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  1. Gau₹av

    AU Zenith vs AU Zenith+

    Is there an updated comparison of Zenith and Zenith+ AFTER Zenith's devaluation ?
  2. Gau₹av

    SBI Cashback vs HDFC Swiggy vs HDFC Millennia vs AU Lit vs AXIS Cashback

    Well finally I got some good cashback cards - HDFC Millennia and Axis Cashback and the others almost everyone has Axis Airtel, HDFC Swiggy, HDFC Tata Neu Infinity, Amazon Pay ICICI, Axis Flipkart, although not SBI Cashback no thanks to their retarded overleveraged policy Soon will try for HDFC...
  3. Gau₹av

    slice Small Finance Bank Rupay Credit Card - Eligibility, Application Process, Benefits & Experience

    How is everyone getting the invite - that they never mention. Is it via email? Or SMS? Or in the app? Or as an app notification?
  4. Gau₹av

    Redeem IndusInd Debit Card Points in Cash [DETAILED POST]

    The "shitty" old one is the far better one once you see how half baked and unfinished Indie netbanking is
  5. Gau₹av

    Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

    This year 399+GST will be taken as part of Super program before 1st Oct, but I feel next year onwards they will start taking 999+GST for 811 Infinity Metal debit card holders to remain in Super program. Hope they have a downgrade path to 811 PVC card then where customers can pay lower to remain...
  6. Gau₹av

    Kotak 811 Infinity Metal Debit Card – Unboxing & First Impressions

    Not LTF but this year 399+GST will be taken as part of Super program before 1st Oct, and next year onwards I guess 999+GST to remain in Super program with 811 Infinity Metal debit card
  7. Gau₹av

    Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

    So that means next year those customers from whom 399 was taken for Infinity Metal DC this year must pay 999 to continue Super program at the annual renewal time? They can't downgrade to PVC variant and choose 399 only to continue Super?
  8. Gau₹av

    [Solution] Indusind Online Saving Account Opening Problem And My Experience

    I see. Deleted to prevent misinformation. Thank you Btw the branch deliberately misled him with same. You know how clueless bank employees are or lying a bit to get customers to open higher MAB accounts. He was told "Select 50K is unavailable, Select 1L MAB is available".
  9. Gau₹av

    One Limit One Cibil Entry

    Absolutely. This is very much needed to escape rejection from Overleveraged Card
  10. Gau₹av

    ICICI Sapphiro Visa/MC to Rupay Conversion is Active Now

    Oh ok that's good to know. But anyway, add-ons are paid with no waiver conditions ever meaning 199+GST every year "lifetime". I think it's better to take whatever FYF cards ICICI throws at you in iMobile and meet their waiver condition (which is just 1.5L for cards like HPCL Super Saver). Or opt...
  11. Gau₹av

    Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

    Looks like a number of devaluations happened in Kotak 811 Infinity Debit card. From 1st October these are applicable but they are updating it almost every week with new devaluations - 0% forex is now 2% forex - Super Program fee itself is now ₹999 if opting for Metal Infinity Debit card...
  12. Gau₹av

    Flipkart Refusing to Honor SuperCoins Cashback – Guidance Needed

    They routinely do this fraud with a huge number of people. 100% coinback is a fraud program (Supercoins NOT GIVEN) and earned Supercoins also are a fraud expiring whenever they wish.
  13. Gau₹av

    ICICI Sapphiro Visa/MC to Rupay Conversion is Active Now

    No they can't. I had taken RuPay Coral addons and they did NOT work on addon holder's number Update: ICICI customer care can update the number so UPI works on addon cardholder's own number. Now everyone can enjoy the enhanced benefits of paid addons
  14. Gau₹av

    Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

    I've Zen LTF, League LTF and UPI RuPay LTF. All their algorithm can offer is an upgrade of League to paid Zen. This bank is so far behind in the game
  15. Gau₹av

    List of cards supported on GPay for NFC/Bharat QR transactions

    I think that BharatQR is dead now. It no longer works at the shop also
  16. Gau₹av

    IndusInd Limited Time Offer - Pioneer | Grande Care | Care Savings account

    Pioneer Legacy CC on weekdays: 1% as statement cash Pinnacle CC (any day of the week): 1.88% as statement cash Pioneer Legacy CC on weekends: 2% as statement cash Subtract ₹176 as reward redemption charges (₹149+GST) so 1.88% of Pinnacle becomes 1.80% Pioneer Legacy is actually inferior to...
  17. Gau₹av

    List of cards supported on GPay for NFC/Bharat QR transactions

    Yesterday I tried iMobile on a BharatQR and it gave me 3 card options - Amazon Pay, Platinum and Rubyx Mastercard. Then I scanner a UPI merchant QR and it showed me Coral RuPay and HPCL Super Saver RuPay options. I don't know why it didn't work for you :(
  18. Gau₹av

    List of cards supported on GPay for NFC/Bharat QR transactions

    Visa/MC option won't be there in iMobile for UPI QR, it works only for BharatQR. And even for UPI QR, merchant has to enable credit card txns, then RuPay ICICI CC can be used from iMobile
  19. Gau₹av

    IDFC First Social Media team checked TFC and helped in Card upgrade

    Yes I've checked it out that's why I said not every customer's experience is the same. I have had my fair share of beefs with this bank too including some unresolved RBI ombudsman complaints but overall it has been favorable. Do you suggest any other bank which is not a "clown bank" as per your...
  20. Gau₹av

    IDFC First Social Media team checked TFC and helped in Card upgrade

    Well I can say they are more ethical than other banks although not every customer's experience has been the same.
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