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  • Users: yusuf646
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  1. yusuf646

    LTF Swiping Machine with ZERO MDR

    There's a hardware shop in my city that has a current account with Canara Bank. The bank provided them with an mSwipe swiping machine at no cost. They paid nothing for the machine, no deposit, initial amount, rental, or installation charges. They also have zero MDR for credit card payments. How...
  2. yusuf646

    Alternative Ways to get a Kiwi Card?

    Is it possible to get a Kiwi Card without applying through the Kiwi app? Has anyone obtained a Kiwi card through any alternative ways? 1. By applying from the Axis official site. 2. By calling Axis customer support and requesting a card upgrade. 3. As a pre-approved offer in the Axis Mobile...
  3. yusuf646

    Most trusted bank for a savings account?

    Which bank do you trust the most for all of your transactions, with good servers, good customer support, and where you can park all your savings without worrying? My primary account is with Fi Infinite. This account has been very beneficial for me, as I am earning 1K every month from it...
  4. yusuf646

    Do anyone use Spendr here?

    I personally created the Spendr app for managing multiple credit cards, and it's available on the Play Store. It's a simple ledger app. It cannot fetch anything automatically, you have to manually enter your transactions whenever you make one. I made it as easy as possible to add transactions...
  5. yusuf646

    Reveal your Slice Cashback

    This thread is just for fun. Share your Slice total cashback screenshot and how long you've been using Slice. I'm trying to find out how much cashback Slice has given to other users. Mine is very low because I've only been using it for the last two months.
  6. yusuf646

    Electricity Bill Payment Restrictions on Amazon using Credit Card

    Unable to pay the electricity bill using a credit card or Amazon Pay Balance. I didn't expect Amazon to have a limit on electricity bill payments, especially using the Amazon Pay Balance. So what's the exact limit for this? How can I avoid the same situation in the future, and when will I be...
  7. yusuf646

    Axis Credit Card Need Suggestions for 3rd Axis Card

    I have 11 pre-approved credit card offers from Axis. I already hold two Axis cards, the Flipkart Axis Card, and the Axis ACE Card. My spending is mostly on online shopping and utilities, with no travel or movie expenses. What do you suggest? I actually need a lifetime free Rupay Card from Axis...
  8. yusuf646

    Kiwi 5% cashback on all Scan and Pay transactions on weekends and 2% cashback on all Scan & Pay transactions on weekdays

    • Get 5% cashback on successful Scan & Pay transactions made on weekends (Saturday & Sunday). Cashback will be credited within 3 working days after April 30th. • Get 2% cashback on all successful Scan & Pay transactions done on weekdays (Monday to Friday). Cashback will be credited instantly. •...
  9. yusuf646

    Is there a trick to apply for a Non-FD OneCard after closing an FD OneCard?

    Has anyone received a OneCard unsecured offer after closing their secured (Fixed Deposit) OneCard? According to their policy, they allow only one card per person, but why don't they treat FD cards and non-FD cards separately? After closing the FD card, why can't I apply for a non-FD card? Has...
  10. yusuf646

    Is anyone interested in testing out the credit card managing app that I am currently developing?

    It's just a simple, easy-to-use Khatabook-type app that allows you to make entries for all your credit card transactions. It shows the available limit, total limit, total outstanding, and credit utilization of your single card as well as all cards. It also supports adding shared limit cards. You...
  11. yusuf646

    Is there any method to get an Unsecured OneCard after closing a Secured OneCard?

    I used a Secured OneCard with a Fixed Deposit of 25,000rs for approximately a year. After that, I closed it because I got many Unsecured Cards and did not want to keep any Secured Card. However, after closing the Secured OneCard, I do not have the option to apply for an Unsecured OneCard. I have...
  12. yusuf646

    What is the minimum age requirement for a self-employed individual to obtain an SBI Cashback Credit Card?

    Yesterday, I attempted to apply for an SBI Cashback Credit Card, but it was instantly declined with the message "You do not meet the age eligibility criteria set forth in our internal policy." I am 23 years old, so what is the minimum age requirement to obtain an SBI Cashback Credit Card?
  13. yusuf646

    The simplest method for Fi account holders to transfer funds from their Rupay Credit Card to Fi Bank without having a merchant account.

    Easily transfer funds from your Rupay Credit Card to your Fi Bank account without having a merchant account. Follow these simple steps: 1. Open your Fi app and tap the Plus sign (+) located on the right side of your balance. 2. Enter the desired amount to transfer and choose Paytm as the...
  14. yusuf646

    is there any seperate threads for lifetime free credit card offers?

    I'm wondering if there is a forum or thread that lists all the ongoing promotions for getting a lifetime free credit card. For instance, Axis is offering the MyZone Credit Card lifetime free, which usually has an annual fee of 499rs.
  15. yusuf646

    Does having only unsecured credit cards significantly impact one's CIBIL score?

    I hold six unsecured credit cards and have four unsecured loans, with a current CIBIL score of 781. Within the next one or two months, all of my loans will be paid off, and I don't have any plans to apply for new loans. Given the importance of credit mix in maintaining a good CIBIL score, I'm...
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