It is basically, if you buy any voucher like AmazonPay or Amazon voucher which earns 5x points( now Amazon is devalued in AXIS but taken for example)
So normal points are 12 ER for Rs.200 spent, here you will get accelerated 5x12=60 ER for every Rs.200 , which is 30ER per Rs.100
5:4 ratio(or...