bank account

Hey everyone, I've been working as a freelancer for a while now, and my foreign remittance is currently around 50 LPA. Up until now, I've been receiving all my remittances in my personal savings account with IDFC, where I enjoy a flat 7% return on funds exceeding 5 lakhs. However, I've...

Do any banks (proper banks, not apps) allow unmarried couples to open a savings account in joint mode? High AMB doesn't matter as need to store a high amount for proof of funds sometime in the next couple of years. Please don't offer unsolicited relationship advice. Yes, I understand the risk.

A long post, so bear with me please. TLDR below. My current situation: I have salary account with HDFC (preferred). I opened another account through RM for my wife. This is primarily used for an FD of 5L as an emergency fund. As soon as I get my salary, once all bills are paid, I transfer...

Having had banked with SBI for over 5 years, I was on the lookout to move to some sort of privilege banking. After a rather mediocre experience with Axis priority and HDFC Preferred banking, both of which I feel were worse than SBI, I decided to give IDFC Select a try. IDFC provides 2 options...

I am trying to find out which savings account provides medical insurance for free. I have seen some accounts with Life and Accidental Insurance but it is hard to find an account with complementary medical insurance. Fi salary variant account offers 2x top up for existing company provided...

as the title suggest: I have almost 1k in interest accrued and thinking to close the account, will bank pay me that? my initial thoughts are that they won't, can someone tell me what will they do? or should I just wait for some weeks?

Currently I am using yes bank for mutul fund mandate, I do 7500 * 5 SIP and that gives rewards worth INR 281 (instant return of 0.75%) free cash as I was going to do the SIP any way. I am planning to increase the SIP amount from December, any other bank that has similar or better reward...

Apparently I am not allowed to post in the Banking section so posting here. Yes bank savings account offer some nice rewards. Here’s the link for all details https://www.yesrewardz.com/content/overview Terms: 1 YES Rewardz equals Rs. 0.25. YES Rewardz redeemable Rewardz balance should be...

Exclusive+Indie account but, student with no salary. my friends with ICICI and HDFC accounts already got offers for RuPay CC, forget pre approved I even made a FD of 50k to get against it but still no luck. furthermore RM pushing for 1 Lakh FD but I cannot block that much of amount for a CC...

Hi I ordered an item using my Axis Bank Neo Branded Visa Credit Card. I had paid my credit card bill and later on I had to return the defective item. However, the return of money got credited into my credit card account. Now, I wish to transfer that excessive amount in my credit card balance to...

I think this has been discussed before in other threads, but I didn't find any viable solution yet, so asking this again: My wife and I are planning to open a joint account where we want to deposit money from our salary accounts for rent, some household/online spends, etc. It has to be linked...

Savings Account Interest Rates of RBI Scheduled Banks (DICGC Insured) (in percentage %) [As of October 6, 2024] Public Sector Banks Banks Up to 1L >1L to 5L >5L to 10L >10L to 25L >25L to 50L >50L to 1Cr >1Cr to 10Cr Above 10Cr Bank of Baroda 2.75 2.75 2.75 2.75 2.75 2.75 2.75 2.75 - 4.50...

Is the offer to have a zero balance select account from IndusInd available for legend credit card holders? I see that in schedule of charges but don’t see in the product main page. If this is available, one need not go for exclusive savings account which comes as zero balance with pinnacle...

Does anyone know about the process of switching from a Fi savings account to a regular federal bank account. I have some concerns about the stability and security of neo banks, especially after hearing some rumors that rbi might crack down on them. I also think that having a direct...

==== Short version ====== My new Idfc account welcome kit was returned due to the Bluedart's shitty service. IDFC froze my account even after I told them its Bluedart's fault that the packet was returned. ==== Long version ======== So, opened an account with IDFC and the account opening...

Hello, IDFC website doesn't seem to list the eligibility criteria for opening an IDFC First Wealth Account. From your recent first hand experience, could you please share the eligibility criteria? Does the criteria need to be maintained throughout the lifetime of the Wealth account, similar to...

HDFC banking related query not anything with credit cards. Where should I mail next if I am not satisfied with the resolution given by Grievance.Redressal@hdfcbank.com over my matter of concern in banking. Please guide me through this banking grievance mechanism. Like in credit card related...

Can anyone tell which banks ALLOWING FD WITHOUT SB OR ANY RELATION WITH BANK

HDFC banking related query not anything with credit cards. Where should I mail next if I am not satisfied with the resolution given by Grievance.Redressal@hdfcbank.com over my matter of concern in banking. Please guide me through this banking grievance mechanism. Like in credit card related...

I had opened an axis bank priority account 3 months ago because the representative gave me FYF magnus card, but now I don’t see any point in keeping my 2-2.5 lakhs in the savings account as the interest is so low, now when i asked the representative to downgrade he told u can downgrade after 6...