How To Pay APAY ICICI CC Bill To Get Maximum Cashback

[ihmahetar]

I have APAY ICICI Bank CC And Every Month I Spend 50K Plus Now Currently I am pay bill via Hdfc Millennia Debit Card And Get 400 rs Cashback.

I want to get maximum cashback so I am thinking I pay 16K CC Bill Via Hdfc Millennia Debit Card And Remaining Amount Pay to Other Platform Which Give Me Cashback So Please Give Me Suggest Other Platform.

I have one more option I Upgrade My Hdfc Millennia Debit Card to Hdfc Platinum Debit Card which give max 750 cashback should I upgrade or not ?

Please TF Community Help Me.

 

[s1t2y3a3m6]

Yes go for upgrade to get 750 monthly.

Otherwise you can open another hdfc account if you have more to pay and earn cashback.

Another solution is indusind select account debit card. If you have legend card then open it at 0 balance.

Last is RBL signature debit card.

 

[SSV]

I have APAY ICICI Bank CC And Every Month I Spend 50K Plus Now Currently I am pay bill via Hdfc Millennia Debit Card And Get 400 rs Cashback.

I want to get maximum cashback so I am thinking I pay 16K CC Bill Via Hdfc Millennia Debit Card And Remaining Amount Pay to Other Platform Which Give Me Cashback So Please Give Me Suggest Other Platform.

I have one more option I Upgrade My Hdfc Millennia Debit Card to Hdfc Platinum Debit Card which give max 750 cashback should I upgrade or not ?

Please TF Community Help Me.

Now, if you want to really really maximise the CB on your 50K monthly CC payment.

1) Open another HDFC SB account- variant SavingsMax -
25K MAB or against FD amount depending upon branch location

2) Get free Platinum DC

3) Pay 16K using Millennia DC and 34 K using Platinum DC
Total CB = 400+ 340 = 740
as against 500 if you pay the entire amount by Platinum DC

Extra savings of 240 pm. Or, 2880 pa

More details of SavingsMax account here

Savings Max Account Eligibility - Check Eligibility Criteria for Savings Max Account | HDFC Bank

Savings Max Account Eligibility - Find here the eligibility criteria to open Savings Max Account at HDFC Bank. Know more about terms & conditions, charges & other requirements to apply for Savings Max Account.

v.hdfcbank.com

If you don't want Savings Max account then get normal account and get paid Platinum DC. Still profitable

Enjoy!!

 

[RkrRkr is verified member.]

I have APAY ICICI Bank CC And Every Month I Spend 50K Plus Now Currently I am pay bill via Hdfc Millennia Debit Card And Get 400 rs Cashback.

I want to get maximum cashback so I am thinking I pay 16K CC Bill Via Hdfc Millennia Debit Card And Remaining Amount Pay to Other Platform Which Give Me Cashback So Please Give Me Suggest Other Platform.

I have one more option I Upgrade My Hdfc Millennia Debit Card to Hdfc Platinum Debit Card which give max 750 cashback should I upgrade or not ?

Please TF Community Help Me.

Go through this one for better details on your questions.
Thread 'Best Debit Card For Credit Card Bill Payment 2024' https://www.technofino.in/community/threads/best-debit-card-for-credit-card-bill-payment-2024.26178/

 

[Card_Crafter]

Now, if you want to really really maximise the CB on your 50K monthly CC payment.

1) Open another HDFC SB account- variant SavingsMax -
25K MAB or against FD amount depending upon branch location

2) Get free Platinum DC

3) Pay 16K using Millennia DC and 34 K using Platinum DC
Total CB = 400+ 340 = 740
as against 500 if you pay the entire amount by Platinum DC

Extra savings of 240 pm. Or, 2880 pa

More details of SavingsMax account here

Savings Max Account Eligibility - Check Eligibility Criteria for Savings Max Account | HDFC Bank

Savings Max Account Eligibility - Find here the eligibility criteria to open Savings Max Account at HDFC Bank. Know more about terms & conditions, charges & other requirements to apply for Savings Max Account.

v.hdfcbank.com

If you don't want Savings Max account then get normal account and get paid Platinum DC. Still profitable

Enjoy!!

Or he can pay the entire bill by Platinum and use Millenia for WL. Total effective cashback - 500+400=900 pm.

 

[SSV]

use Millenia for WL

what is this WL??

 

[Shin-Chan]

what is this WL??

