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Can you update it for Zenith+ ?

RBL offers still somewhat can be found on airline sites and sometimes Amazon, Flipkart etc. IDFC also has offers. But IndusInd is truly once a year when their Rewardz Festival starts. And Standard Chartered no offers AT ALL 🤭

Yes it's cobranded with Tiger Fintech Pvt Ltd (Bajaj Capital company). Since it gives domestic + international lounge access without any spends and is lifetime free, maybe they don't approve it as easily as Legend. It was good for frequent flyers when the RPs could be transferred to Club Vistara...

Wow all LTF?

I applied for RBL Play on March 12, 2025 but still "Processing". But it's my 4th card I am trying to get after 3 LTF - SaveMax Visa, Duet Mastercard and ShopRite RuPay

It's based on IP address and other forms of location tracking or device identification for many banks. HDFC or IDFC ask for OTP if device or location is not the usual one. For me, HDFC has never annoyed me with OTP in over 3 years of having their account

Many banks don't require OTP for netbanking and it's good. It should always be optional, not forced. Those who want extra security can always enable it. Union Bank has it but it can be enabled, it's not forced. Bank which don't force or require OTP: HDFC, ICICI, IndusInd, Federal, DBS, BOB...

It's a little more complex than just yes or no answer. Depends. Read this: https://www.technofino.in/community/threads/bharat-qr-the-npci-payment-saga.30067/ BQR is rare/hard to find

Yes if the QR is BharatQR, SBI Cashback and other Visa/MC cards will be shown. Of course you need to add any Visa/MC card in GPay before scanning for it to show up as eligible payment methods. If the scanned QR is only a UPI QR, then only RuPay CC and bank account will show, Visa/MC won't be...

OK so maybe the clown at Indie who goes to sleep after crediting gems never again takes a look for that account. Despite raising complaints for Jan gems in Feb and March, no response from the clowns. Every month have to remind the clowns about some missing gems

My Axis Airtel was new issuance only yet declined. I plan to give them some hell with RBI's help soon

In my case some bad things happened this year. In the past, I had My Zone Visa card only. Closed it long ago to get Neo RuPay. This year, I already had Neo RuPay, Axis Ace and Kiwi RuPay. I closed Axis Ace in Feb as well as Neo RuPay. Then applied for My Zone MC. Still it was declined. On the...

Do you think/know this Rewards Mastercard LTF was a limited period offer or this particular variant is LTF like Neo is on RuPay throughout the year?

Many petrol pumps have BharatQR which works in GPay where I've tokenized (stored) the IndusInd Delights Mastercard DC. So Scan and Pay via GPay using that card also works. But I am not here to discredit the IDFC HPCL CC. I am sure it's a fine card whenever it works. I plan to get it again for...

So excepting any special limited period offers, actual highest possible return on this card when we deduct the surcharge is just 5.65%? Not 6.5%? I am still using my IndusInd Titanium Delights debit card instead for a flat 5% on any fuel MCC and no surcharge (doesn't matter if IOCL, HPCL or...

Do you do all 5 txns at once or 3 at one time and the 2 later? I suspect whichever idiot is crediting gems credits them just once for the account per month and then dozes off at work. Because this is a recurring problem with my Indie account. Initial gems credited on time but gems for txns done...

Undie 🩲 by SundasBank 🚽🚾🧻 are frauds btw. I did 3 x credit card bill payments and 1 x electricity bill payment each of >₹500 amount. Should've gotten 200 gems but they gave only 150. Raised complaint via email and Twitter but no reply for months. Now will face RBI ombudsman's complaint +...

Oh ok now understood. Lucky you! So you got to find out that Rewards Mastercard is LTF on the spot upon checking agent/bank employee's phone ?

Kindly change your user name to "Axis Loot expert" Also, confusion remains: you now have Flipkart, Neo, MyZone Mastercard and Rewards Mastercard? 4 cards? You have only mentioned you closed My Zone Visa but said you got My Zone MC and Rewards MC. So how come 4 cards?

Then you have all the proofs which are required against the bank when you complain to RBI. Take screenshot proofs of their renewal instructions changed too and complain to RBI and demand a hefty compensation