banking

Today I called my branch to ask to upgrade my account to preferred banking. The guy told me that the criteria is changed now, from now preferred requires 4L AMB and Classic requires 2L AMB. I immediately checked HDFC website, but I couldn't find it. Then I told him that it's showing 2L AMB...

I’ve never been the kind of person who gets excited about banks — until recently. My journey with Citi began back in 2014 when I opened my first salary account. For nearly a decade, Citi served me well. Smooth digital experience, courteous customer care, minimal branch visits, and most...

When I open the HDFC mobile app, it shows me Standard banking. What are the other options other than Standard banking and what are the additional features i will get from those banking.

Hi all, I am looking for suggestion or advice from you, to get better possibilities or benefits Current Salary Account: ICICI Net Income: 85K/month Mutual Fund: 30k per month LIC payments: 3 lakh per month around (5) can't cancel due to family pressure :cat-with-tears-of-joy: Health...

Hi everyone, I'm facing an issue with linking an ICICI Emeralde Private Metal Credit Card (Add-On) to the cardholder's account for use on the iShop Rewards Portal. When I try to add the card to the ICICI account, it throws an error saying: "This is an add-on card". How do I go about this and...

IDFC First Wealth upgrade in 2025 is super smooth now! 🚀 The IDFC Wealth upgrade process is now faster and simpler than ever. Just park the funds, and once your MAB crosses ₹10L, ping your BM/RM. I added funds on 3rd May (5 PM), requested an upgrade on 8th, and got upgraded on 10th (9th was a...

It seems HDFC is rolling out new net banking. URL - https://now.hdfcbank.com/

Cyber fraud in India has seen a dramatic rise. In FY2023, there were 75,800 cases reported with losses of ₹421.4 crore. In just a year, those numbers jumped to 2,92,800 cases and ₹2,054.6 crore in losses by FY2024. That’s a 5x increase - a sign that cyber fraud is not just growing but exploding...

Imagine you're just starting out in the credit card world and suddenly have ₹1 crore sitting in your bank account — not for spending, but purely to meet eligibility criteria for any premium credit card or top-tier banking relationship in India. What premium banking program would you go after...

Hi everyone, I’m planning to optimize my bank accounts and would appreciate your suggestions. I currently have the following accounts: 1. HDFC Basic – No MAB requirement, Platinum Debit Card *(salary not credited since 2023)* 2. HDFC Basic – ₹2.5K quarterly MAB, Millennia Debit Card 3. SBI...

Hi I am trying to maximize my credit card points. But there are few txn that will give me no benefit if I am doing it on credit card. And then there are Fund transfer that I do every month to family. I came across yes Bank banking rewards system. They are giving rewardz points for fund...

I recently bumped into this banking app called NiyoX. I was curious since I wanted to open a zero balance savings account which should also be digital(as I'm travelling around and don't want to run to the bank for little things). I looked it up and it showed it was partnered with Utkarsh and...

Kotak Solitaire Banking 75L Trv No charges Nappa Dori Equipments 7% Savings acc Annual interest Pre-approved 7.5cr Home loan 25L readily available credit line Concierge Relationship manager Metal debit credit card (debit feels plastic tho) and still counting..... The majority benefits are with...

With advice from @SSV & @Anupama_Jha, I reopened my HDFC journey after closing my Tata Neu Plus CC (74K limit) since they refused to upgrade it to Infinity or a core card. Got the 2nd-year fee waived with 87K spends but finally closed it in Jan 2025. Opened a Max Savings Account on 24th March...

I have noticed that after filling user id and password in HDFC NetBanking, it logined without otp and where other banks required OTP to login .Is there any way to activate login with otp in HDFC or it is always like this from before. Isn't this a security concern for us?

Say I deposit 10L while account opening. After that I don't maintain 25K balance, what are the charges? Is it lifetime zero balance account?

Hey everyone, I’m currently looking for an HNI (High Net-worth Individual) banking program where I can group my personal savings account, business current account, and my family members' savings accounts under a single relationship to maintain a cumulative TRV (Total Relationship Value). My...

ICICI had launched a product called b2 branch free banking sometime in 2008/2009. This was a completely online zero balance account with no branch access, and had a different netbanking portal, and no debit card. I had opened an account in Feb 2009, and was using it for a while. The account...

Hello everyone, I opened an ICICI Wealth Management account back in 2018. At the time, I was told that depositing a certain amount would give me a lifetime wealth account. Over time, this has become my primary account for significant transactions as and when needed. A few weeks ago, I ordered...

Those who are dealing with cashmypoints please be careful. Recently i traded with them and even after 2 weeks yet to get my payment even after mutiple follow ups. Please be careful while dealing with them.