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  1. P

    Not able to open 811 account if had Kotak normal savings account earlier (now closed)

    Hello TF members, Was anyone able to open 811 account when the you had already closed non-811 account earlier? I am trying to open 811 account and it shows existing customer error due to CRN existing. I checked by visiting branch, they are saying I can open any other account except 811, it's...
  2. moglibhai

    Help Needed – Unable to File Complaint Against KIWI App (KlickYes Credit Card) on RBIO – Account Deleted Without Consent

    @SSV @Vasuki I’m here to raise a serious concern and seek guidance about the KIWI app, which provides the Klick Yes Bank credit card in partnership with banks. I am facing a troubling issue and cannot find a way to resolve it through regular or official channels. What Happened: A few weeks...
  3. mrworldwide

    Query - Multiple credit account

    Hey Team! Does Federal Bank allow having multiple credit card (not at the same time). Currently I am having Celesta card but planning it close it as I am not using it. Applied it for lounge accessed but it got devalued. So let's say if I close it, will federal Bank allow me to apply any other...
  4. J

    Would like a second opinion to decide on which bank account to move over to from SBI

    Hey all. I and my dad are fed up with SBI services, and we are considering moving my SBI account income to another bank account. The thing is, he seems fixated on Kotak because it's a bank that he thinks is improving and has more room for growth, while I'm the opposite because I think HDFC and...
  5. MrKant

    ICICI Bank Account Reopen

    I requested (offline) icici to closed my bank account and they completed the request on 11 august. On 10 august I emailed customer service to cancel my previous request but on 11 reply saying account is already closed. I am looking forward to reopen it anyone here form icici who knows about the...
  6. codenerd

    IndusInd Limited Time Offer - Pioneer | Grande Care | Care Savings account

    Hi TCFers, My RM reached out to me with a valuable offer for Indusind Pioneer, Indusind Grande Care and Indus Care savings account under Freedom Offer which is senior citizen specific offer where the senior citizen has to be the primary holder. So after ages of stupid FD and ULIP pestering by my...
  7. onlinetushar

    Negative balance in dormant account – do I need to pay?

    I have a savings account with Fi Money which has been non-operative for the last few years. The account balance is now negative, apparently due to minimum balance non-maintenance charges. As per RBI rules, in such cases: Do I need to clear this negative balance if I request the bank to close...
  8. sush29

    Need info on Zero balance Savings account

    Hi , I already hold hdfc and idfc bank savings account for different purposes. HDFC is for salary and idfc for investments. Now I wanted a zero balance account for daily upi spends, with free debit card preferably from a psu. So I selected SBI insta plus account that comes with free virtual...
  9. Insigia

    Someone opened account in Bank of India with my email ID

    Hello, first post here - so recently bank of india opened an account with my email id, person name is different though - I have never done any interaction with bank of india, nor opened any account with them. They opened the account with my email id in Gujarat, then also did kyc with that. This...
  10. sagraw

    Credit balance of available balance debited and closed Axis Bank Current account on 19 julu 25 but no funds recd as on 9 aug 25

    Credit balance of available balance debited and closed Axis Bank Current account on 19 july 25 but no funds recd as on 9 aug 25 in beneficiary account or bank draft handed to me. Available balance was debited and account was closed on 19 July 25. Have complained to the nodal officer of axis...
  11. T

    ICICI Bank’s ₹50,000 Regular Savings Account MAB — A Change with Fewer Choices for New Customers
    Threadmarks: Information (thread merged)

    ICICI Bank’s updated Schedule of Charges introduces a major shift for metro and urban customers: The Minimum Monthly Average Balance (MAB) for new Regular Savings Accounts is now ₹50,000. Check Link- https://www.icicibank.com/interest-rates#service-charges What makes this change more...
  12. tuhin

    BOB Lite Current Account via Offline mode/through branch

    Can we open BOB LITE CURRENT Account through Branch? Actually, I am an existing BOB SB Account holder so system is not permitting me to open any other account via online mode. Can anyone please confirm.
  13. P

    ICICI New Savings Account Users MAB Updated - August 1st 2025

    ICICI savings account (From August 2025 onwards) Minimum monthly average balance (MAB): Metro and Urban locations - ₹ 50,000 Semi-urban locations - ₹ 25,000 Rural locations- ₹ 10,000 Program Eligibility & Criteria Customer enrolling into the program needs to maintain the following criteria...
  14. TheRecharger

    Free Money from savings accounts?

    Which savings accounts offer free money by doing spends on their debit cards or any other way? One of the example could be HDFC Millenia dedit card: ₹400/month by loading ₹40k in Amazon Pay wallet and transferring it back. Any other savings accounts like this?
  15. H

    What to Enter for Employment & Income in HDFC Digi Youth Account Form?

    I'm trying to open an HDFC Digi Youth Savings Account, and I'm confused about what to fill in the employment status and annual income sections. I graduated year ago and have been preparing for government exams since then. During this time, I also did a bit of freelance work as digital...
  16. sagraw

    Credit balance of available balance debited before closing Axis Bank Current account but no funds recd in beneficiary account or bank draft handed.

    Credit balance of available balance debited before closing Axis Bank Current account but no funds recd in beneficiary account or bank draft handed. Available balance was debited and account was closed on 19 July 25. Have complained to the nodal officer of axis bank. SR regd on 24 but till date...
  17. aravb

    Kotak 811 Account opening

    My brother turned 18 so i recommended him the 811 Account. As soon as he added his details it showed some Mr. venugopal has already generated the CRN for the phone number and KYC has failed. My brother has this number from 1.5 years and his aadhar and pan is linked to this number. Kotak says...
  18. S

    Union Bank Of India saving account no minimum average balance requered

    After few banks offering zero mab saving account now union bank of india also a zero mab savings account (as confirmed by my branch today for my existing savings account)
  19. E

    SBI card added new loan account in CIBIL instantly after submitting application.

    Hello folks. Yesterday I applied SBI simplyclick card from sbi bank website. As I have closed my sbi card recently so wasn't able to apply on sprint. On SBI website I filled all the details and lastly clicked on get instant decision. I got msg "thank you for applying. Our representatives will...
  20. NikhilG

    Idfc new account 25k variant> visa platinum debit card joining benefits?

    Do we receive rewards on idfc 25k variant opened via branch when we do first txn via provided visa plat debit card. First txn of 1100 (amazon pay e gift voucher) failed and refunded. So in this case another txn is eligible for 2k reward points or not?
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