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Latest Working Methods to Pay Credit Card Bill from Debit Cards

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Activated sbi VDC now... so this is the way i guess for me to pay CC bills....
Can VDC be used in unipay only or setu also?
 
HDFC fixed the code and so no more 1% cashback using platinum debit cards at SBI UNIPAY, Canara SETU etc..
See
Hdfc gave and gives 1% on utility mcc upto 750
So
Unipay had mcc - utility - dc removed so no cashback
Setu mcc change to department store - so no cashback on that

Find a website to pay with utility mcc & u can still get
 
Was able to successfully pay bill through RBL Signature Mastercard on Canara Setu right now. I assume only Indusind MC transaction keeps failing.
 
This issue with 6012 on setu is only for HDFC Visa millenia but not other bank's visa cards? Anyone has any clue as to why? I thought PG sets the MCC code.
 
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