banking

Hello Esteemed Members I had queries on Axis Bank Family Banking. History I am the main account holder, I have Axis Burgundy Salary Account. I had opened My mother and My Wife's Burgundy account. Today I merged all 3 accounts using Axis app to Family account. Queries 1. The term used is...

I am holding 15 year old HDFC bank account and recently see my app shows Preferred. wondering if there is any real benefit?

If I open a IDFC wealth account with 10 L then is it like that my all family members can join this wealth account?

My family has 3 hdfc classic accounts and i wanted to add them to one account's family banking. RM says all accounts will get their own separate pre approved offers but i wanted to confirm is this is true? Will each account still get it's own pre approved offers or will only the primary account...

Hello Guys For some reason I need to convert a portion of MF holdings from SOA to Demat Form. I intend to open a new demat account just for this purpose, I am not going to do a lot of new transactions or trading activities from this new account (so brokerage etc doesnt matter much) Is there any...

This post, as the name suggests, is a shoutout for IDFC Bank, more particularly, its Credit Card Support Team! In a world where credit card customer support resembles a circus act gone wrong—complete with clowns on hold and acrobats juggling complaints—IDFC struts in like the black sheep of an...

I had ~10L in FD in SBI, recently got enrolled into the wealth Program thanks to family TRV value owing mostly because of my dad's investments. So, even if I take these 10L out (Rainy day funds) I won't be kicked out of the wealth Program in SBI. As I'm not getting any additional benefits in...

I have a SiavingMax account with HDFC Bank. Today, I received an SMS offer that I am eligible for a Prime banking upgrade. I am not sure what this upgrade will provide. I have the following doubts. Any expert advice on this will be helpful 1. What are the benefits of Prime Banking over the...

Hello everyone, Let's talk about some banking related irregularities or problems that you might be facing currently just like I am currently facing with below problems as of now and taking regular follow-ups for these: 1) Pixel Card charged 257 INR for EMI fees but isn't reversing the same...

What's wrong with AXIS? They are charging INR 25 for successful auto debit transaction (like EMI, SIP etc).. As far I know bank charge if auto debit failed due to insufficient balance, but for successful transactions? Its a day robbery.

I've 2 accounts under IDFC First Bank Wealth banking and have cumulative funds of around Rs. 32L - 33L. Is it possible to negotiate with RM and get it upgraded to Private banking with such MAB? Any chance if I touch Rs. 50L cumulative balance across both the accounts to get the upgrade (however...

I have Hdfc savings account of mab 5000 from August 2023 but have one lakh fd so amb non maintenance waived off. I have done transactions of 3 lakhs through debit card millennia, 5 lakhs UPI and have swiggy credit card. Can you tell me benefits of classic banking by your experience or simple...

ICICI’s recent devaluation of rewards has completely shattered my credit card usage plans. Here is a breakdown of my current situation and thoughts on next steps: Current Card Usage Active ICICI Cards: ICICI Sapphiro ICICI Coral Rupay (for UPI scans) Amazon Pay ICICI for most of my spending...

If you hold a higher variant bank account, you're probably familiar with the term "relationship manager" (RM). Banks assign RMs to customers with premium accounts and good average balances. They often showcase a long list of benefits for having an RM and push you to upgrade your account. But do...

Does the joint savings account of Indusind bank gives the net banking facility for joint account holder? If so, how to activate and will the OTP will come in joint account holder mobile number

Hello , My wife currently has a Priority Savings account and I have a prestige Salary account. 1) If we enable family banking from the priority account, will my salary account be also converted to a Priority salary account (is axis allows)? (Or will it get converted into a savings account) . 2)...

Hello , My wife currently has a Priority Savings account and I have a prestige Salary account. 1) If we enable family banking from the priority account, will my salary account be also converted to a Priority salary account (is axis allows)? (Or will it get converted into a savings account) ...

Got an offer from Standard chartered bank for priority banking.15000 taj vouchers and other perks.is it worth it?

I’m planning to open an account with either HSBC or Standard Chartered. The idea is to use their Global Banking services while maintaining the required balance in India. Their offerings are similar so trying to understand which bank would be better. Anyone from the community that has used...

Hi I am looking to get into Wealth/Premium /HNI Banking Program. I have a net salary >2L. Currently I am applying for SBI Wealth Banking via family TRV criteria. I am looking for good alternative to use for salary credit account as well. Not looking to close or downgrade on SBI as this is with...