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Hello, I have three Axis cards 1) Axis Privilege (Paid) 2) Axis Flipkart (Paid) 3) Axis Neo (LTF) Axis Neo is the oldest (3 YO) out of three and Privilege is the newest. Kindly let me know which card should i close as I only intend to keep one card. FYI I use Axis NEO for Zomato offers...

I have icici regular savings account and 2 ICICI LTF CC.. If i close icici savings account online..will it close my cc too? I dont want to close my CC as both r ltf and both r my 1st and 2nd card of credit history with high limits

Dear Legends, I want to reduce credit exposure and be able apply for SBI Cashback card. I have Axis Rewards (Paid and will be closed if they don't offer LTF) and Axis Flipkart LTF. My expenses on Flipkart is minimal over the past year. I also have HDFC Swiggy LTF. I'm thinking to close Axis...

Hi guys, I have used Amazon Pay Later in the past. And I have cleared all outstanding on that. Then I closed the account. Currently it's showing like above picture in my Amazon Pay. My doubt is that .. should I mail axio separately about closing my axio account. Or it would have been...

Hey everyone, I have a few lifetime free credit & debit cards and need advice on which to keep, close, or replace for better rewards. Here’s my current list of cards: Credit Cards BOB premier (Rupay) Axis Myzone (visa) Axis Neo (Visa) HDFC tata neu plus (Rupay) PNB select (Rupay) Niyo/SBM...

Well I was at SBI branch for my savings account and talked to a guy (actually 2 guys, 2 diff brances) and I got something from his phone, it was from his training manual. Now I have probably ~25 credit cards(some on shared limit). CIBIL report says I have 21 credit cards. How the hell should...

Hi Guys I hold two BOB Cards - Select and HPCL Energie. The HPCL Energie was expired in October, and they sent a new/renewal card by Indiapost, which was undelivered - marked as insufficient address. I could not pick it up manually at the post office as well. Tried emailing them and there was...

I have got IDFC SELECT credit card on 10 January and within one week its devalued. I thought of using the railway lounge access but IDFC don't care. I have no idea what I will do with 1.6 Lakh credit limit. I found more frustrating thing about IDFC Select Card even though Lifetime free. Reward...

Hello Folks, I am looking forward to close the NiyoX account opened with Equitas bank but not having option to visit the branch for closure. Anyone know the process how to get the account close digitally via email or other kind of requests online or on phone?

Is it necessary to close a LTF Credit Card of a deceased person with no payment left? According to RBI rules, a credit card sud be closed by the issuer if no transaction is done for a year. Do issuers actually follow this rule?

Hi, As the headline explains, I have years long Jio PB account, I am still stuck with UPI dummy DC. I contacted their CS and got informed that Rupay Plat DC will be available in future for me but not sure when... They asked me to close existing account and open a new one for immediate...

Hi Guys , Im really confused. I have the below four cards and I think i am paying too much Renewal fees and not getting much benefit. between these below cards which two should i close ? I dont need Domestic Lounge access, and international one i just need 2 per year. Which of the two cards...

Hi i have one card , hsbc , amazon pay , hdfc swiggy 1st year free , idfc both ashva and other . hdfc rupay regalia , axis flipkart paid , axis vistara , sbi vistara , please sugest which card should i stick or close

Hello guys.. Recently my axis flipkart card limit increased to 1lakh after almost 1year and after that they matched the limit to my other two Ace and Airtel cc. So my aggregate limit is 1lakh for all 3 cards. Want to know If i close my flipkart card now, will it cause any issue to the limit of...

I am holding two indusind cards with splited limit. If I close one credit card can I transfer limit back to other card

Went through CISBI Directory that stated that a branch opened on 30th of March 2024 18km away from where I stay and 500m away from where I work(I have a private doctor's chamber there). I have 10lakh in FD getting renewed this year in SBI (old FDs in my name from my grand parents). 1. Upto what...

I earlier had Edition Card with RBL which was later converted to Shoprite. This card is pretty much useless and I have not been using it for long. It is LTF though. Couple of months back, RBL reduced my credit limit from more than 2 Lakhs to about Rs 28K. Now I am getting the above email. It...

Hello Friends, I hold Axis Premium credit cards Magnus Burgundy Infinite Reserv Vistara Infinite As Axis has the limit of 3 cards per customer I want to get Atlas as Group A limit in Burgundy exhausted, wanted to use Atlas for being able to get them. However I got to choose to close one...

My CC journey started with ICICI Sep 2022 with limit 30k now in Nov 2024 Limit is 4.6L LTF (APAY) Au BANK CC 4.6L SEP 2024 PAID 299+GST (SPONT RUPAY) Kotak CC 2L OCT 2023 LTF (ZEN) IDFC CC 2L JAN 2024 LTF (SLECT) HDFC CC 1.15L MAR 2023 LTF (Millenia) AXIS CC 97K NOV 2023 PAID 500+GST (AIRTEL...

Hi everyone, I need your advice regarding my credit card situation. Here's the context: 1. HDFC MoneyBack Card: It’s a lifetime free card, but the offers are very limited. My current credit limit is only ₹25,000, despite my salary being ₹40,000/month (I was told I’d get ₹50,000+ initially)...