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Just to refresh our analysis from this community, Axis have started giving airtel card in the pre-approved offers. After closing any card, immediately axis providing the pre-approved cards. Earlier axis was used to provide the 4th card easily but getting 4th card is complicated as of now.

Before closing the myzone card, Make sure to clear all the outstanding and also make sure there is no transaction is pending for settlement. Once after closing the card, you will get the offer for airtel credit card in the pre-approved credit card offers in axis app instantly or max 1 day...

Check this thread for more details Thread 'Pro Tips to make a SBI card life time free' https://www.technofino.in/community/threads/pro-tips-to-make-a-sbi-card-life-time-free.10592/

Yes try for Airtel card

Yes Correct , I will try for privilege card this March 😁. Let's see

Could you try for other banks also and let us know the result. 1. HDFC - failed 2. Axis? 3. SBI - works with 1year old and good spends

Seems like it was removed anyway I found via google and pls check the attached image.

If they found wrong income details then they will mark as fraud or blacklist FIR. So never do provide wrong income details from now. In this forum itself someone mentioned that they are in critical situation to face FIR.

If you want to take loans in future then in CIBIL, these BNPLs will be shown as personal loan or consumer loan. So because of these BNPLs your loan might be rejected if your income also low. So it's always a good choice to close these BNPLs.

Can I know What decision you have made bro?

Don't even think about that just close your eyes and close BNPLs

Yes you should close BNPLs and Maintain credit cards with timely payments