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Tweet them scathingly with any SR no. or go to RBI and they will definitely respond.

@TheGuy none specifically, just my desire to collect these new-age credit cards...

Signed up around May-June when you first posted... so far no communication. I will be watching out 👀

Too bad I have two cards, Neu+ (first), then Swiggy, yet when I saw its ad on Payzapp, I went for it... resulting in CIBIL hit and rejected application 😅 but one gets greedy!

Was it? I remember they said during launch if we get enough 'gems' based on that balance the tier can be maintained as well without account balance requirement i.e., 750 for Superstar and 1500 for Megastar. Which they now deny.

In Wint there is no option to open acc/fd with Unity, in Stable Money the Unity Fd shows 'notify me'. :/

Opening by default as in... if I book FD, the savings account is opened by default you mean?

Unrelated but conversely... So you have 4 Axis cards and you are on to get 5th? Axis for me says maximum 3 card limit, what is your secret to get 5! 😯

So both Wint and Stable Money have removed the option for Unity savings account now?

I thought a successful transaction is when money has been deducted and marchant has given receipt of successful transaction/service rendered.

Rely heavily on the fact that the offer mentioned 'first (successful) transaction', you did first successful transaction, the factor here is time stamp. Settlement is internal between bank and marchant and not liability of the customer, apart from whether it was successful transaction or not.

@Basil Baby0729 I would from personal experience say still escalate and go to RBIBO if needed. I have also faced discouragement from other users stating their logic like this previously, still went on by faith and won cases in RBIBO also. The offer states 100% cashback on first transaction...

Thank you, this makes sense. They kept it for exactly 1 year 6 months or 18 months, in that case also their rate is 7.05% wef Nov. Not to mention they closed it randomly at 4 June without any authorisation. This will help me drag them again.

What is the function of interest rate after a FD has been closed/liquidated? Thanks!

Refer to the linked post. If any doubt let me know.

@White_Fox Maybe a bit late, but you still have 1 year's time to reach RBI BO, it has specific guideline for credit card closure due to non-usage in 1 year, issuer must give 30 days intimation and give customer opportunity to respond or retain before closure. Same happened with me, I escalated...

Hi members, On 4 December 2022 I booked an FD with SBM to get FD backed Paisabazar Rupay credit card. One year later, on January 2024 I received SMS that credit card has been closed due to non-usage. There was no prior intimation in non-compliance to RBI, escalated, got to RBI BO, got...

So initially they had two requirements, either maintain QAB or gems balance to be on certain tier. For eg. Rs. 50,000/2 L FD or 1500 gems for Megastar, now they seem to be phasing it out and focusing solely on account balance. You can still see the gems requirement for tier maintenance under...

Indie customer for a year, they have gems criteria for tier upgrade i.e., 750 for superstar, 1500 for megastar. I have more than 2k gems. On 11 Oct they downgraded my account to star solely based on account balance. When I cited I meet gems criteria, they are refusing to accept it as if it...

Are they not bothering with the gems balance criteria anymore?