Mr. Bean

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  Mr. Bean

• Today at 8:30 AM

Start with the end in mind!

Ex: If you want to lead a healthy life in your 80's, start working on your health (including mental health) now.

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• 

  Mr. Bean

• Apr 9, 2025

Dear TF Legends and above members... Quick question... When you post a reply to a thread, do you see the option to add threadmark like shown in the below picture?

• 

  Mr. Bean

• Mar 27, 2025

Screenshot from Stable Money app. Probably known to many, particularly those who invest regularly via Stable Money.

For Senior Citizens, Suryoday SFB offers better rate rater than NESFB. For normal people, NESFB offers the maximum interest rate.

• 

  Mr. Bean

• Mar 25, 2025

Motorola has sent Android 15 to Moto G34 (a 10k mobile).

While Samsung phones at home / work / friends are like...

• 

  Mr. Bean

• Mar 18, 2025

Duolingo Family Subscription at 300 a year is the best investment I made this year. Currently learning Hindi & Swedish.

Thanks to @makman for organizing this group.

All spots filled. If anyone would like to organize a new group, please create a new thread or use the following thread. Thanks.

Still a spot left. If you'd like to join, contact @makman or reply at

M

Thread 'Duolingo super family subscription'

Mar 15, 2025

Planning to start a duolingo super family subscription. 5 slots will be available. 300 per year. Let me know if interested to join

• makman
• Replies: 32
• Forum: Technology

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• 

  Mr. Bean

• Mar 13, 2025

OneCard SIB: Least used card. 11% Limit Enhancement.

Since ICICI Coral started sur-charge, I might switch to this. Even GST (on sur-charge) is refunded (so far) by OneCard (SIB).

• 

  Mr. Bean

• Mar 12, 2025

Noticed this only today after an SMS & email from RBIO as compensation by NSDLPB for the delay to do video KYC.

Thanks to RBIO King (@sjmajumder) and others who shared their compensation stories!

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  Mr. Bean

• Mar 11, 2025

With Slice SB account, adding a beneficiary requires just the account number for some banks such as Axis, HDFC, ICICI, SBI, BoB, Canara. They do this by adding a common IFSC code, instead of asking branch-specific IFSC code. Nice!

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  Mr. Bean

• Mar 9, 2025

ICICI CC credit limit can be lowered as per our wish. Currently, it takes less than 60 days for this change to reflect in CIBIL. Used to take upto 90 days. A fellow member also confirmed this a couple of days ago. Ref: https://www.technofino.in/community/threads/38732/

We can lower the limit upto 10% of max limit given to us. For example, if the given credit limit is 5lac, we can reduce it to 50k.

If we hold multiple ICICI CCs, each card can be configured its own limit.

Useful when applying for SBI CC that can reject applications due to over leverage!

The credit limit can be increased immediately upon approval of SBI CC.

Please follow the aforementioned thread to know how to lower credit limit on other banks' CCs.

• 

  Ash8

• Mar 7, 2025

Hi,

From time to time and every month there have been so many offers going on on Sbi Rewardz and the same thread has been used to discuss these offers since September. I think it's better to use same thread again for any new offer and therefore I don't see a point in locking this thread.

@desiviru @6ix9ine @surojitlaha @pinki

Post in thread 'SBI Rewardz: Accelerated 5X/10X Reward Points under Monthly Campaigns. (No Offer Live Now)' https://www.technofino.in/community...campaigns-no-offer-live-now.31398/post-959017

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  Mr. Bean

• Feb 28, 2025

Nice to see Slice started spreading the word out about their SB account. Underrated bank account at the moment.

• 

  Mr. Bean

• Feb 25, 2025

HDFC upgraded the netbanking UI. Got the following banner, just after logged-in. Look nice for the eyes (not just the banner).

The new netbanking login page (at https://now.hdfcbank.com/ ) asks for OTP (sent via mobile) upon each login. 🙁 So, I am sticking with old UI for now (and then go to new UI from there). Oh wait! I can't login via old login URL anymore. It redirects automatically to the new login URL. 🙁

• 

  Mr. Bean

• Feb 20, 2025

PSA: Two common issues that I come across in TF.

1. Not paying MAD (and paying TAD later than due date, that was in turn due to unavoidable circumstances or due to technical reasons).
2. Rotating money (even 10k rotation) that can lead to temporary freeze of bank account and/or the credit card. Some tricks are posted in the name of educational content. Every trick comes with certain risk. Calculate the risks before diving in.

• 

  Mr. Bean

• Feb 17, 2025

Direct quote from https://www.technofino.in/community/threads/38052/#post-941626

I regularly settle MAD (min amount due) just after bill generation, even though I configured autopay

Click to expand...

Truly "mad" group of people. Or is it just one "mad" person who pays mad irrespective of autopay?

• 

  Mr. Bean

• Feb 16, 2025

HDFC Millennia DC promotional reward points credited in more than one account. So, expecting regular rewards soon!

• 

  Mr. Bean

• Jan 29, 2025

BHIM offer 20 CB for 100 on merchant payment. First 30k users only.

• 

  Mr. Bean

• Jan 24, 2025

Tomorrow, BHIM celebrates the Republic day, in advance by offering Rs.26 CB for the first 30k users between 6pm and 7pm. Actually, there are a number of offers for this entire week.

https://www.bhimupi.org.in/offers/bhim-offer-details?Id=69

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• 

  Mr. Bean

• Jan 9, 2025

Stable Money promised me Rs.100/- Amazon gift voucher (for filling a survey on their bond platform). But, sent shopping voucher. 🙁 Still a gift! 🎁

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  Mr. Bean

• Jan 2, 2025

NSDL Payments Bank accounts are being blocked to do vKYC. To check, if yours is blocked, open the app and check account details.

• 

  Mr. Bean

• Jan 2, 2025

BHIM UPI Offer. Ending on Jan 15.

Additionally make 5 transactions with UPI Lite. Please check the official site for exact TnC. Good luck!