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  • Users: dhshankar
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  1. D

    Query on Vistara Gold status on VI CC Closure

    Hi Team, Has anybody closed Axis Vistara Infinite card recently ? I just want to know if Vistara Gold membership (complimentary on VI) continues till it's validity date , even though we cancel VI card (or Vistara Gold will be terminated once we cancel VI card )
  2. D

    What's the mastercard type for Infinia card

    Hello All, I get to know that HDFC started issuing the Infinia cards on Mastercard platform . Can anyone confirm if this is Mastercard world elite?
  3. D

    Query on MMT offer - Ultimate

    Is this 10k offer of MMT still applicable for newly issued/upgraded version of SC Ultimate cards https://av.sc.com/in/content/docs/ultimate_MakemyTripJoiningOfferTermsConditions.pdf
  4. D

    Query on Mobikwik spends - Magnus Milestone Benefit

    I see that same merchant name "One Mobikwik System Pvt Ltd" used for the both wallet loads or utility bill payments in Mobikwik Then, how it will be distinguished between wallet spends and utility bill spends on Magnus (or) whether bank considers all txns on Mobiwik as wallet loads...
  5. D

    Query on CIBIL score impact - Credit card upgrades

    Can anyone help me to understand , how the CIBIL score impacted - if there is any upgrade on existing card which is older ( like 10 years) -> Will the bank close the current credit account (reported in CIBIL) and issue new credit card(upgraded) on new account (which reported as new account in...
  6. D

    Query on Rewards calculation for Inifinia SmartBuy spend

    Can anyone let me know how the rewards points calculated for below scenario using HDFC Infinia card Scenario : Spending 45,000 for hotel booking using smartbuy ( 10X rewards) Considering 7,500 points capping in a day – user will be get only 7500 from 50k spend for hotel booking in smart buy...
  7. D

    Reward points are not credited for Rent txn - DCB

    I am aware that 2k capping exists for rent transactions for DCB card. But, I was bit surprised that there is no reward points credited for CRED RENT txns on my DCB , as per the the last statement Anyone has any any idea why the reward points are not credited for this rent transaction
  8. D

    Kotak White Credit Card is Not issued as LTF (even for Optima Account)

    I get to know from Kotak support that, they don't issue White as LTF even for Optima customers. If Optima customers have existing card and they just upgrade the existing card to Life time free White. But, if Optima customers don't have any existing card, then there is no option to get White as...
  9. D

    ICICI Wealth Account (< 25 IDV)

    As per ICICI bank conditions , 25L IDV is required for wealth account. But, several people able to get wealth even though 25L IDV not met So, can any one share your experience of having wealth account with ICICI, without meeting their criteria of 25L IDV
  10. D

    Query on Axis credit card aggregate limit

    I've two CC with shared 4.5L credit limit .. But, aggregate limit showing as 20L. Can anyone explain funda behind it . If I request Axis to remove the individual CL per card , will get 20L as shared limit ?
  11. D

    Anyone got Magnus First year Free ?

    Hello All, May I know if anyone got First year fee waiver (unconditional) for Magnus credit card , based on your relationships with Axis like Burgundy or any other ? I spoke to some burgundy RMs and head of Burgundy south channel .. Here is what I understood -> There is no FYF...
  12. D

    Suggestion required for Magnus approval

    I’ve axis Flipkart card for more than 3 years and applied for Axis Magnus online recently , and the application reference was generated .. But it is more than 7 days, and I see status as “in process”. When I send email to axis credit card team, they had mentioned documents will be collected ...
  13. D

    Ho to upgrade Infinia from existing 10L regalia?

    I have regalia with 10L credit limit and when I request for infinia upgrade - then asked for 3.5 Lakhs monthly salary . Since I am not earning what they requested , can anyone let me know how to get upgrade with existing credit limit of 10L
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