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  1. tuhin

    Beware of BOB Home Loan

    Think before applying for a loan from the Bank of Baroda. They simply cheated me & deducted my hard-earned money without giving any proper disbursement. Let me elaborate on my issue here: I approached my BOB Branch to apply for a home loan on 12th Sept'24. Initially, BM asked me to share my PAN...
  2. tuhin

    Which bank is the most preferred one for Home Loan

    I know many people will select SBI as the preferred one but I have a bitter experience with them, they were offering me the highest interest rates even after having good cibil score & charging here & there which is unclear. So, I am little curious about public opinion.
  3. tuhin

    Regarding BOB Lite Account

    Hi, Recently I opened BoB Lite account. I can see my account type as BOB ADVANTAGE_0_BAL_ACCOUNT. My branch was facing issue. Seems I am little curious whether my account type is in line with BOB LITE Account or not. If anyone is having BOB LITE ACCOUNT, can you please confirm it from your...
  4. tuhin

    BOB LITE Account for existing BOB SB Customers

    Hi, Has anyone here who is having one BOB SBGEN Account still opened a BOB LITE account? I know this process will be offline. Only a branch can do it. Please share your experience, how did you open? How much was your initial deposit? Did you face any obstacles? Thank you in advance. Thanks
  5. tuhin

    Update on Baroda B3 Account

    My dad wants to open an account for UPI. He needs a zero balance SB Account. His primary choice is PSB. Seems, our experience with SBI is not good enough hence we are thinking to open an account in BOB. There is an Account variant named B3 Account which is Zero Balance account. I believe, this...
  6. tuhin

    Zero Balance Account in PSBs except BOB ?

    Hi, I am looking for a Zero Balance SB A/C in PSB for UPI purposes. I would prefer Virtual DC over Physical One with Zero SMS Charge. I am already using an account with BOB. Hence, please suggest a different one. I heard that IOB -- Indian Overseas Bank is also offering the same. If anyone is...
  7. tuhin

    Issues while booking FD through OnlineSBI

    My father has one account with my sister. Now she is facing a strange issue while creating an FD through OnlineSBI: Now we have investigated this issue further & found these points to be valid while booking an FD under 'E or S' mode: We have been facing these issues recently, earlier my...
  8. tuhin

    Fixed deposit matured but bank is not paying me interest

    Hi, Recently my FD matured in Bandhan Bank but the Bank is not paying me interest. They closed my FD & paid me back the principal amount but interest has been pending from their side for the last few days. Today I raised a complaint against it. My question is here if I raise a complain the...
  9. tuhin

    Suggestion on ICICI Salary Account upgrade

    Hi, I am getting these two upgrades on my ICICI Salary Account: Please suggest which one should be beneficial for me. Thanks
  10. tuhin

    Need suggestion for Zero Balance Account in SFBs

    Hi all, I need one zero balance account hence I was searching in the net & found that few SFBs are providing zero balance SFB with free debit card: 1. Utkarsh - UInstant (though you can't deposit more than 1L in your account anytime) 2. Fincare - 101First - no catch All are mentioned as zero...
  11. tuhin

    Best Public Sector Bank

    Hi @TechnoFino Community members, We are about to close 2022. We have only a few days left. So let's vote for your favourite public sector bank in India:
  12. tuhin

    Pathetic BOB experience

    Today I visited my nearest BOB Branch to open one SB account. The Branch official simply denied my verbal request as I had one account with them. They were telling, me this was possible to open another even after closing an account. I closed that account 2years ago. I am not seriously...
  13. tuhin

    Planning to open new BOB Account need some suggestions

    Hi all, I need your suggestion & few pieces of information regarding the BoB Sb account: 1. I had one account earlier that I closed for some reason. Can I reopen it through the online process? 2. If I am opening through branch can I avail of Virtual DC through BOB World ? 3. Can I get Rupay...
  14. tuhin

    HDFC Bank 'Joint Holder's Consent for Deposits' flag update

    Hi Members, I have one SB account with HDFC Bank & recently booked a few FDs jointly with my parents. Seems, premature online liquidation is not available for joint holders so there is an option to update the 'Joint Holder's Consent for transactions on Deposits booked' flag via form request...
  15. tuhin

    Suggest me Zero Balance SB Account with LTF Debit Card (Except 811, BoB)

    Hi Members, Can anyone please suggest me one Zero Balance SB account with LTF Debit Card (Zero Cost Annual/Issuance) except Kotak 811 or BOB. I am already using Kotak 811 & I had an account in BOB earlier so I couldn't able to open BoB B3 account. Please suggest the list. Thanks
  16. tuhin

    HDFC Bank offline account opening TAT

    Hi, I want to know, how long does HDFC Bank take to open a new joint account via offline process (no Instakit)? One of my relatives had placed a new account opening request with his wife, but they still didn't deliver any account number yet. Though, the initial deposit amount was withdrawn by...
  17. tuhin

    Federal Bank is becoming a new Axis Bank

    I am creating this thread for all Federal Bank customers like me who are experiencing sudden price hikes. Earlier, this bank was providing an excellent service at nominal pricing. Now, they have changed their price schedule for all SB Accounts but providing peanuts to customers. Let me elaborate...
  18. tuhin

    Strange charges on non HNI Axis Bank SB Accounts

    I am seeing a strange charge on Axis Bank SB accounts: Has anyone aware of this charge? I guess this charge can give you a consolidated charge collection shock...
  19. tuhin

    Issue on VAS SMS Unsubscription at Axis Bank ATM

    Hi all, I recently faced one issue while unsubscribing SMS Alerts from Axis Bank ATM. I was following the below steps: Insert the card and enter PIN number Select ‘Registrations’ Select ‘Alerts’ Select ‘Account Type’ Select ‘Unsubscribe’ but Transaction was failing abruptly after selecting...
  20. tuhin

    UPI issue with Axis Bank

    Hi, One of my friend is facing one bizarre issue, he is using Axis Bank SB Account but his account can't be fetched through any UPI app via registered mobile number. He had tried to change the mobile number from Axis Mobile app but his new number can't help him to find the same. We had...
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