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Hi everyone, I need your advice regarding my credit card situation. Here's the context: 1. HDFC MoneyBack Card: It’s a lifetime free card, but the offers are very limited. My current credit limit is only ₹25,000, despite my salary being ₹40,000/month (I was told I’d get ₹50,000+ initially)...

Hi all, I am currently holding these cards 1. Citibank Indian oil credit card (LTF) (Rebranded to Axis now) (I can't close it as it will impact credit history. It is my oldest card ~18 years but I dont use it. ) 2. HDFC Regalia gold (LTF) (Use it sometimes) 3. SC Ultimate (Renewal fee but get...

I have spent around 1 Lakh in the last 10 months from the card and earned around 4300 Neucoins. The experience of Tata Neu App is shitty it lags always I only use this for groceries via Bigbasket My main reason for taking this card is 5% cashback on insurance but they have a very shitty system...

You can close ICICI bank account online, no need to go to branch and submit physical forms. In iMobile app, go to Services > Account Services > Account Closure. You also need to enter an account number and detail where your balance amount or interest needs to be transferred. (Not yet tried on...

I used OLA postpaid for a short period, but when I closed the OLA postpaid, they didn't close my associated IDFC loan account. And then October 2023, I mailed them, after a lot of follow up, they closed the account. Fast forward to this year October, I see another account by IDFC that was...

Hello guys My Regalia Gold was issued on 20th Sept 2023 and I emailed them on 19th Sept 2024 for LTF conversion and unfortunately the fees was also charged on 19th Sept 2024. I don't have any other spends on the card and amount due is Fees+GST. They have refused LTF conversion and are demanding...

The annual charge deadline for my BoB Debit Card is nearing. I have blocked the card via netbanking and it doesn't show in the list of my debit cards in netbanking anymore. Is that enough for BoB to not levy the annual charge or is there anything more I need to do?

Hi , we are using diners club privilege card for almost last 2 years ( my wife's card and our first credit card for our family ) . She is now holding tata neu infinity paid card and swiggy ltf card from hdfc with 4.9L limit . Card renewal date coming in 2 weeks approx , we already mailed hdfc...

Hi new to community and need help to better utilize my cards or add/close useless ones My current cards -ICICI MMT PLATINUM LTF -ICICI PLATINUM LTF -AXIS FLIPKART LTF -IDFC FIRST MILLINIA LTF -ONE CARD(FEDERAL BANK) LTF -SBI PRIME VISTARA PAID Considering: - HAVE AN IN-APP OFFER FOR ICICI...

I'm planning to close my IndusInd Legend credit card as I'm not happy with their service. Since their email support usually takes 7-8 days to reply, so should I email them for a card closure request and get ₹500/day compensation if they delay replying to my email post 7th working day? 💀

Having Secured Onecard (Just 2k) :p more than 2 years old. In My Pincode i think they will never provide Unsecured Card. 2 months ago got 1st unsecured Hdfc card (but too low limit) :ROFLMAO:. So now, should i keep onecard as it oldest card or close it ??

Recently I am offered fyf inifinia and now plan to use it heavily to target second year fee waiver. Also, seems like the rewards are better than axis flipkart and ace cards through gyftr vouchers. Should I now close the paid cards axis flipkart and ace which I used heavily till now (pretty sure...

Hey everyone, I currently own multiple HDFC cc as mentioned below with combined limit of 2.5L - Millennia LTF Swiggy FTF (with next years fee waiver limit achieved) Neu Infinity FTF (with next years fee waiver limit achieved) I have these cards issued 2-3 years back when I had lesser salary...

Hi everyone, ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ TF Advisors help me I'm facing a dilemma regarding my Axis Bank account. I haven't been able to maintain the minimum average balance (MAB) for the past two months. As a result, I'm being charged fees. I'm not sure if I should: Close the account and...

hi, my father had 1 axis liberty and 1 Hdfc Savings max account ,he now have entry level CC from both the banks. since SBI is go to bank for all purpose and these accounts are lying idle, can we close them and still get premium cards in future? No affect on profile too?

what happens if we close 5 credit card accounts out of 20?

I have an axis bank basis savings account & i have 3 credit cards of axis bank. I want to close only axis savings account. So I visited my axis bank branch they said if i closed my bank account they all so close my credit card. Is there any solution?

Hi, I had taken vistara infinite card in wife's name. I forgot to close the card before the renewal fees was charged in August 19th. After the annual fees was charged, my wife made another transaction. And now the bill is generated. Can I ask axis to close the card without paying annual fees?

Dear members After devaluation of point value in PNB, is it worth to keep the rupay select credit card or better to close.

Hi As I had shared earlier in the thread, I was missold an Indusind Legend card while trying to get ED LTF (https://www.technofino.in/community/threads/indusind-sales-person-rajesh-misled-and-missold-legend-card-by-rs1910.29128/page-3#post-720094) Now that is not happening, I want to get out of...