Now, if you want to really really maximise the CB on your 50K monthly CC payment.
1) Open another HDFC SB account- variant SavingsMax -
25K MAB or against FD amount depending upon branch location
2) Get free Platinum DC
3) Pay 16K using Millennia DC and 34 K using Platinum DC
Total CB =...
...Payment PlatformsCashback/Reward RateMaximum CappingMilestone Benefits
HDFC Platinum Debit CardRs. 750 + GST For Normal Account; Nil For SavingsMax or higher variant accounts/programsHDFC Bank Bill Payment Portal1% CashbackRs. 750 Per MonthNot Available
HDFC Millennia Debit CardRs. 500 +...
Still keeping the sig+ dc? I was planning to open an account but the dc devaluation hit me hard.
hopefully the utility mcc keeps on rolling rps post devaluation for cc payments. Then I can still get it
HDFC is benefitting from this BillPay trick. So many are opening account just for this. Most of these new accounts are SavingsMax account with MAB of 25k. So hope they don't change the MCC
I would suggest to get dcb. You will pay fee ~12k. But you can easily recover it if you plan your spend properly and plan to redeem for hotel/air travel. But it has a lot of exclusions even fuel.
Atlas is good card even after devaluation. (Unless they block your rps randomly). Regalia gold...
Get axis Bank salary account ( burgundy)
Ask for atlas ltf .
Yes it's possible.
Get m4b Ltf ( idk if they are giving )
Take both in writing via email...else don't open .
@Priya Karam dm her for m4b & burgundy query .
Hdfc just keep 2-3 lakh or do fd in hdfc ..
It will give u regalia ...
...Axis Atlas & HDFC Infinia gives a return in the range of (13-16%). However, I wish to add Axis Atlas and Regalia Gold. I have opened a SavingsMax account with HDFC recently.
I was wondering if I open a salary account with Axis, will they give it for LTF? But my company doesn't have corporate...
Not sure about Digisave but I would highly recommend going for SavingsMax instead if possible.
Maybe you two could help each other by combining both of your liquid funds into one account and then after one of you gets the card switch the funds to other’s account?
Best option for your brother is open SavingsMax and keep MAB maintained and only use HDFC DB if he doesn’t have any cc for all payments. Keep on checking preapproved offers through netbanking and eventually after 6 months he might have an offer.