banking

I have an SBI debit card and I’m considering blocking it before completing 12 months of usage. Will I still be charged the Annual Maintenance Charge (AMC), even though the card hasn’t been used for the full 12 months? If so by this I can repeat this process again and again and make the debit...

So something strange happened. I am/was a ICICI privilage customer. I am a privilege customer from like last 11 years. This is how it has always been since I am a ICICI customer from the beginning. I was given this account by a ICICI agent when I wasn't even a customer with ICICI, I used to...

Please let me know if someone has received any comms on how to apply for the new app.

My parents both hold HDFC salary accounts and I have a separate account. Ive CC with HDFC for 60K and my parents have a limit of around 8L. Is there any benefit in adding everything to a family group? Will it be considered for LE or CC upgrades? They hold DCP. The RM asked if we wanted to add...

Hi, I have a family group with HDFC Bank. Our current status is Imperia. How can we upgrade to infiniti banking? What is the TRV required? Can anyone shed some light on that?

What are your financial, banking, credit card, etc related learnings of 2024? List of things you learnt new, any new findings, any new hacks etc? My list: Learnt that SBI reward points can be used to pay credit card bills in the rewardz.sbi portal Learnt about Rupay platinum debit card Friday...

I have HDFC Preferred banking account. I also have a Preferred Platinum Debit card. (It has no charges as of now) If I downgrade to classic banking, will the card attract annual charges or not?? Can anyone confirm this! (At the end of the day all Easyshop Platinum debit cards are same, right?)

Hi people! I'd like to get your inputs on selecting a bank with good banking experience in terms of services offered, credit cards, opening accounts of family members etc. Currently I hold a Prime salary account in Axis Bank. It's been almost 7 months since my recent salary revision, and I...

Hey all, Recently ive been upgraded to classic banking by hdfc bank and also there was Classic sign On my HDFC application buy since 3 days its not showing and showing as an Standard Banking account. Also as per my relationship manager, the account is also showing some VISHESH banking in his...

I'm a preferred banking customer and I've got more than the required average balance. Any chance I can switch my Regalia Gold card to LTF?

Interoperability in net banking payments soon: The National Payments Corporation of India (NPCI) is in the process of integration with five to six banks for the launch of interoperability in net banking and mobile banking-based payments in the first phase, people in the know told us. The...

I got a mail a while ago that my ICICI Privilege Salary Silver Account will be converted to Family 360 on Nov 1 However I have not received any notice of conversion, nor do I see any changes in the Mobile app or internet banking. How do I know this has changed? Customer Care has no clue

I am not able to access Kotak Rewards portal in mobile banking app. It is throwing 'Bad Request' error every time. Tried switching networks but no luck. Please confirm if happening with everyone or it's just me.

I would like to open a PSU bank account for below Banking requirements 1.Secondary UPI Account 2. Parking some Emergency fund through FD and might take OD Against Fd if required ( All process thru app ) 3.Debit card with reward points for Credit card Bill payments. 4.Better Loan ROI offerings...

Compiling a list of premium bank accounts along with links to the respective banks' websites. Each bank has different eligibility criteria and requirements for Average Monthly Balance (AMB) and Total Relationship Value (TRV). Will keep updating this list and provide insights on which bank offers...

Hello Esteemed Members I had queries on Axis Bank Family Banking. History I am the main account holder, I have Axis Burgundy Salary Account. I had opened My mother and My Wife's Burgundy account. Today I merged all 3 accounts using Axis app to Family account. Queries 1. The term used is...

I am holding 15 year old HDFC bank account and recently see my app shows Preferred. wondering if there is any real benefit?

If I open a IDFC wealth account with 10 L then is it like that my all family members can join this wealth account?

My family has 3 hdfc classic accounts and i wanted to add them to one account's family banking. RM says all accounts will get their own separate pre approved offers but i wanted to confirm is this is true? Will each account still get it's own pre approved offers or will only the primary account...

Hello Guys For some reason I need to convert a portion of MF holdings from SOA to Demat Form. I intend to open a new demat account just for this purpose, I am not going to do a lot of new transactions or trading activities from this new account (so brokerage etc doesnt matter much) Is there any...