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bank account

  1. doraemon

    Need suggestions on closing extra bank accounts

    Hello people, I need your suggestions on reducing number of bank accounts I currently have I am trying to consolidate my balances and want to reduce the accounts to minimum Currently having 13 accounts and found difficult to manage them now Accounts I have ; 1) Punjab sind bank- debit card...
  2. financewizard

    Frequent FD opening and closures

    I have a friend who is working in a bank and he frequently asks me to put some FDs (with his employee code) and close it in 2-3 days for him to achieve his targets. The amount is usually like 10k per FD 2-3 times a month. So month on month I am opening FDs worth 30k in different tranches and...
  3. RedCardRef

    Looking for a new Bank!

    Hey! So as we all know PPBL is shutting down, this was the main bank I was using all along mainly because it was fast and hassle free. It mainly had a fast app and a slick interface. I created a direct "Scan to Pay" shortcut on my home screen and payments are seamless. (Scan -> Authenticate...
  4. Anindya98

    IDFC Select Debit Card Benefits Airport Lounge Access Related

    Can Anyone confirm weather we get 2+2 (Primary + Companion) Lounge Access/Quarter on IDFC FIRST Select Debit Card or only just 2 overall Also Confirm for Wealth Debit Card Also?
  5. Sudip

    best customer care other than Amex / Citi

    Hi TF community, Was curious to check and find which bank offers best customer care other than Amex. With Citi gone, it feels like we're only left with Amex however with acceptability issues. Had Citi salary account which had to be closed. Created thread for people who are looking for peace of...
  6. ankanbanerjee02

    Bank Account Closure by DCB Bank

    Hi, I received the below email from DCB Bank - Dear Customer, We regret to inform that on the basis of an internal review of your account, the Bank will not be able to continue the banking relationship with you. After 30 (thirty) days from the date of this notice, Bank shall close the said...
  7. J

    General Banking Discussions Thread

    https://play.google.com/store/apps/details?id=com.indusind.indie New digital bank with good rewards launched by Indusind
  8. P

    Issue with opening select account in IndusInd bank

    on 12th jan 2024 i opened an select account like 6 in morning and then funded with 90k from my Indie account and there was option to do vkyc so i put addhar otp and then it says no agent. i tried at 10 am it started showing error i will attact screenshot. i got mail from bank that my account has...
  9. P

    Best Premium Savings Bank Account

    can maintain MAB about 1-2lakh need lowest/zero forex markup on onlineand offline international transaction and some good offers suggest good banks and ofcourse good intrest rates also suggest one account for 25-50k MAB Please nooooo idfc
  10. A

    HDFC bank account- Millennia or Easyshop Platinum

    I did search the forum and read old threads and replies but I'm still confused as to which debit card will be the best? Millennia or Platinum? Primary purpose will be CC bills of other banks but I won't cross monthly payments to get 750 cashback in platinum. I was also reading some of the older...
  11. gischethans

    SBI Customer Segmentation - does it actually upgrade automatically?

    My account is forever stuck with Silver type while I am eligible for Diamond / Platinum with SBI. I did not bother much until now but with those variants giving discounts on locker rentals, I am keen on upgrading it. Now the issue is branch staff are clueless about how to get this upgrade done...
  12. connection01

    Seeking Advice on Business Account for Freelance Income

    Hey everyone, I've been working as a freelancer for a while now, and my foreign remittance is currently around 50 LPA. Up until now, I've been receiving all my remittances in my personal savings account with IDFC, where I enjoy a flat 7% return on funds exceeding 5 lakhs. However, I've...
  13. sharpened

    Joint account for unmarried couple?

    Do any banks (proper banks, not apps) allow unmarried couples to open a savings account in joint mode? High AMB doesn't matter as need to store a high amount for proof of funds sometime in the next couple of years. Please don't offer unsolicited relationship advice. Yes, I understand the risk.
  14. MeTejaHu

    Need guidance on bank account management, I am confused

    A long post, so bear with me please. TLDR below. My current situation: I have salary account with HDFC (preferred). I opened another account through RM for my wife. This is primarily used for an FD of 5L as an emergency fund. As soon as I get my salary, once all bills are paid, I transfer...
  15. GalacticTreasurer

    My journey of upgrading to IDFC Select banking

    Having had banked with SBI for over 5 years, I was on the lookout to move to some sort of privilege banking. After a rather mediocre experience with Axis priority and HDFC Preferred banking, both of which I feel were worse than SBI, I decided to give IDFC Select a try. IDFC provides 2 options...
  16. V

    Savings Bank accounts with Medical Insurance

    I am trying to find out which savings account provides medical insurance for free. I have seen some accounts with Life and Accidental Insurance but it is hard to find an account with complementary medical insurance. Fi salary variant account offers 2x top up for existing company provided...
  17. zomato

    will bank pay me my accrued Interest Credit if I close my account?

    as the title suggest: I have almost 1k in interest accrued and thinking to close the account, will bank pay me that? my initial thoughts are that they won't, can someone tell me what will they do? or should I just wait for some weeks?
  18. connection01

    Any bank with NACH mandate rewards? (besides Yes bank)

    Currently I am using yes bank for mutul fund mandate, I do 7500 * 5 SIP and that gives rewards worth INR 281 (instant return of 0.75%) free cash as I was going to do the SIP any way. I am planning to increase the SIP amount from December, any other bank that has similar or better reward...
  19. connection01

    Yes Bank Account Reward

    Apparently I am not allowed to post in the Banking section so posting here. Yes bank savings account offer some nice rewards. Here’s the link for all details https://www.yesrewardz.com/content/overview Terms: 1 YES Rewardz equals Rs. 0.25. YES Rewardz redeemable Rewardz balance should be...
  20. zomato

    decent relationship with IndusInd and still not getting any pre-approved offers for credit card.

    Exclusive+Indie account but, student with no salary. my friends with ICICI and HDFC accounts already got offers for RuPay CC, forget pre approved I even made a FD of 50k to get against it but still no luck. furthermore RM pushing for 1 Lakh FD but I cannot block that much of amount for a CC...
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