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  1. onlinetushar

    Kotak Bank Account Closure Delays and Unsatisfactory Resolution

    I wanted to share my recent experience with Kotak Bank concerning the closure of my savings account. What should have been a simple process ended up being a prolonged ordeal with significant inconvenience, despite multiple follow-ups. I hope sharing this experience will help others understand...
  2. TechnoFino

    IDFC First Bank Account Debit Freeze & Total Freeze Issue

    A few people on the TF Community have posted threads about their IDFC First Bank accounts being placed under debit freeze or total freeze for minor reasons. Many others have commented on these threads, sharing that they too have faced similar issues, and that their issues have not been resolved...
  3. fradela

    SBI Salary Account Details

    SBI Salary Account Flyer
  4. Bhavik567

    Change in eligibility criteria for bank account

    Hey everyone. Does anyone have a legal opinion if banks can increase the eligibility criteria for a particular type of account for existing account holders? Axis bank recently changed the criteria for Burgundy Private account holders and it seems they are expecting the existing account holders...
  5. jambusar91

    ICICI Bank Savings Account Opening

    I visited the ICICI Bank branch to open a savings account but was informed by the staff that my account could not be opened due to the lack of a source of income. I would appreciate clarification on the requirements for opening a savings account.
  6. jambusar91

    HDFC Classic account + Moneyback+ credit card.

    I currently hold a HDFC Classic account and have a Fixed Deposit relationship of ₹5 lakhs. Additionally, I am using a Moneyback+ credit card. I would like to know the possibility of upgrading to a Millenia Credit Card with a Lifetime Free (LTF) credit card. Please provide information on the...
  7. M

    Huge Negative Balance in Saving Account due to NACH return Charges.

    In this thread I welcome all suggestions from TF folks and admirers.. So issue is what to do If a saving account's balance goes in negative and not a small amount, (apprx 30-40k ) and all of the charges are levied due to ECS and NACH return. Minimum balance charges are not included in this matter.
  8. hellobois

    IndusInd select saving account non maintenance charges

    I have been charge Rs 900 as non maintenance charges on my IndusInd select saving account. My select savings account is already linked with Legend credit card. Still I was charged rupees 900. I visited Bank branch yesterday and closed both of the IndusInd Bank savings account. Indus Indie and...
  9. C

    Citibank account Transferred to Axis Bank: Debit Card Not Working

    Hi, My account recently got moved from Axis Bank to CitiBank but new debit card is not working. I tried for a month with Axis Bank CS upto PMO and then also replaced the card but even new card has that problem. Is anyone else faced such issue and how it got resolved?
  10. fradela

    Liquid Funds better than FD and Savings Account

    Invest Liquid Mutual Fund in order to get more return and safety compare to Banks Savings account and FD.
  11. C

    Equifax showing wrong details for a credit card account

    Was casually checking my score on Tataneu it fetched from equifax and I was surprised to see it low even though I always pay on time a day or two after statement generation. There was an account marked days past due. I went on to equifax and pulled a free report it shows one account 1+ days due...
  12. abhikbose

    Is it worth upgrading to HDFC Prime Banking from an HDFC SavingsMax account?

    I have a SiavingMax account with HDFC Bank. Today, I received an SMS offer that I am eligible for a Prime banking upgrade. I am not sure what this upgrade will provide. I have the following doubts. Any expert advice on this will be helpful 1. What are the benefits of Prime Banking over the...
  13. V

    Best current account to receive Foreign Payments

    Hello All, I am new to this community. Kindly guide me with best Current account under the following conditions: 1. I don't have any problem to maintain MAB. 2. Only inward remittance is required in India. 3. Tier 2 city.
  14. V

    International travel insurance with bank account

    Has anybody used travel insurance provided along with hsbc premier / DBS trasures or any other bank account? How is it helpful? How was the experience?
  15. SexyUser69

    Need account for UPI. Mobile number not linked to Aadhaar. What to do?

    I have two mobile numbers. AadhaarMobNum & SecondaryMobNum. I want to create an account to use UPI with the SecondaryMobNum through third party UPI apps like Google Pay, so wallets like Amazon or Mobikwik wouldn't work. Here comes the problem. Most accounts suitable for only UPI usage like...
  16. baran12

    Suggestions for a Premium / Best Savings Account for Min. 10L Monthly Balance.

    Hello Folks, Any suggestions for a premium sav. accounts that I can look into for min. 10L monthly balance? I've been a Imperia member of HDFC but I'm thinking of moving it to Axis Burdungy. Any tips, suggestions, alternatives I can explore?
  17. anshuman115

    Which Bank should I choose as salary account ? Confused

    My company has corporate relation with IDFC but I don't want to have salary account there because no good credit cards or benefits. I have their WOW card. I have my savings account at HDFC where I am getting salary(~1L) since last 2 months. I am not able to convert it to salary account, I...
  18. Humanbeing

    Equitas Small Finance Bank is closing the account due to non serviceable pin code.

    I recently received a mail from Equitas Small Finance bank that due to non serviceable pin code of your area we’ll be closing your account on November 15, 2024. I only used the account for FD purposes as I was getting better returns in comparison to other banks, and after getting the mail I...
  19. sehgal.v7

    UHNI Savings Account Bank suggestion

    Do you have any recommendations for banks offering UHNI savings accounts? Can provide IF of up to 5cr? Will withdraw mostly all later and keep in money market funds. Looking at HDFC / Axis currently.
  20. D

    Looking for a Bank Account with Free RuPay Platinum Debit Card (Preferably Online Account Opening)

    Hi everyone, I'm searching for a savings account that offers a free RuPay Platinum debit card (virtual or physical) with no charges. Ideally, I’d prefer a bank that allows online account opening, without needing to visit a branch. I’m comfortable maintaining a minimum balance of up to ₹25K and...
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