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  1. PreciousTincture

    Amex Direct debit not reflected in bank account

    Got direct debit email from amex “Thanks for the payment” . app also shows 0 due balance . but my bank ( HDFC ) doesn’t show any transaction, nor the amount got deducted . confused!
  2. N

    Made a big mistake of opening BoI savings account online

    If you are aware of their DC rewards for Credit card bill payments and want to open online account then stop. Don't do it. It's not worth time. My experience: - KYC done immediately and received account number next day - But then complete silence regarding DC etc - Classic DC shipped after 2...
  3. mail_amity

    Most Recommended Salary Bank account

    Hey everyone, I’m exploring options for the best salary account given my current profile. Monthly take-home: >₹3L Currently have: ICICI Wealth (Lifetime) and Axis Burgundy (based on salary credit criteria) Aware of: HDFC Preferred, HSBC Premier, and other premium salary account tiers I already...
  4. naman2634

    HDFC Digisave Youth Account Blocked Due to EDD — Branch Not Helping

    Hi everyone, I’m facing an issue with my HDFC Digisave Youth Account, which got blocked on 6th November. I was told to visit the branch to get it resolved. When I visited the branch today, they informed me that EDD (Enhanced Due Diligence) is required and asked for 2 years’ ITR and a letter...
  5. R

    Don't activate Google Gemini pro in primary account

    Jio has recently started offering free access to Google Gemini Pro to its users. Similar to how Airtel provides Perplexity and how ChatGPT Go plans offer their own trial features, this is mainly done to help users get comfortable with the service. Once people start relying on the tool, they are...
  6. tuhin

    Need an account with free physical DC

    I was using IDFC mainly for Free DC with unlimited ATM withdrawal but they are introducing DC charges from Jan 26 onwards hence I have planned to close the account. Can anyone please suggest any alternative account where I can get similar facilities like Free Physical DC with Unlimited ATM...
  7. H

    NSDL Bank Account

    I have NSDl Payment Jiffy account since 2020 and from last 8 months it was blocked after several email I have done vkyc it is now unlocked. Should I close the bank account now. Or should I keep using and as i have done vkyc and account is running. I already have 3-4 other bank account. Is that...
  8. C

    CC Bill payment successful on SBI unipay but not reflected in card account

    Hi, I have done a 23k bill payment on 5-nov to my PNB CC on Unipay. trxn was successful but no msg received from the CC. neither that amount was reflected.. usually it is credited instantly. after that I tried a 10rs payment and that is reflected to my cc.. Can anyone pls suggest whom and where...
  9. CcMaverick

    ICICI Demat Account charges

    Hello, My wife has an ICICI account which was opened as salary account and later it was moved to normal account, but she was not using it frequently. However, recently she found Demat account charges, Debit card charges & SMS charges levied on the statement. Demat charges are levied since 2017...
  10. nirjharr

    Joint account opening query - Couple

    Hello, I am looking to open a joint savings account for me and my wife. My requirements : UPI should work on different mobile numbers. Locker facility at reasonable rate in semi urban / urban locations. Good cards and preferable interest rate on loans. Do not necessarily need 0 balance...
  11. NAB

    Suggest a Bank Account for Parking Emergency Funds

    Hello All, Please suggest a Bank Account to keep some funds away from my regular Savings Account. I am looking for the bank - 1. No Debit Card spend-based offers/criteria/online discounts. 2. Decent Savings/FD interest rates. 3. No Debit Card rewards points for any transaction. 4. Decent...
  12. ashwinikumar900

    YES Bank Savings Account programme - Credit Card variant & limit-wise eligibility.

    I was already aware of the savings account criteria (ZERO BALANCE) according to credit card limits at ICICI Bank, but it turns out YES Bank has a similar programme too. I recently stumbled upon some details about the YES Bank savings account’s too, which are dependent on credit card limit and...
  13. sahil1033

    [Query] Slice Savings Account - Safe?

    I'm thinking to open a savings account with Slice. I've a few queries though : 1. Is there any limitation on which city does it cover or I can open from any city? City in question is Patna, shouldn't be a problem but if it is a problem, I can open when I'll go back to Pune but then again the...
  14. S

    Is there any bank which allows zero balance current account opening without business proof, only PAN and Aadhaar?

    I know that Bank of Baroda offers this but that offering (BoB LITE) has folio charges
  15. halfboodprince

    Minor Bank Account for IPO using Upi?

    Hi which bank allows ipo payment through UPI for minor? Also tell the best minor bank account Thank you
  16. M

    HDFC SmartPay 5% cashback on gift-cards – does ₹1,000 cap apply per card or per account?

    I currently have two HDFC credit cards: • HDFC Swiggy • HDFC Tata Neu Plus Rupay According to the SmartBuy offer, purchasing gift cards earns 5% cashback, capped at ₹1,000/month. My question is: 👉 Is this ₹1,000 cashback cap per credit card, or combined per HDFC customer account (across all...
  17. H

    IDFC Account with 25k balance and IDFC First Select Credit Card Benefits

    I am using IDFC Account with 25K Minimum balance requirement (or MAB) with IDFC First Select Credit Card for me and family members. I am not getting much benefit of this account and credit card as lounge access are not with spend criteria and movie offer is devaluated in last couple of months...
  18. Cooltricks2022

    i have HSBC corporate salary account with debit card which gives 5% cashback.

    Hello all, i have HSBC corporate salary account with debit card which gives 5% cashback. can you help with best possible use to get the cashback? Like may be credit card bills or any other way to just rotate the money to get the cashback?
  19. itsnotbro

    HDFC made CIBIL enquiries for current account

    HDFC made two CIBIL enquiries just for opening a current account 🤔 Hey everyone, I recently opened a current account (sole proprietorship) with HDFC Bank, and later noticed that two CIBIL enquiries showed up one marked as “Other” and the other as “Credit Card.” The weird part is, the only...
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