credit card application

Hey everyone! I recently applied for the IndianOil RBL Bank XTRA Credit Card on 8th September and wanted to share my experience with you all. I applied for the card online, and the process was super smooth. I completed all the required formalities online, including the VKYC (Video KYC), which...

I had applied for the Swiggy HDFC co branded card, but I did not know I was to get 3 enquires over 3 weeks for the credit card application… The MD Desk is pretty much useless with same person replying with nonsense so I mailed the PNO, haven’t received a reply… it’s been 5 days.. does anyone...

Hi , I have recently applied for RBL IOCL extra card while applying. I have selected my occupation as salaried And enter company details , but when doing V KYC it’s showing I am self-employed, and I am unable to change my occupation to salaried . What should I do? Should I leave my...

I need some suggestions. I’ve been wanting to get credit cards from American Express and HSBC for a long time, but due to location issues, I haven’t been able to. About a year ago, I applied for credit cards from both of these banks, but the application was rejected at the very beginning...

My Infenia credit card application just got rejected what other options do I have ? after all the devaluations

Hi all, recently I received a call from unknown number. A lady on other side tell me that she is calling from AXIS bank & you are eligible for LTF airtel card. I denied that fact by telling her that airtel credit card is always a PRICED card but she insisted me that your credit score is above...

Hello everyone, I had applied for an HDFC credit card in the a couple of months ago without an account which failed on the basis of the bank being unable to conduct physical contact verification at my location. Video KYC and other verifications were conducted successfully. Now I notice that my...

Hi friends! My cousin already has some 4-5 credit cards. Still wants to apply for IDFC credit card. Her CIBIL score is 750. Will her score drop if she applies for another credit card? Please suggest.

Hi, I have been using my Kotak 811 cc since February 2023 ,OneCard cc since may 2023, Axis band Indian oil cc since March 2024. After I turned 21 years old on jan 2023 I applied to Amazon pay icici cc for the first time. Then again on February 2024 and again on August 2024. All the three time...

Hi, I received the below offer from Cred for getting LTF credit card from AU Bank along with Amazon voucher of Rs. 200 but upon using the link in the selection of cards tab it's showing me 3 cards - Zenith, Vetta and 3rd one name is not showing... And on the fees section it's showing annual...

Reason they gave :- you should have a term deposit with the bank, which will kept under lien during the tenure of credit card

Recently I applied for IDFC credit card, after completion of VKYC next day verification agent came for residential address verification and after 3 days another guy came for office verification, after 30 minutes of office verification it was shown application verified but next day rejected my...

Hello Guys, I applied for the HDFC Swiggy credit card in May 2024, but my application was rejected, so I left it at that. A few days ago, after two months, I randomly checked the application status and found it showing "Credit Card in Process," not "Application in Process." I went to an HDFC...

I started an application for SBI Simply save credit card through sprint on 29 July and also received an application number through sms. When I’m seeing application status, I can't see application submission successfully and unfortunately website throws an error at last. Is there something...

Kotak 811 or hdfc 2500 wala account.. Which one can give pre approved cc offer comparatively fast, if maintaining 40-50k just after opening. Someone asked me so thought to seek suggestions form here. No credit history means no cibil exists. Also share some measure to keep in mind to get the offer.

I got a sms regarding a CIBIL Enquiry by RBL Bank on 7/7/24 which was done without my knowledge or consent. I had asked them to remove the same as it's negatively impacting my credit profile, but they're saying that it's genuine and the query was made for a Shoprite Card application which is...

hey, has anyone got an Infinia LTF on their new application? what is the minimum ITR requirement to do something like this? what are the possible ways i can get it LTF? please share your thoughts and experiences! thankyou all!

Can the experienced Fintos share any known criteria for credit cards which may help others, before they apply? For example, I saw someone mentioned Amex cards require 6 month credit history at least. If such information can be compiled, unnecessary CIBIL hits may be avoided. Any small thing...

Hi team, So I am not an HDFC Customer and applied for regalia gold cc. This would've been my first cc as I don't hold any other cc yet. My app got rejected but the reason stated is "encountered a challenge while verifying and validating your identity through our Contact Point Verification...

Hey, Below is my detailed experience of applying for the HSBC Cashback Card in an unserviceable area without the help of any agent. On 7th April 2024 I applied for the HSBC Cashback being an absolute noob entered my house address which was in Faridabad (Delhi NCR) thinking it will be...