charges

Does ICICI Gemstone Credit Card charges extra for wallet loads - 6540 MCC ? If Yes/No, is there any capping to it, like say 50K a month ?

I applied for an add-on ICICI Coral RuPay card last year by visiting the branch. At that time, the bank staff assured me that the add-on card is lifetime free with no charges. However, in my latest statement, I noticed that fees have been applied to both add-on cards. What if the bank doesn’t...

As expected, SBI has withdrawn the benefits for Vistara Cards for all card with renewal date post April 1st,2025.

Hey I got email from indusind bank that they introduce new charges for points redemption Information on Reward Points Redemption Program Changes With effect from 1 st April 2025, following revisions will be applicable on reward points redemption using your IndusInd Bank Credit Card:  For...

Hi Everyone, I’m facing an issue with ICICI Bank regarding MAB (Minimum Average Balance) penalty deductions, and I’d appreciate any help or suggestions from the community. Here’s what happened: My account had a balance of ₹ 0.28 since December 2024, which was deducted on 7th February 2025...

Back in 2023 i used to have an axis savings account and a personal current account which i didn't used to maintain the mab on both and for the same reason they applied several months of mab charges in those accounts which eventually paid by me in full and i also closed both of them because...

Hi everyone, I have had an HDFC Bank account since 2020, but I haven't used it since 2021. It is a savings account with a ₹10,000 monthly average balance requirement. Recently, I added some funds to the account, and I noticed an immediate deduction of ₹708 * 11 (a total of ₹7,788). Before the...

I am facing serious billing issues with American Express India, where they wrongfully deducted Credit Card EMIs for a refunded transaction and imposed unjustified charges. 🔴 Wrongful EMI Deductions on ₹28,498 Transaction Date: September 30, 2024 – Flipkart purchase of ₹28,498. Refund Date...

Hi All, Have spends between 10 to 15 L every year internationally, my firm reimburses all forex charges, so which card has the highest earn / reward rate ignoring the forex charges Currently using HDFC Diners Black, AU Zenith for this

Hi everyone, I’m looking for a new bank account that doesn’t have any annual charges, such as: Debit card charges (I’m open to blocking/canceling the physical card or using a virtual debit card). SMS charges. Account maintenance charges. I don’t mind a charge for not maintaining the...

Will there be extra charges for purchasing voucher from HDFC Payzapp now? Is there any way I can purchase Amazon voucher using credit card and get cashback on it too? Thanks and I am new to the community 🥲

Hello Technofino community, this is my first post. I wish it could've been on better circumstances. My problem begins in October 2024. I had to visit Bali (Indonesia) for my work for 2 weeks. I had to travel from Kochi (Kerala), via Kuala Lumpur, to Bali. I had an SBI Prime card which gave me...

No Additional Charges When you Invest with RuPay Credit Card on UPI on NPS: :love::love: Update - Offer validity extend for April month. Link: https://npstrust.org.in This campaign allows customers to invest on NPS using RuPay Credit Card on UPI (RCC on UPI) on https://npstrust.org.in as a...

May be a loophole for Rupay CC To bank via NPS Tier 2. Update: Tier 2 doesn't allow CC payment on UPI, where as Tier 1 works fine

Now OneCard wants 3000+GST to close Credit Card

can we use prepaid card for upi scan and pay?

Hi community. I was hoping to have a query solved. The way there is a rule that non maintenance charges for account balance cannot be levied beyond account balance zero for savings account. Does the same principle apply for current account?

I have a Bank of India savings account. It's pretty much my primary account. Currently I incur two charges in my account - 1. Debit card AMC of 295/- (incl. gst) 2. SMS charges of 17.7/- per quarter. Any idea on how to avoid these? As of the debit card, I don't need it (as I already have...

Effective 1 February 2025, a 0.75% convenience fee + GST will be charged on the purchase of Amazon Pay and Amazon Shopping gift vouchers via e-voucher platform on Reward Multiplier. Amex has also joined the bandwagon of charging convenience fee on Amazon vouchers. Firstly there is shortage of...

Also want to know about other banks as well