I think he meant Wallet Load

 

[SSV]

I think he meant Wallet Load

okay . . thanks

 

[anisharya16]

what is this WL??

Waiting list 🚉

 

[minhazuddin]

I have APAY ICICI Bank CC And Every Month I Spend 50K Plus Now Currently I am pay bill via Hdfc Millennia Debit Card And Get 400 rs Cashback.

I want to get maximum cashback so I am thinking I pay 16K CC Bill Via Hdfc Millennia Debit Card And Remaining Amount Pay to Other Platform Which Give Me Cashback So Please Give Me Suggest Other Platform.

I have one more option I Upgrade My Hdfc Millennia Debit Card to Hdfc Platinum Debit Card which give max 750 cashback should I upgrade or not ?

Please TF Community Help Me.

How do you pay CC bill from Millennia DC to get 400 cashback?

 

[ihmahetar]

How do you pay CC bill from Millennia DC to get 400 cashback?

From Net banking and choose debit card as payment option

 

[minhazuddin]

From Net banking and choose debit card as payment option

From net banking?? I didn't get that

 

[L2R]

Enjoy!!

very informative. could you please advice best way to pay HDFC CC bill to maximise cashback.

 

[SSV]

very informative. could you please advice best way to pay HDFC CC bill to maximise cashback.

for this , your all other DCs details are needed like, bank name, account name, DC etc.

 

[Sudip]

Now, if you want to really really maximise the CB on your 50K monthly CC payment.

1) Open another HDFC SB account- variant SavingsMax -
25K MAB or against FD amount depending upon branch location

2) Get free Platinum DC

3) Pay 16K using Millennia DC and 34 K using Platinum DC
Total CB = 400+ 340 = 740
as against 500 if you pay the entire amount by Platinum DC

Extra savings of 240 pm. Or, 2880 pa

More details of SavingsMax account here

Savings Max Account Eligibility - Check Eligibility Criteria for Savings Max Account | HDFC Bank

Savings Max Account Eligibility - Find here the eligibility criteria to open Savings Max Account at HDFC Bank. Know more about terms & conditions, charges & other requirements to apply for Savings Max Account.

v.hdfcbank.com

If you don't want Savings Max account then get normal account and get paid Platinum DC. Still profitable

Enjoy!!

do as @SSV suggested.

 

[L2R]

for this , your all other DCs details are needed like, bank name, account name, DC etc.

i have HDFC Millenia DC and Platinum DC.
Have Fi DC.
also have a basic SBI DC.

 

[SSV]

i have HDFC Millenia DC and Platinum DC.
Have Fi DC.
also have a basic SBI DC.

you have very limited options there..
However you can still use Millenia DC.. you need to explore more options for your future needs..

Please go thru this thread(s), you will know all the details and ask questions in the respective threads, if any....
all the best

Best Debit Card For Credit Card Bill Payment 2024

In the world of personal finance, many people are always looking for ways to manage their money better and get the most out of their spending. One popular strategy that's gaining traction is using debit cards to pay off credit card bills. This allows you to earn cashback on expenses that...

www.technofino.in

Latest working methods to pay credit card bill from debit cards

Valid as on 17th Sep 2024. I will keep on updating here and on https://x.com/sm98119 1a) RBL signature + dc: Pay using sbi unipay. 1% cashback for cc bill payment upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L or more in a year. Fees 5.9k issuance (get 5k voucher) and 1.8k annual (waived...

www.technofino.in

relevant snippets from the above threads...

 

[L2R]

thanks for directing me. although your post itself clarified everything 🙂
never knew the debit card section would be so valuable. that is the section I was missing in my life till now 😀

 

[Wealth is my birth right!]

thanks for directing me. although your post itself clarified everything 🙂
never knew the debit card section would be so valuable. that is the section I was missing in my life till now 😀

Real fact there are powerful dc which are giving options equal to magnus card in some terms
We have to search

 

[Shekhar007]

Yes go for upgrade to get 750 monthly.

Otherwise you can open another hdfc account if you have more to pay and earn cashback.

Another solution is indusind select account debit card. If you have legend card then open it at 0 balance.

Last is RBL signature debit card.

Regarding the IndusInd Select account, I already have a Legend Credit Card. What is the procedure like? How to open that savings account, and on the website it shows I will get a World / signature Select debits card. Which one is better? I already have a Legend Credit Card.
Thank you