Amazon ICICI refunds now come into my ICICI savings bank account. ICICI is making a lot of problems and complications.
Earlier, the refunds used to be directly credited to my credit card statement.
But now, they are being credited to both my bank account and credit card statement, and then...
For me, only Emeralde 12000+GST was being shown till last week, once the offer started, these also started appearing:
- HPCL super saver 500+GST &
- Machester United Signature 2499+GST
For me, it's good to have a 40-50 day credit period. Here's an example: I have a credit card with a limit of 1.5L. Once, I used it to make a payment of Rs 55000 on the first day after the bill was generated. I had a full 50 days to repay. It's like having free cash for almost 50 days, plus the...
I do not see the returns as such for this card (It is very little, almost nothing). Some reward points get added I think, but that's practically of not much use. I just want to keep all the fuel expenses in one card.
Other than that, it just helps to meet the quarterly milestone spend of Rs...
The following are the most used cards for me:
ICICI Sapphiro - Fuel expenses (close to Rs 10,000 per month)
HDFC Swiggy - All offline and online expenses, groceries, etc. (close to Rs 15,000 per month)
Amazon ICICI - Amazon purchases, bill payments, etc. (close to Rs 5,000 per month)
Whenever there is a mass adoption of any good thing, the regulator pitches in and kills it. Whether it be credit cards, mutual funds, stocks, crypto, Paytm, or whatever. Just in the name of regulation, these idiots Sebi, RBI, irda, and other regulators spoil our lives. Very sad. They don't like...
Federal: The billing cycle can be changed only between 15-20th in a month. There should not be any outstanding amount due.
There are some 4-5 predefined dates and you can choose one among them. It can be done from the app itself.
Excellent 👍 congrats 🎉👏 for this effort.
Please can you also make a sheet for personal finance overall related document -
Like all bank accounts, insurance and other details - what my family needs to know document.
Also you can try making a investment tracker sheet as well.
All these...
Card
Variant
Limit
Fees
ICICI Amazon Pay
Visa
10L
LTF
ICICI Coral
Rupay
10L
LTF
ICICI Sapphiro
Visa Signature
10L
LTF
Federal Celesta
Visa Signature
5L
LTF
Planning to take this year:
IDFC First Wealth
AU Xcite Ultra
ICICI Rubyx & Emeralde
HDFC Swiggy & Tata Neu Infinity