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Hey All, My card was issued on 16th December last year. I called the customer care today, for closing the card and reverse the annual fee. Agent denied with a reason that there was a transaction this month, hence they won't be reversing the fee. Any Idea? I have sent the email to...

I recently opened a BOI bank account hoping that I it would be zero fee. They didn't give me an option to choose debit card either and gave me a 300fee debit card which I don't want to pay for unnecessarily and isn't even primary account for me. SO if they charge me fee and account goes to -ve...