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banking

  1. Hritaban

    10L FD (Fixed deposit), best way to invest to get a decent CC (unsecured) or banking experience!

    I had ~10L in FD in SBI, recently got enrolled into the wealth Program thanks to family TRV value owing mostly because of my dad's investments. So, even if I take these 10L out (Rainy day funds) I won't be kicked out of the wealth Program in SBI. As I'm not getting any additional benefits in...
  2. abhikbose

    Is it worth upgrading to HDFC Prime Banking from an HDFC SavingsMax account?

    I have a SiavingMax account with HDFC Bank. Today, I received an SMS offer that I am eligible for a Prime banking upgrade. I am not sure what this upgrade will provide. I have the following doubts. Any expert advice on this will be helpful 1. What are the benefits of Prime Banking over the...
  3. PayKaroAbhi

    Let's talk about Banking Related Problems which you're currently dealing with!

    Hello everyone, Let's talk about some banking related irregularities or problems that you might be facing currently just like I am currently facing with below problems as of now and taking regular follow-ups for these: 1) Pixel Card charged 257 INR for EMI fees but isn't reversing the same...
  4. A

    Why axis charging for auto debit/NACH/ECS successful transactions?

    What's wrong with AXIS? They are charging INR 25 for successful auto debit transaction (like EMI, SIP etc).. As far I know bank charge if auto debit failed due to insufficient balance, but for successful transactions? Its a day robbery.
  5. sahil1033

    [Query] Is IDFC First Bank upgrade from Wealth to Private banking possible with 25L-30L MAB/AMB ??

    I've 2 accounts under IDFC First Bank Wealth banking and have cumulative funds of around Rs. 32L - 33L. Is it possible to negotiate with RM and get it upgraded to Private banking with such MAB? Any chance if I touch Rs. 50L cumulative balance across both the accounts to get the upgrade (however...
  6. Manishg

    What is eligible criteria of classic banking in HDFC Bank?

    I have Hdfc savings account of mab 5000 from August 2023 but have one lakh fd so amb non maintenance waived off. I have done transactions of 3 lakhs through debit card millennia, 5 lakhs UPI and have swiggy credit card. Can you tell me benefits of classic banking by your experience or simple...
  7. cardio_guy

    Credit Card and Banking Suggestion [2024 December Update]

    ICICI’s recent devaluation of rewards has completely shattered my credit card usage plans. Here is a breakdown of my current situation and thoughts on next steps: Current Card Usage Active ICICI Cards: ICICI Sapphiro ICICI Coral Rupay (for UPI scans) Amazon Pay ICICI for most of my spending...
  8. TechnoFino

    Relationship Manager: Your True Wealth Destroyer - Know Everything About RM

    If you hold a higher variant bank account, you're probably familiar with the term "relationship manager" (RM). Banks assign RMs to customers with premium accounts and good average balances. They often showcase a long list of benefits for having an RM and push you to upgrade your account. But do...
  9. KGSIPO

    Indusind joint account net banking

    Does the joint savings account of Indusind bank gives the net banking facility for joint account holder? If so, how to activate and will the OTP will come in joint account holder mobile number
  10. I

    Axis Bank Priority Family Banking for Select Credit Card LTF

    Hello , My wife currently has a Priority Savings account and I have a prestige Salary account. 1) If we enable family banking from the priority account, will my salary account be also converted to a Priority salary account (is axis allows)? (Or will it get converted into a savings account) . 2)...
  11. I

    Axis Bank priority family banking

    Hello , My wife currently has a Priority Savings account and I have a prestige Salary account. 1) If we enable family banking from the priority account, will my salary account be also converted to a Priority salary account (is axis allows)? (Or will it get converted into a savings account) ...
  12. D

    Standard chartered prority banking offer

    Got an offer from Standard chartered bank for priority banking.15000 taj vouchers and other perks.is it worth it?
  13. R

    HSBC Premier vs Standard Chartered Priority Banking

    I’m planning to open an account with either HSBC or Standard Chartered. The idea is to use their Global Banking services while maintaining the required balance in India. Their offerings are similar so trying to understand which bank would be better. Anyone from the community that has used...
  14. bhavyakjain

    Best Wealth Banking Program

    Hi I am looking to get into Wealth/Premium /HNI Banking Program. I have a net salary >2L. Currently I am applying for SBI Wealth Banking via family TRV criteria. I am looking for good alternative to use for salary credit account as well. Not looking to close or downgrade on SBI as this is with...
  15. Brijesh Ghosh

    How to add Axis Bank PPF account in HDFC net banking

    Hello, I have a PPF account with Axis Bank. I have recently closed the savings account linked to it. Now I am unable to make any new investment in this PPF account. Can anyone guide me how to invest in this PPF account now or how to add this Axis Bank PPF account as a beneficiary in my HDFC net...
  16. Naman@Jain

    Family Banking for IPO applications

    Hello i want to ask that In which bank ,banks give minor account a netbanking access for ipo asba application. I wanted to open full family account Father,mother, child ,and their huf account in one single bank which will be most suitable for online net banking asba application without keeping...
  17. Ekavya

    Can I open a Online ICICI savings account and convert it into Privilage Banking Program?

    My ICICI CC limit is 4.6L. So I am elligible for Privilage Banking Program. My Net banking banner also showing the Privilage banking logo. So can I just open a Savings account online (I am lazy to go to Branch) upgrade it into Privilage banking program?
  18. BrokenBoot

    SBI Card Got the Sbi Cashback Card Through Net banking

    Sbi Cashback Card got Processed and Approved through Net banking. No Documents Were Asked , No Home or Office Verification. Guy Came for Physical Biometrics . Got Verification Call Next day for 2 days. Final Call for Limit Split ( Already Have Sbi Simplyclick ).
  19. A

    Pixel play credit card not showing in net banking

    Pixel play credit card approved last week on Friday not visible in netbanking
  20. Anindya98

    Activating BOB World Net Banking Generating Mobile Banking PIN without DC

    I opened the BOB Super Savings Account (SB 117) online on 2nd September 2024. I received the CIF and Account Number via SMS and the welcome letter by email on the same day within 3 to 4 hours. After that, I needed to log in to my BOB World App to Order my Sapphire DC. Timeline: Account Open...
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