyone mob no, i can also check his/her name using upi app.

My sister was using upi app with mob no as vpa...one merchant started harassing her...we had to file police complaint

 

[rajcasio]

No one cares till we are not on radar of scamsters..

God forbids, in case of scam, we will see a post "pls suggest best upi app with custom vpa"

Disable mobile no from app....in this case, no one can find out your name also using mobile no

If i have anyone mob no, i can also check his/her name using upi app.

My sister was using upi app with mob no as vpa...one merchant started harassing her...we had to file police complaint

I sincerely apologize for my ignorance on "CUSTOM VPA" 🙏 🙏 🙏

 

[sunit123]

I sincerely apologize for my ignorance on "CUSTOM VPA" 🙏 🙏 🙏

Its okay bro...we all are learning from each others experiences..i also don't know so many important points

 

[RAMESH BABU N]

You enter mobile number to send money that is with people who you both mutually know
Like you don't know me
If you want to pay me let's say 1Lac and its one-time transaction and you pay me (please)
With that transaction I get your UPI ID which has your number, I can use that number anywhere, share it with anyone.

So for strangers like street side stalls you can use custom vpa so that they don't get your number.

In 1 word - safeguarding your mobile number.

 

[Anupama_Jha]

Phonepe wallet transaction limits.
View attachment 79203

Have tested upto 2L in 2 days.

Can Anyone confirm for more?

 

[bigbyte]

In 1 word - safeguarding your mobile number.

And email (in case of GPay)

 

[kuchbhi]

And email (in case of GPay)

 

[Dr_Card]

How would you rate payzapp in comparison to Gpay/phonepe?
I just used payzapp to make my 1st payment and interface was awesome.
What is ur review of the same?

Kiwi has better interface and is fast also

 

[Prarthit]

Wallets which I use >>

•FULL KYC Needed•

1. Amazon Pay -
•Monthly load limit of 1L using DC and 5L using CC
•Free using DC and 2.36% using CC
•Scan & Pay or transfer upto ₹1,00,000 per month to any person Qr/Bank account or ₹2,00,000 to Merchants (cc bill payments also - using wallet UPI id)
View attachment 77080

2. Payzapp -
Started using recently after Wallet UPI feature.

•Limits --
View attachment 77081

•New changes w.e.f 06th Jan 2025 --
View attachment 77082

3. Phonepe -
•Monthly load limit of 2L
•Free using DC and 3% using CC
•Scan & Pay to merchants or transfer upto ₹1,00,000 per day to any bank account (add beneficiary or linked upi account)
View attachment 77083

Is there any DC through which we can pay UPI payments via adding-to-wallet-&-pay along with some rewards ?
(Other than H D F C Mill.ennia DC)

If you can plz suggest..