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  1. kshitij_0

    How to Redeem Points on various CC and DC most practically and effectively along with some bragging of your Portfolio

    I have multiple credit cards and debit cards but I never redeemed points collected on those cards. I have just HDFC DC Cashback and those cashbacks which is directly credited to the card. Which bank's points/rewards would you recommend me to check and redeem? My portfolio: 1) HDFC Millennia...
  2. kshitij_0

    Limit decreased by bank without any notice after LE

    I got LE in Kotak from 1.53L to 2.38L. But yesterday, I was looking at the card details and I was surprised to see that the total LE is 2.115L only. I never had any experience like this ever before from any bank. I contacted them through twitter. They said we'll get back to you.
  3. kshitij_0

    Best mode of payment for booking train tickets through IRCTC

    Hey folks, I have to book a train ticket through IRCTC. Wanted to know your expert opinions about the best mode of payment. Which app and which credit card is the best? Is it Payzapp?
  4. kshitij_0

    Successful Ways to set the maximum limit "SAME" in all the cards of the same bank

    I have Axis FK CC with the limit of 60k and Axis MyZone CC with the limit of 297k. How can I make FK card with the same maximum limit of 297k, so that individually I can use that maximum total limit allotted to me from any of those cards? I have tried everything from Customer Care to Nodal...
  5. kshitij_0

    Top 5 Ways to Transfer from CC to bank(March 2023)

    Hi guys, I would love to know your top 5 ways through which you generally prefer to transfer money from CC to bank and why? We all can get benefitted from this and will keep UPDATING the list on monthly basis in the same thread to avoid confusion. And please vote the answer which you find most...
  6. kshitij_0

    First Transaction Offers on New Credit Cards

    Please share your experiences and knowledge regarding the hidden offers given on credit cards in doing the first transaction. What criteria are there in different credit cards regarding first transaction?
  7. kshitij_0

    HDFC Platinum Debit Card Cashback in IDFC Bank Credit Card Payment

    Hi Folks, Just wanted to have your expert opinion that how should we utilise our HDFC Platinum Debit Card in getting cashback in the bill payment of IDFC bank's CC as IDFC is not available to add as a biller in HDFC Bill pay? Has anyone got Cashback in Cred Cebit Card payments through Debit...
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