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  1. Copycat

    New Section Announcement: Reward Market Lounge - Introductory Offer

    Are there a lot of buyers in RML? Was wondering whether to join as I have a few vouchers I won't use
  2. Copycat

    1% Cashback returns on HDFC Platinum Debit Card

    Whe No not the DC POS limit. The Autopay limit. I had set it to 5000 which was too little. So I increased it, deleted and again added the biller. It got scheduled and paid This time no such luck. Axis Flipkart failed on the payment day. Deleted and re-added but it did not get fetched again and...
  3. Copycat

    1% Cashback returns on HDFC Platinum Debit Card

    I added it on 10th, not 6th/7th as I initially thought
  4. Copycat

    1% Cashback returns on HDFC Platinum Debit Card

    Mine worked for IndusInd. This month I normally don't use IndusInd. Then I got the spend 20K and get 500 voucher offer. Used it and forgot to setup SmartPay for IndusInd 20K bill came and realised my mistake Bill was generated on 5th & due on 25th. I added it on10th, thinking it would be like...
  5. Copycat

    1% Cashback returns on HDFC Platinum Debit Card

    It's different for Axis & IndusInd. My Axis & IndusInd bills were the only ones fetched and scheduled after the bill was generated. Explanation: Bill generated on 15th Sept I setup for the first time on 27th Sept Bill was fetched on 28th or 29th Sept morning And scheduled for payment on 30th...
  6. Copycat

    Bank of India: Better Rewards on All Debit cards (0.46%)

    Thank you for the tip. If I try via BOI Omni Neo Retail IB --> My rewards, I get the same login screen and the same error message "Please enter valid details" Thank you. I hope this will resolve my problem. My account is very old, about 35+ years, at least. Got the debit card a year ago but...
  7. Copycat

    Net Banking 2.0 may be launched next month

    I often wonder, why does the RBI still allow payment gateways to offer a T+2 day settlement cycle. Cheques will move to a T+3 hours cycle from 2nd Jan 2026. It's disgraceful that some electronic payments are still stuck in a T+2 day cycle
  8. Copycat

    HDFC Millennia Billing cycle (cashpoints credit)

    Hey, POTUS, whatever happened to your catchphrase: “Thank you for your attention to this matter.”
  9. Copycat

    American express is back

    @BestBanker When is Amex going to use BBPS to accept payments?
  10. Copycat

    IDFC First Bank Debit Card Rewards Mess – Customers Harassed for Bank’s Mistake?

    Thank you for your reply. You clarified a few points that puzzled me, regarding your approach to the issue I would disagree with you on this point. As I mentioned, w.r.t. to risk management the RBI gives the banks the fullest authority to decide whether to not to allow a transaction to proceed...
  11. Copycat

    IDFC First Bank Debit Card Rewards Mess – Customers Harassed for Bank’s Mistake?

    Already told you. I don't work for a bank. But I've got a nauseating headache right now & have tonnes of work that I can't do because of the headache. So till the headache subsides, I thought I'd come online and pick a fight with someone. And Sumanta's comments were just too inviting to pass up...
  12. Copycat

    IDFC First Bank Debit Card Rewards Mess – Customers Harassed for Bank’s Mistake?

    While I understand your angst, Sumanta, on certain points you are flat out wrong. A bank has every right to block transactions at a certain merchant if its internal risk assessment mechanisms indicate something suspicious. I did check the Zavo reviews on PlayStore, and while I can see 4.7 stars...
  13. Copycat

    Devaluation Amazon pay balance changes - Category based restrictions

    Can someone else check this out and see if they receive the same answer? It could just be that their support representatives are not informed I just chatted with Amazon customer support and was told the following: 1) That the limitation of Rs 25000 for insurance is due to a technical issue 2)...
  14. Copycat

    How many stock brokers you have and for what purposes?

    Yes, that's why I stopped using Upstox. For me, the demat account is LTF. Per trade it is 20, so I don't use it because Finvasia offers free Equity delivery. And I no longer do intra-day (even if I restarted, at Finvasia it is Rs 5/- so again a no contest)
  15. Copycat

    How many stock brokers you have and for what purposes?

    I registered at Fyers but never used it. Work pressure meant no time to look at the stock market. Now, I just use Finvasia to buy on dips. Upstox, I haven't used for ages though it stores all my medium & long-term picks. Haven't sold anything for quite some time now. May look at Dhan when I...
  16. Copycat

    Axis Bank May Issue Legal Notices for Unsettled Negative Reward Points Balances

    Thank you for your kind words. However, I do not have sufficient knowledge to comment about some of the points that you have raised 1) Is Axis guilty of launching cards with loose terms and higher customer benefits and then later on adding a whole host of exclusions? Definitely, yes. It has...
  17. Copycat

    Axis Bank May Issue Legal Notices for Unsettled Negative Reward Points Balances

    How about just answering what I asked instead of being sarcastic? Or is that too much to ask for in a civil discussion? I asked you just one question: To answer or to give me the link in case you've already answered about how their actions constitute a fraud in the legal sense
  18. Copycat

    Axis Bank May Issue Legal Notices for Unsettled Negative Reward Points Balances

    Sorry, I disagree. You keep repeating the same, again and again, that what they did was a fraud. You keep failing to show how it is a fraud. Just because you think it is a fraud doesn't make it a fraud in the eyes of the law 1) They are well within their rights to cancel orders. the quantum of...
  19. Copycat

    Axis Bank May Issue Legal Notices for Unsettled Negative Reward Points Balances

    Ok last reply :) The "exploiter" could say I ordered a lot of stuff when I was thought I could pay for it. "But then my circumstances changed so I cancelled the order" OR "My wife forced me to see the reality that we couldn't really afford it so I cancelled the order" OR "I suffer from...
  20. Copycat

    Axis Bank May Issue Legal Notices for Unsettled Negative Reward Points Balances

    By the way, in the last 3 days, I've read a post on TF that actually constitutes an offence under several acts. But @TechnoFino hasn't even bothered to remove it. And I didn't see anyone flagging it even though a lot of people have replied I'm out of here for now. Should have been completing...
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