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  1. K

    SC Ultimate Voucher Discounting

    Few point of card closure or fee reversal 1. Never mail SC. Always call on two toll free numbers. IVRs are also messed up, select lost card option to go through CC rep. 2. Never ask for fee reversal directly. Most probably you will be rejected saying you are getting same amount of points. 3...
  2. K

    SC Ultimate Voucher Discounting

    Fee reversed just now.
  3. K

    SC Ultimate Voucher Discounting

    I've raised card closure request on 8th March, 11 march was the annual fee date. I got charged 5000 today and then got a retention call. They confirm reversal of fees and told me that this year some new SC cards are coming out and I can upgrade or downgrade my ultimate. Not sure how much it is...
  4. K

    HDFC Credit Cards Swiggy HDFC Bank Credit Card – Swiggy Spends Milestone Program

    Not yet, still waiting. HDFC most likely do not delay. But in this case I'm actually doubting the offer
  5. K

    HSBC Live+ (Previously Cashback) Credit Card: Elevate Everyday Spending

    Whoever using this card, how do you determine which transaction is qualified for 10% or 1.5%. Statement doesn't show Cashback for each item like swiggy or amazon card. Today I just received first Cashback. I've transaction from zomato, freshtohome and NPS. Not sure which one has given Cashback...
  6. K

    Amex Sending Platinum Charge Upgrade offer for JAN 2025 - 150000 MR Points

    I got this upgrade offer from MRCC! Never used the card but got credit limit upgrade and now this card upgrade offer.
  7. K

    HSBC Live+ (Previously Cashback) Credit Card: Elevate Everyday Spending

    They have confirmed in call that card is approved. But that was done last Friday. Never seen delay like this from a Private bank. We need to spent 20000 within first 30 days to get 1000 cashback. VKYC has another 250 amazon voucher. Joining fee will be recovered
  8. K

    Can't view Federal Credit Card in app

    Even I can access now
  9. K

    Can't view Federal Credit Card in app

    Did you call customer care? Or everything sorted automatically
  10. K

    Can't view Federal Credit Card in app

    :man-facepalming: No idea then. I think I'm going to face same issue later. I don't even know card details
  11. K

    Can't view Federal Credit Card in app

    I applied today and got the virtual card mail today. There was an option to activate the card by ticking an option. It was written that it would take 48hrs to make it active. May be you should also wait for 48hrs
  12. K

    Can't view Federal Credit Card in app

    I'm into the same issue. Can't do much. When your virtual card was ready? I got my card just today morning, so thinking it might take some time
  13. K

    Federal Bank Ltd Lifetime Free Credit Cards

    I'm still unable to register. Always asking for account number. If I provide Fi account details. It is letting me login but showing on savings account in app.
  14. K

    Federal Bank Ltd Lifetime Free Credit Cards

    Today I applied, enquiry was hit in Experian. Within 5 min all the details were automatically filled in application and I got Celesta with 10L limit. I got to choose Visa or MC. Now I'm unable to see the card in fed mobile app since I'm already holding Fi account. It is going to saving account...
  15. K

    HSBC Live+ (Previously Cashback) Credit Card: Elevate Everyday Spending

    After providing DOB and Mobile number for verification the IVR mentioned I do not have any application with them.
  16. K

    HDFC Credit Cards Swiggy HDFC Bank Credit Card – Swiggy Spends Milestone Program

    Just paid insurance, hope that spent will be qualified for milestone even thought there will be no cashback.
  17. K

    HSBC Live+ (Previously Cashback) Credit Card: Elevate Everyday Spending

    Applied Live+ on last Monday, got a call from a call center executive on Friday. She said my card is approved but there is an issue with company name. I need to send a consent mail to change my company name as per payslip I provided. I did that within 5 minutes, she said by 24hr I should get my...
  18. K

    Standard chartered late fee against cred payment even after no due

    After three calls to priority banking finally amounts have been reversed. I can't see reversal entry in transaction section but total due has been decreased. I they can do it on call but they are not doing and making customer frustrated.
  19. K

    Standard chartered late fee against cred payment even after no due

    Update: I've sent three mails, no reply Call 1: Told me that within 2 days everything will be reversed Call 2: After 5 days nothing got reversed. Again created another ticket and given 24hr for resolution. Nothing happened even after 48hrs. Month end is approaching. I'm 1000% sure they will...
  20. K

    PNB Rupay select has annual fee?

    I've applied for PNB Rupay select last year with 300 Joining fee. Today I received annual fee of 750 + GST in the statement when there are other normal transactions as well. Is the waiver criteria of per quarter over? Or this is just a lazy system?
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