Yes I had a salary account with Axis, then shifted to HDFC Classic. Still that Axis acct gives me a lot of pre-approved offers and loans. Having a acct really helps.
try sbi cb.. lic signature card looks out of place, any reason why you have that card.. try getting neu infinity upgrade if u can.. your best card in the portfolio.. sbi pulse will give u fee waiver easily.. just call sbi every yr.. try for a core hdfc card
It doesn’t matter if you see the benefits of Infinia weather it’s LTF or FYF !! I would have chosen FYF also if they just approve Infinia. Infinia till now has best return in all Indian card IMO.
I would like to find a card to maximise returns where I have around 5-6 lakhs of spends annually in the following categories:
advanced tax
jewellery
retail spends
online spends
forex spends
These are spends where I am not getting any accelerated rewards and not able to use Amex or Amazon Pay...
Look bro i will get to straight :
Branch people are trying to fool you. You will get nothing from them. They are not only under offering but also offering nothing .
All those feature as told to you by branch people are easily available in hdfc saving max account.
And about the Credit card...
Yeah i too found indusind exclusive is the best in terms of benefits than any other on the list. Only problem I found unfortunately is indusind have not tied up with a lot of employeers right now. However, if you can get 5 of your collegues to open salary account they will create the org ID and...
HDFC preferred gives a better value. You can negotiate with them and ask for a locker also.
HDFC debit cards offer wide range of benefits, as you already hold HDFC salary account talk to your BM/RM and make FD for your choice months and they will offer you some additional perks. Later on you...
Hello TFinonians
You have gone through the SBI Wealth upgrade post on the forum but sometimes always found it hard to get because of nonawareness nearby in local.
Benefits of wealth account:
ZERO MAB, No AMC, No DD charges, No cheque issue charges even with high number of leaves, Unlimited ATM...
Oh god. I got Visa signature physical and Rupay select virtual debit cards so easily with my union bank USSA 2 salary account.
My company is not tied up with the bank but still they opened it
@CC-Muncher
I currently have a salary account with Axis, but I'm considering closing or changing it to savings as I transition to freelancing.
However, my experience with Axis has not been positive. As an example, I've been eligible for a Burgundy account for years but I none of my RMs informed...
1. I spoke to RM and negotiated. I told i will open a salry account if he gives iob rates.
2. Gor burgundy salarywith inward remittance criteria.
3. I never asked, but they would give it.
4. Service charge was not there, standard gst of 18% which was around 1500 for amount more than 40lakh
It doesn’t matter to be honest. I have two icici accounts. One was opened as regular savings account which got upgraded to private and then wealth. The other is a salary account which I used for couple of years and then abandoned. Both accounts are now linked to same user id, visible in iMobile...
A week or so ago I shared about the benefits I have started to get for SBI Air India Signature card. As a new card/rewards enthusiast I find it an extremely useful card. But I also own a few other cards including an HDFC TImes card which I've now had for 7-8 years, IIRC.
Having tasted some...