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Hi Guys I hold two BOB Cards - Select and HPCL Energie. The HPCL Energie was expired in October, and they sent a new/renewal card by Indiapost, which was undelivered - marked as insufficient address. I could not pick it up manually at the post office as well. Tried emailing them and there was...

I have got IDFC SELECT credit card on 10 January and within one week its devalued. I thought of using the railway lounge access but IDFC don't care. I have no idea what I will do with 1.6 Lakh credit limit. I found more frustrating thing about IDFC Select Card even though Lifetime free. Reward...

Hello Folks, I am looking forward to close the NiyoX account opened with Equitas bank but not having option to visit the branch for closure. Anyone know the process how to get the account close digitally via email or other kind of requests online or on phone?

Is it necessary to close a LTF Credit Card of a deceased person with no payment left? According to RBI rules, a credit card sud be closed by the issuer if no transaction is done for a year. Do issuers actually follow this rule?

Hi, As the headline explains, I have years long Jio PB account, I am still stuck with UPI dummy DC. I contacted their CS and got informed that Rupay Plat DC will be available in future for me but not sure when... They asked me to close existing account and open a new one for immediate...

Hi Guys , Im really confused. I have the below four cards and I think i am paying too much Renewal fees and not getting much benefit. between these below cards which two should i close ? I dont need Domestic Lounge access, and international one i just need 2 per year. Which of the two cards...

Hi i have one card , hsbc , amazon pay , hdfc swiggy 1st year free , idfc both ashva and other . hdfc rupay regalia , axis flipkart paid , axis vistara , sbi vistara , please sugest which card should i stick or close

Hello guys.. Recently my axis flipkart card limit increased to 1lakh after almost 1year and after that they matched the limit to my other two Ace and Airtel cc. So my aggregate limit is 1lakh for all 3 cards. Want to know If i close my flipkart card now, will it cause any issue to the limit of...

I am holding two indusind cards with splited limit. If I close one credit card can I transfer limit back to other card

Went through CISBI Directory that stated that a branch opened on 30th of March 2024 18km away from where I stay and 500m away from where I work(I have a private doctor's chamber there). I have 10lakh in FD getting renewed this year in SBI (old FDs in my name from my grand parents). 1. Upto what...

I earlier had Edition Card with RBL which was later converted to Shoprite. This card is pretty much useless and I have not been using it for long. It is LTF though. Couple of months back, RBL reduced my credit limit from more than 2 Lakhs to about Rs 28K. Now I am getting the above email. It...

Hello Friends, I hold Axis Premium credit cards Magnus Burgundy Infinite Reserv Vistara Infinite As Axis has the limit of 3 cards per customer I want to get Atlas as Group A limit in Burgundy exhausted, wanted to use Atlas for being able to get them. However I got to choose to close one...

My CC journey started with ICICI Sep 2022 with limit 30k now in Nov 2024 Limit is 4.6L LTF (APAY) Au BANK CC 4.6L SEP 2024 PAID 299+GST (SPONT RUPAY) Kotak CC 2L OCT 2023 LTF (ZEN) IDFC CC 2L JAN 2024 LTF (SLECT) HDFC CC 1.15L MAR 2023 LTF (Millenia) AXIS CC 97K NOV 2023 PAID 500+GST (AIRTEL...

Hi everyone, I need your advice regarding my credit card situation. Here's the context: 1. HDFC MoneyBack Card: It’s a lifetime free card, but the offers are very limited. My current credit limit is only ₹25,000, despite my salary being ₹40,000/month (I was told I’d get ₹50,000+ initially)...

Hi all, I am currently holding these cards 1. Citibank Indian oil credit card (LTF) (Rebranded to Axis now) (I can't close it as it will impact credit history. It is my oldest card ~18 years but I dont use it. ) 2. HDFC Regalia gold (LTF) (Use it sometimes) 3. SC Ultimate (Renewal fee but get...

I have spent around 1 Lakh in the last 10 months from the card and earned around 4300 Neucoins. The experience of Tata Neu App is shitty it lags always I only use this for groceries via Bigbasket My main reason for taking this card is 5% cashback on insurance but they have a very shitty system...

You can close ICICI bank account online, no need to go to branch and submit physical forms. In iMobile app, go to Services > Account Services > Account Closure. You also need to enter an account number and detail where your balance amount or interest needs to be transferred. (Not yet tried on...

I used OLA postpaid for a short period, but when I closed the OLA postpaid, they didn't close my associated IDFC loan account. And then October 2023, I mailed them, after a lot of follow up, they closed the account. Fast forward to this year October, I see another account by IDFC that was...

Hello guys My Regalia Gold was issued on 20th Sept 2023 and I emailed them on 19th Sept 2024 for LTF conversion and unfortunately the fees was also charged on 19th Sept 2024. I don't have any other spends on the card and amount due is Fees+GST. They have refused LTF conversion and are demanding...

The annual charge deadline for my BoB Debit Card is nearing. I have blocked the card via netbanking and it doesn't show in the list of my debit cards in netbanking anymore. Is that enough for BoB to not levy the annual charge or is there anything more I need to do?