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bank account

  1. connection01

    Yes Bank Account Reward

    Apparently I am not allowed to post in the Banking section so posting here. Yes bank savings account offer some nice rewards. Here’s the link for all details https://www.yesrewardz.com/content/overview Terms: 1 YES Rewardz equals Rs. 0.25. YES Rewardz redeemable Rewardz balance should be...
  2. zomato

    decent relationship with IndusInd and still not getting any pre-approved offers for credit card.

    Exclusive+Indie account but, student with no salary. my friends with ICICI and HDFC accounts already got offers for RuPay CC, forget pre approved I even made a FD of 50k to get against it but still no luck. furthermore RM pushing for 1 Lakh FD but I cannot block that much of amount for a CC...
  3. S

    How to transfer money from a credit card to a bank account?

    Hi I ordered an item using my Axis Bank Neo Branded Visa Credit Card. I had paid my credit card bill and later on I had to return the defective item. However, the return of money got credited into my credit card account. Now, I wish to transfer that excessive amount in my credit card balance to...
  4. R

    Joint account with two phone numbers/upi ids

    I think this has been discussed before in other threads, but I didn't find any viable solution yet, so asking this again: My wife and I are planning to open a joint account where we want to deposit money from our salary accounts for rent, some household/online spends, etc. It has to be linked...
  5. lostwords

    Savings Account Interest Rates

    Savings Account Interest Rates of RBI Scheduled Banks (DICGC Insured) (in percentage %) [As of October 6, 2024] Public Sector Banks Banks Up to 1L >1L to 5L >5L to 10L >10L to 25L >25L to 50L >50L to 1Cr >1Cr to 10Cr Above 10Cr Bank of Baroda 2.75 2.75 2.75 2.75 2.75 2.75 2.75 2.75 - 4.50...
  6. V

    IndusInd select zero balance with Legend cc

    Is the offer to have a zero balance select account from IndusInd available for legend credit card holders? I see that in schedule of charges but don’t see in the product main page. If this is available, one need not go for exclusive savings account which comes as zero balance with pinnacle...
  7. rusty17

    How to change Fi account to regular Federal Bank account?

    Does anyone know about the process of switching from a Fi savings account to a regular federal bank account. I have some concerns about the stability and security of neo banks, especially after hearing some rumors that rbi might crack down on them. I also think that having a direct...
  8. theda

    IDFC First Bank freezes the account if welcome kit is returned undelivered.

    ==== Short version ====== My new Idfc account welcome kit was returned due to the Bluedart's shitty service. IDFC froze my account even after I told them its Bluedart's fault that the packet was returned. ==== Long version ======== So, opened an account with IDFC and the account opening...
  9. Quantum

    IDFC First Wealth Account eligibility requirement and benefits

    Hello, IDFC website doesn't seem to list the eligibility criteria for opening an IDFC First Wealth Account. From your recent first hand experience, could you please share the eligibility criteria? Does the criteria need to be maintained throughout the lifetime of the Wealth account, similar to...
  10. N

    What is the priority redressal Email for HDFC Bank for Banking Related Query? Not Credit Card

    HDFC banking related query not anything with credit cards. Where should I mail next if I am not satisfied with the resolution given by Grievance.Redressal@hdfcbank.com over my matter of concern in banking. Please guide me through this banking grievance mechanism. Like in credit card related...
  11. Saiv

    Which banks allowing FD without SB

    Can anyone tell which banks ALLOWING FD WITHOUT SB OR ANY RELATION WITH BANK
  12. N

    What is the priority redressal Email for HDFC Bank for Banking Related Query? Not Credit Card

    HDFC banking related query not anything with credit cards. Where should I mail next if I am not satisfied with the resolution given by Grievance.Redressal@hdfcbank.com over my matter of concern in banking. Please guide me through this banking grievance mechanism. Like in credit card related...
  13. S

    Need to downgrade axis bank priority account

    I had opened an axis bank priority account 3 months ago because the representative gave me FYF magnus card, but now I don’t see any point in keeping my 2-2.5 lakhs in the savings account as the interest is so low, now when i asked the representative to downgrade he told u can downgrade after 6...
  14. E

    Charges For Banks Standing instructions

    Hi, I want to create Standing instructions for NEFT Monthly Transfers to my PPF account, loan EMI Account, NEFT to parents, also willing to Add some Mutual fund Billers for Monthly debit of SIPs. I have recently opened HDFC Preferred account and ICICI salary account and unaware of benefits in...
  15. P

    Need a product recommendation - flexible + automated Fixed/Recurring Deposit?

    TL;DR: I want a financial product that works like Fi's "Jars" (aka Smart Deposits) and "FIT Rules", but from a "full" (with physical branches and all) bank with more accountability (Fi has countless reports of unexplained and irreversible debit freezing of accounts). Long story: I've been...
  16. Mpautobe

    Axis Priority World Debit card

    To know relavant info about Axis Priority account and its World Debit card.
  17. D

    Salary Account Suggestion Between Axis/ICICI/HDFC/Others

    Hello everyone after so many months of randomly lurking on the thread I finally am on the boat with other like minded people. Right now I need one help from your experience. I have recently joined a company and hence wanted to open an salary account. My company has no tie ups but due to many...
  18. cardz

    How is IDFC First Savings Account (25K AMB) and Debit Card?

    Thinking of opening a savings account with 25K AMB. There seems to be only a charge of Rs. 100 for Debit card issuance. Rest everything is free. Am I right? Also, lounge access with the Debit card will not need any other conditions to be met, right? This is the list I am seeing that I will be...
  19. RadioactiveTabela

    Share Bank of Baroda Radiance - Experience / Review

    Does anyone have a Bank of Baroda Radiance account? I'm thinking about upgrading from Advantage Savings account, but I see no way to upgrade online / in bobworld. I want to avoid visiting branch unless it absolutely worth it. How is your experience? What are some benefits you have received...
  20. CyberPsych

    Need suggestions/help from HDFC bank account owners for salary A/C and DC details

    I am an ICICI salary account user from 2016 (it was created for me by the employer at that time, I'm not working with them anymore). I am thinking of changing to HDFC as my main account on which I will use the regular banking activities. I am currently holding Millenia CC LTF (they called me and...
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