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  1. S

    HSBC RuPay Platinum & RuPay Cashback Cards Now Live – LTF, 10% Cashback & More!

    Guys I need HSBC CC for booking concert tickets, can any HSBC cardholder please help? 🥲
  2. S

    [Need Help] PhonePe SBI Card SELECT BLACK application rejected for no clear reason

    Does anybody know what exactly being “overleveraged” means?
  3. S

    [Need Help] PhonePe SBI Card SELECT BLACK application rejected for no clear reason

    Bro can you help me also get the card via your known contact?
  4. S

    [Need Help] PhonePe SBI Card SELECT BLACK application rejected for no clear reason

    Do they ever re-consider and approve the application after us sending a mail to them, once they have rejected it due to the over-leverage issue?
  5. S

    [Need Help] PhonePe SBI Card SELECT BLACK application rejected for no clear reason

    So shall I directly send a mail to CS Head in that case, attaching my salary slips and asking them to reconsider my application?
  6. S

    [Need Help] PhonePe SBI Card SELECT BLACK application rejected for no clear reason

    Thanks, will do. I see you faced the same problem. Was it resolved eventually? Were you able to get any proper resolution from them and get the card after that?
  7. S

    [Need Help] PhonePe SBI Card SELECT BLACK application rejected for no clear reason

    I just applied for the PhonePe SBI Card SELECT BLACK via the PhonePe app, and entered my employment details and completed my instant KYC using Aadhaar and online bank verification (although they only got my Aadhaar verified via DigiLocker but never made me do the online bank verification by...
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    Opinion on PhonePe SBI Select BLACK CC

    Purchase Amazon Pay Gift Card from Amazon itself using the SBI Cashback CC (you’ll get 5% cashback), add it to your Amazon Pay balance, then pay the utility bill using Amazon Pay balance.
  9. S

    Opinion on PhonePe SBI Select BLACK CC

    I need a second opinion on the PhonePe SBI Select BLACK CC. I’m on the fence - shall I get it or not. I currently hold the SBI Cashback Card (it’s paid, not LTF), which is my go-to card for all my online transactions and gives me 5% cashback. I’m also planning to get the Airtel Axis Bank CC (it...
  10. S

    SBI Cashback Card - Converted to LTF (Jan 2025)

    Can you please share the email address you sent the mail to, and the email content with me?
  11. S

    SBI Cashback Card - Converted to LTF (Jan 2025)

    Hey, can you please share the email address and the email content that you used? I also want to send them the mail.
  12. S

    Airtel Axis CC LTF?

    I read in its terms and conditions that the cashback I earn in this statement cycle will be credited in the next statement cycle. Quoted from the T&C: “If the statement date is 12th March, cashback earned in the Feb month cycle (13th Jan-12th Feb) will be credited on 9th March.”
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    Airtel Axis CC LTF?

    1. When does the cashback credited? I mean in how many days? Does it get directly credited to the Airtel Axis CC statement? 2. Are the ₹250 cap for 10% CB on other utility bill payments and 25% CB on Airtel bill payments different or clubbed?
  14. S

    Airtel Axis CC LTF?

    Is there any way to get the Airtel Axis Bank CC LTF? I tried mailing Axis Bank PNO but they also didn’t agree to it. I had received a reward on Amazon Pay where it was stated that I can get the Airtel Axis Bank CC without any joining or annual fee using the curated link. I tried it, but after...
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    PhonePe Black SBI credit card vs Airtel Axis credit card

    Seems like it yields 5% CB only for online UPI spends, and for offline scan & pay UPI it yields 1% CB.
  16. S

    PhonePe Black SBI credit card vs Airtel Axis credit card

    Btw an update - if you have an Airtel Black Postpaid connection, you won’t be able to pay off its dues from anywhere else other than the Airtel Thanks app it seems. So the SBI PhonePe Select Black CC won’t be useful for that particular bill, Airtel Axis Bank CC would come handy for that.
  17. S

    Opinion on SBI Phonepe Select Black

    Btw an update - if you have an Airtel Black Postpaid connection, you won’t be able to pay off its dues from anywhere else other than the Airtel Thanks app it seems. So the SBI PhonePe Select Black CC won’t be useful for that particular bill, Airtel Axis Bank CC would come handy for that.
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    SBI Card PhonePe SBI Card – CVP new SBI CC launching

    Btw an update - if you have an Airtel Black Postpaid connection, you won’t be able to pay off its dues from anywhere else other than the Airtel Thanks app it seems. So the SBI PhonePe Select Black CC won’t be useful for that particular bill, Airtel Axis Bank CC would come handy for that.
  19. S

    PhonePe Black SBI credit card vs Airtel Axis credit card

    You apparently get 5% CB if you make a UPI spend using the SBI PhonePe Select Black CC online (not offline scan and pay via UPI).
  20. S

    SBI Card PhonePe SBI Card – CVP new SBI CC launching

    So you’re telling me that within the PhonePe app, if I pay utility bill via either the SBI PhonePe Black CC via RuPay CC UPI, or through direct card transaction, in both cases I’ll get 10% CB?! And does PhonePe charge equal convenience fees in both the cases?
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