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  1. cardio_guy

    Devaluation Amazon Pay ICICI Bank Credit Card Devaluation

    What are the possible devaluations on Apay card? cashback limit - 1k or 2k per month more excluded categories for 1% cashback. slab change - 5% will become 4% Spend limit - annual fees charged if yearly spends are below threshold. (add more)
  2. cardio_guy

    Devaluation Amazon Pay ICICI Bank Credit Card Devaluation

    we are getting signals of end-of-the-world :(
  3. cardio_guy

    Did anyone receive ICICI emeralde/metal LTF?

    their UX design team may not be very much aware of these variants and all. and the one who reviews these pages also didn't notice it. they just wanted that green color emeralde card with VISA. it is a placeholder image and they left it like that.
  4. cardio_guy

    Did anyone receive ICICI emeralde/metal LTF?

    Bro, my iDiscover score is 10 (beginner). Could that be a reason for not getting emeralde? What is a good score for this? I just opened the bank account 6 months back. No prior relation with icici.
  5. cardio_guy

    Did anyone receive ICICI emeralde/metal LTF?

    There is currently a campaign running and many people are receiving Emeralde LTF. You don't need to be an influencer, so give it a try. Some people have received it easily. One day, they saw 12000 + 12000 for Emeralde, but the next morning it showed NIL / NIL. This is not related to salary...
  6. cardio_guy

    Multiple timesprime voucher and coupons available if anyone want I can share

    @NShah Can you share ETPrime if it's there?
  7. cardio_guy

    Multiple timesprime voucher and coupons available if anyone want I can share

    Does anyone have a moneycontrol pro copoun to share? Please DM.
  8. cardio_guy

    Swiggy HDFC LTF (2024)

    Now I see Swiggy one renewal at Rs 99 for 3 months.
  9. cardio_guy

    Suggest a cc

    What is the USP of Infinia? (Apart from the fact that it is the highest variant?)
  10. cardio_guy

    Suggest a cc

    I'm at a point in life where I don't know which card to apply for next. I'm not really interested because I've been rejected by many banks and also many cards have reduced their benefits. I have three cards that don't have an annual fee - ICICI Amazon Pay, Sapphiro, & Federal Celesta, and one...
  11. cardio_guy

    Swiggy HDFC LTF (2024)

    Don't know yaar, maybe some user-based complimentary offer. I will update what happens when it expires this time. (I have also seen there is something called Swiggy one Lite - 10 delivery and 10 instamart free). That is cheaper than full-fledged Swiggy one. Any idea how to buy Swiggy One Lite...
  12. cardio_guy

    Swiggy HDFC LTF (2024)

    yes, Swiggy one is complimentary, I got 2 times. When activated, I got it for 3 months, and then when it expired, I got again for 3 more months. I have been using this card for close to 6 months now.
  13. cardio_guy

    Swiggy HDFC LTF (2024)

    I am using Swiggy a lot. (For transporting home food to office daily, using Swiggy genie). I got the Swiggy HDFC card for 500 + 500. I asked them to make it LTF, but they didn't. (2L spend will waive off annual charges) But I am getting good cashback 10% on genie orders. Monthly around Rs 600...
  14. cardio_guy

    Refund considered as payment?

    Amazon ICICI refunds now come into my ICICI savings bank account. ICICI is making a lot of problems and complications. Earlier, the refunds used to be directly credited to my credit card statement. But now, they are being credited to both my bank account and credit card statement, and then...
  15. cardio_guy

    ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

    How to get emeralde LTF?
  16. cardio_guy

    ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

    For me, only Emeralde 12000+GST was being shown till last week, once the offer started, these also started appearing: - HPCL super saver 500+GST & - Machester United Signature 2499+GST
  17. cardio_guy

    ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

    Or is it like icici is giving away LTF cards to make up for the glitch that happened last week? Just a marketing gimmik
  18. cardio_guy

    ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

    Lot of credit card influencers have posted screenshots of them getting emeralde LTF. I don't get any
  19. cardio_guy

    Multiple timesprime voucher and coupons available if anyone want I can share

    Does anyone have a moneycontrol pro copoun to share? Please DM.
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