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  1. marmod

    Should I close Amex Plat Travel ?

    Hi all experts, I have an Amex Plat Travel card and have already hit my 4L milestone. (Yet to receive Taj voucher and Bonus points, will reach out to them soon) Renewal is in February 2026. I recently got HDFC DCB Metal and I believe I will not have so much spends to hit 8L+4L milestones next...
  2. R

    How to get IndusInd Tiger credit card while already having Pinnacle and I don't want to close or upgrade pinnacle

    How to get IndusInd Tiger credit card while already having Pinnacle and I don't want to close or upgrade it, just want an additional Tiger card?
  3. discocracker02

    Move Transactions from one Axis Card to Another and close the former card

    Hello, I have an Axis FP Card with 1.5 L credit limit. I have 2-3 small amount EMIs on it. Recently, I got an offer to apply for Atlas and Magnus cards throught different sources. Both are approved. Atlas CL was shared with Flipkart card, have asked them to upgrade the limit or I will cancel...
  4. C

    Close icici Mmt signature

    Dear members I have total 3 icici cards Icici coral, Amazon pay and MMT signature I want to close MMT signature credit card due to no use. I take this card in 2022 and I take SBI in 2020 so is there any cibil impact after closing the icici card.
  5. V

    Need to close amex cc

    Hey folks, Need to close amex cc 1) Can any1 please share their email id? 2) Will they provide NOC/ No due certificate. 3) What's the process to close their cc? 4) If we close through chat will their provide mail confirmation regarding card closure? Kindly help @BVC @SSV @Vasuki @Anindya98...
  6. G

    Axis Atlas Axis bank to close new application for Atlas card very soon

    Internal Axis bank news is that they would stop new application for Atlas card very soon. They will start promoting Axis Horizon instead of Atlas going forward. Whosoever would like to apply Atlas should apply in August itself in my view
  7. I

    Need Advice: Which Credit Cards Should I Close or Keep And Add New LTF CC

    I Want To Review My CC Portfolio Which Credit Cards Should I Close or Keep And Add New LTF CC List Of CC Portfolio Which I Have 1) Hdfc Bank Millennia Rupay (LTF) 2) AMAZON PAY ICICI (LTF) 3) ICICI CORAL RUPAY (LTF) 4) SBI SIMPLY CLICK (LTF) 5) AU LIT CC (LTF) 6) YES BANK ELITE (LTF) 7) BOB...
  8. Gaurav_G

    Help me decide which cards to keep or close!

    Hi all, I currently have 11 active credit cards, and I feel that my profile is starting to look over-leveraged (recently, even HSBC/SBI applications have been declined). My CIBIL score is ~790. I’m evaluating which cards to keep and which ones to close to improve my overall credit profile...
  9. Avatar Aang

    How to close bank accounts online

    Almost all the banks offer online account opening. However, most/ all banks don't offer account closure online. If you know any bank which allows online account closure, please edit this Wiki post and share knowledge. Presently I am looking to close my Indusind and BoB savings account without...
  10. R

    Should I close my oldest card (LTF) Icici or upgrade it?

    Hello guys, I got my first card Icici Platinum LTF on 01/2021, second LTF card Amazon Pay 06/2022. After that I added several cards and now sbi rejects me for over leverage (this is quite common though). I got Icici Cora ltfl card as upgrade recently. Now question is Icici generally give new...
  11. J

    How to close an SBI card that is inactive?

    Ok so I have this problem that 10 years ago I missed a payment of the SBI card and my father went to court and closed the card after paying even the interest fine. So the card now shows in the app that its blocked and I'm trying to close it from my end because I'm suspecting that this card is...
  12. Jaded

    I have 21 cards, which should I close?

    I have 21 credit cards and the total limit is now 75L. I've decided to close a few to reduce leverage because some banks don't seem to be willing to give cards if someone has too much credit limit. The cards I intend to close are: 1.BOB Onecard: good limit, but pretty useless now 2. RBL world...
  13. V1SH4L

    How to close kotak credit card?

    I've a kotak pvr inox credit card which is useless. So I want to close it to avoid annual charges. How to close it? Is there any mail address for requesting?
  14. R

    Pre close HDFC Jumbo Loan and pay with debit card

    Hi I would like to pre-close my HDFC Jumbo loan. How to pre-close and pay the balance with debit card?
  15. D

    Want to Close Kotak 811 Account Online After Recent Freeze — Any Way to Do This Without Visiting a Branch?

    I want to permanently close my Kotak 811 account after a frustrating experience, and I’m hoping someone here can help me with the online closure process (if it exists). Here’s the full story: I opened a Kotak 811 account on June 28th, mainly to get the ₹500/month cashback offer. On July 1st, I...
  16. R

    Should I close Tata neu and Swiggy to get core card ?

    Hi, I have Ltf Tata neu plus and LTF Swiggy card. I want to get core card ltf/fyf. Should I close both or closing only Tata Neu will work, I don't need it anymore as other cards are available for UPI. Hesitant to close swiggy usage is low but 10% flat is lucrative. If I clsoe swiggy can I...
  17. xfactcc

    Axis Flipkart Annual Charges Again?! Time to Close This Card?

    Axis Bank Flipkart Credit Card – Annual Charge Concerns I’ve been charged ₹500 + GST again this year—4th year for the Flipkart Axis card, and 3rd year on the MyZone card. I’ve kept the Flipkart card mostly because it was my first credit card, but honestly… With the recent devaluation, and...
  18. rakeshgupta

    Which Cards to Close & How to Upgrade HDFC Millennia(No preapproved offer from 2 years)

    Hi Experts, Current Cards: LTF – HDFC Millennia, ICICI Coral RuPay, IDFC First , Flipkart Axis Neo RuPay Paid – SBI Cashback, Simply Save, SBI BPCL, Flipkart Axis Profile: Salary A/C with HDFC (7+ yrs) with net ₹1.75L monthly credit Need suggestion for: Which cards to close (want to clean up)...
  19. Sriim

    Should i close my HDFC Tata Neu Infinity credit card?

    I got the card FYF in October 2023 and went on spend 4+ lakhs in the first card anniversary year. Since then I've got other cards and spent only 1-1.5L in the 2nd year. I need 3L spends to waive the annual fee of Rs 3k+gst.1499+gst. I won't be able to spend that much and thinking of closing the...
  20. CosmicCat

    Should I pre-close this Credit Card EMI and does HDFC Bank reinstate reward points if you pre-close it?

    On 17th June, 2025, I bought an electronic appliance from Croma using my Tata Neu Infinity credit card and chose the Low-Cost EMI for 6 months to get around ₹6,000 instant discount, whose summary is as follows: The total amount debited from my card was ₹37,613.33. As I'm aware, HDFC provides...
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