I also contacted cc since I am not getting option to apply add-on for iocl while for other cards I am getting option hence asked the same to CC and They told me that by visiting branch we can apply add-on for iocl.
IOCL card is only useful for fuel spends only and it is good without combination it will give straight 4% value when minimum amount is Rs.1000 via pos or 4% value with minimum Rs.100 when we do upi transaction.
When we combine these reward points we can extend to 8% with privilege card and can...
Credit cards will be linked to single account number So, if the card number changed also then account number will not change. Hence the paid amount will be credited to your card only.
Go for IDFC wow, because of visa infinite you can claim prime 3 months membership, Rs.250 big bazaar voucher from thriwe and also a good card.
Alert: If u tried to check credit card offer in IDFC then you get cibil hard enquiry...