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PNB is introducing Nomination Change Charges effective from 1st Oct 2025. I am not sure how can GOI support such loot. Nomination is one of the key thing for managing SB acc. What's your view?

Recently I opened a BOB LITE CURRENT A/C & found that there was the folio charges for 25 transaction entries or part thereof. Later, I searched the same type of transactions in several other banks & found, most of banks are levying Folio Charges in Current Accounts. In the best case scenario...

Recently Indian Bank had launched IND SHAKTI account as follows: https://www.indianbank.in/departments/ind-shakti-smart-women-smart-banking/ Now they either discontinued the IND MAHILA SHAKTI or upgraded the account to IND SHAKTI. If we compare both accounts then the recent one -- IND SHAKTI...

Is there any bank available who is offering BSBDA opening through online? Please name it. Thanks

I am not sure but I found this news from various other news portals: https://www.republicworld.com/business/after-icici-bank-hdfc-bank-raises-minimum-balance-for-new-savings-account-check-latest-rates After Icici, HDFC bank has also raised MAB to 25K

Can we open BOB LITE CURRENT Account through Branch? Actually, I am an existing BOB SB Account holder so system is not permitting me to open any other account via online mode. Can anyone please confirm.

Is there any bank in India which is providing Zero Maintaining Balance Current Account which can be opened through Digitally & having free debit card & free sms alert facilities? Thanks

Hi, I am curious to know your usage feedback on IDFC Bank products like: 1. Savings Account 2. Credit Card 3. Loans Thanks

Hi, I am noticing that BOB blocked my SB account suddenly without any prior notification for any UPI transaction. Though, my account is working fine for other digital channels like NEFT but it is not working for UPI. Multiple apps are showing my account as blocked but the status is showing on...

Many PSBs have waived offs MABs, in this context can anyone pls suggest a few bank accounts where we can get: 1. Zero DC charges (Virtual DC or Physical DC) 2. Zero SMS alerts charges I know only BOB/SBI have these facilities or we can turn off SMS alert facilities or turn on VDC facility...

In the era of waiving off minimum balance criteria, Karnataka Bank which is one the oldest private sector banks in India, has changed their MAB requirements from August'25. Those who were availing Rs 500 MAB facilities for SBs without cheque book, now they have to bear a huge jump. New...

Recently I am seeing a new race within PSBs to waive off Minimum Balance requirements. A few banks already waived off the charges as below: 1. SBI (State Bank of India) 2. CANARA BANK 3. CBI (Central Bank of India) 4. PNB (Punjab National Bank) 5. BOB (Bank of Baroda) Excluding Premium Saving...

I have a Kotak811 account past many years. Today, I received a physical debit card without any prior authorisation from myself. My virtual card is going to expire in the coming months. Kotak has upgraded my virtual to physical one, I am not sure how & why? Are you facing similar kind of...

Is there any private bank available in India which is offering similar benefits like Kotak 811. Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 : 1. Zero balance SB 2. Free VDC 3. Free basic sms alerts Please share your review...

Hi, I need your review on Indian Bank service as I found their netbanking portal is looking better than other PSBs like BoB or PNB etc: 1. Branch Service quality 2. Overall server availability 3. UPI failures/UPI availability 4. Service charges 5. SMS alert/Email alert 6. Service requests...

Hi, I want to open a joint SB account with my Sister (we both are 28+). Our preferences are below: Zero balance account/women's account preferred (my sister will be the primary holder) or very little MAB/AQB Overall, good banking service Affordable service charges (Free SMS alert/Free Debit...

Think before applying for a loan from the Bank of Baroda. They simply cheated me & deducted my hard-earned money without giving any proper disbursement. Let me elaborate on my issue here: I approached my BOB Branch to apply for a home loan on 12th Sept'24. Initially, BM asked me to share my PAN...

I know many people will select SBI as the preferred one but I have a bitter experience with them, they were offering me the highest interest rates even after having good cibil score & charging here & there which is unclear. So, I am little curious about public opinion.

Hi, Recently I opened BoB Lite account. I can see my account type as BOB ADVANTAGE_0_BAL_ACCOUNT. My branch was facing issue. Seems I am little curious whether my account type is in line with BOB LITE Account or not. If anyone is having BOB LITE ACCOUNT, can you please confirm it from your...

Hi, Has anyone here who is having one BOB SBGEN Account still opened a BOB LITE account? I know this process will be offline. Only a branch can do it. Please share your experience, how did you open? How much was your initial deposit? Did you face any obstacles? Thank you in advance. Thanks